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Old Nov 2, 2008 | 1:31 pm
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Dave Noble
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Originally Posted by thadocta
Not in my country - I depositted a cheque drawn on a US bank to my credit union (NOTE, NOT a bank) here in Australia a few weeks ago, and they cleared it in five working days (I don't know if the intervening weekend helped out there).
Was it actually completely cleared or was the amount added to available funds?

Foreign cheques do, ime, take longer to clear than domestic cheques but some banks do permit access to the funds before the full clearance process completes. There is , in this situation, a risk of the funds being reversed should the overseas bank reject the cheque

The local bank cannot clear it any quicker than the foreign bank will accept it in

Dave
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