Originally Posted by
ArizonaGuy
You get your free annual credit report from the 3 major players but not your score. Kind of annoying that lobbyists kept Congress from requiring that.
The purpose is totally different. The reason you can get those reports free is to check for errors and such. There are no errors to check for in a credit score, thus for the purpose that the legistlation was trying to address it's useless.
It's obviously useful for other reasons, but those aren't the reasons the "annual credit report" legislation was created.