Oct 31, 2014, 6:05 am
Last edit by: lifeonthego_k
I'm going to update this first post as more info flows in to create a 'master list' of all credit cards that offer a decent way of accruing miles - so please help out!
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
If you know of and/or use any other cards (or the ones already mentioned), please share your thoughts.
***ALL VALUES BELOW IN SINGAPORE DOLLARS (SGD)***
============
In no particular order (apart from personal preference in terms of good-mileage opportunities):
============
1. UOB PRVI Miles VISA, MasterCard, AMEX
VISA:
http://www.uob.com.sg/personal/cards...iles_visa.html
MasterCard:
http://www.uob.com.sg/personal/cards...astercard.html
Amex:
http://www.uob.com.sg/personal/cards...amex_card.html
http://www.uob.com.sg/personal/cards...ard/microsite/
Mileage accrual:
The earn rate will be 1.4 miles for every $1 spent in multiples of S$10 (every multiple of S$5 gives 6 to 7 miles due to 3.5 UNI$ rounding off, every S$10 gives 14 miles), and 2.4 miles for every $1 spent OVERSEAS (every $5 gives 12 miles).
Requirements: min. income $80,000 (not strict).
Cost: First year free, then S$256.80 for main, first two supplementary always free. Annual fee waiver for Amex card if you charge $50,000 or more in a year.
Miles conversion fee: $25 per conversion. UNI$ are combined in 1 cardholder's name/FIN Number/NRIC together for all UOB cards which earn UNI$.
Pros: Best mileage accrual rates for overseas spend only. 20,000 bonus miles and annual fee waiver with spend of $50,000 per year (both only for Amex card). $45 1-way airport transfer voucher for $1,000 overseas spend in a given quarter (Amex only).
Cons: AMEX not always accepted by merchants. Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
2. UOB Preferred Platinum Visa
http://www.uob.com.sg/personal/cards..._platinum.html
http://www.uob.com.sg/personal/cards...visa_card.html
Mileage accrual: Earn 4 miles for every $1 spent using ONLY MOBILE CONTACTLESS every $5 gives 10 UNI$ which equal 20 miles). Same incredible mileage-earning ratio for internet shopping with certain restrictions (travel-related, utilities, etc.). Earn 0.4 mile for every $1 for regular, signature-based payments AND ORPHAN SPEND DUE TO $5 ROUNDING OR EXCEEDING THE BONUS U$2000 SPEND (every $5 gives 1 UNI$ which equal 2 miles).
Earning 4 miles/$ is limited to the first S$1110 spent during the per calendar month (via Mobile Contactless). 2,000UNI$ refers to the extra 9UNI$ and does not include the normal 1UNI$.(Stop when you notice you earn 3UNI$ (1 + bonus 2) for the last S$5 transaction. ($1110/5)x9=1998UNI$, hence the last S$5 transaction will earn 2 bonus UNI$. The total bonus UNI$ awarded to you from qualifying spend on Selected Online Transactions and Mobile Contactless Transactions is capped at UNI$2,000 for each calendar month. THE CAP IS ON THE 9 UNI$ BONUS NOT 10UNI$ TOTAL YOU GET WITH BASE OF U$1 PER $ SPEND
Keep in mind that some merchants offer different, non-mileage accruing awards with UOB cards which are called SMART$. Some popular merchants include Cold Storage, Guardian and Giant Supermarket, ToastBox and Starbucks. A full list of merchants where Mobile contactless transactions will NOT earn miles can be found here: http://www.uob.com.sg/personal/cards...smartclub.html
Requirements: min. income $30,000 ($60,000 for foreigners).
Cost: First year free, then $192.60 for main and $96.30 for supplementary. Annual fee waived off easily.
Miles conversion fee: $25 per conversion, in blocks of 5000 UNI$=10,000 miles. UNI$ are combined in 1 cardholder's name for all UOB cards.
Pros: Incredible mileage accrual rates for Paywave transactions (not all merchants - some give SMART$ instead which are different rewards!) as well as internet transactions (some restrictions apply).
Cons: Points allocated on every $5 spent, rounded down to next $5. Transfer in blocks of 5000 UNI$ points = 10,000 miles. Points are valid for 2 years (transfer before expiry and they will subsequently be valid for a further 3 years from the date of transfer to KrisFlyer).
3. Citi PremierMiles MasterCard
https://www.citibank.com.sg/credit-cards/travel/premiermiles-card/?ecid=PSGONSGCCAENPM
Mileage accrual: Earn 1.2 miles for every $1 spent. Earn 2 miles for every $1 spent OVERSEAS. 10,000 bonus miles for each annual membership renewal.
Requirements: min. income $50,000 for VISA. Principal cardholder must be at least 21 years of age.
Cost: First year free, then $192.60 for VISA main, supplementary always free. Annual fee waiver available in exchange for forfeiting the 10,000renewal bonus.
Miles conversion fee: $25 per conversion.
Pros: Decent all-rounder, good for overseas spend. Points never expire. Bonus miles for annual card renewal. 11 frequent flyer programs & 3 hotel programs to choose from, including EVA Air - only 25,000 miles for 1 way Business Class within Asia!!
Cons: No miles awarded for EZ-Link & Transitlink transactions. Miles awarded per S$1. Cents not included. 1.2 miles/S$1. Transfer in blocks of 10,000 miles.
4. DBS Altitude VISA/AMEX
http://www.dbs.com/sg/personal/cards...e/default.aspx
http://www.dbs.com/sg/personal/cards...e/default.aspx
Mileage accrual: Earn 1.2 miles for every $1 spent (every $5 gives 3 DBS points which equal 6 miles). Earn 2 miles for every $1 spent OVERSEAS.
Requirements: min. income $80,000.
Cost: First year free, then $180 for main and $90 for supplementary. Annual fee waiver if you charge $25,000 or more in a year.
Miles conversion fee: S$26.75 per transfer, redeem 1700 DBS points to waive off.
Pros: Points never expire. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 3, after that round down to nearest whole number. Minimum spend is S$1.67. Each DBS point = 2 miles). Earn 3 miles per S$1 spent on all online Flight and Hotel transactions (capped at S$5,000 per month). 10,000 miles renewal bonus if you have to pay card renewal fees.
Cons: All local spend now down to 1.2 miles/$ (since Dec 1, 2013). AMEX not always accepted by merchants. Transfer in blocks of 5000 DBS points = 10,000 miles (on the plus side points don't expire). Per transfer of S$26.75, redeem 1700 DBS points to waive off.
5. Maybank Horizon Platinum Visa
http://info.maybank2u.com.sg/persona...visa-card.aspx
Earn 3.2 air miles (8X TREATS Points) with every dollar spent on dining, petrol, taxi fares and hotel bookings at Agoda.com/horizon
Earn 2 air miles (5X TREATS Points) with every dollar spent on air tickets, travel packages and foreign currency transactions, with a minimal S$300 in a calendar month
Earn 0.4 mile for every $1 spent elsewhere (1 mile for every $2.50 spent).
Requirements: min. income $30,000 ($80,000 for foreigners).
Cost: $150 for main, supplementary always free. Unsure of any annual fee waiver conditions.
Miles conversion fee: In blocks of 5,000 points to 2000 Asia Miles or KrisFlyer. S$26.75 fee applies.
Pros: Great for ticket purchases and overseas spend. Complimentary access to selected VIP airport lounges when you charge a minimum of S$400 in a single transaction on air tickets or travel packages to your Card 3 months prior to the date of travel.
Cons: Great ONLY for ticket purchases and overseas spend. Points are valid for 1 year only, expire either on 30 June or 31 December of the same year if not Rewards Infinite member.
6. Singapore Airlines KrisFlyer Ascend AMEX
https://www.americanexpress.com/sg/s...nd-credit-card
Mileage accrual: Earn 1.2 KrisFlyer miles for every S$1 spent on all your eligible purchases with your Card
Earn 2 KrisFlyer miles for every S$1 equivalent in foreign currency spent overseas on eligible purchases during June and December
Requirements: min. income $50,000 ($60,000 for foreigners). Principal cardholder must be over 21 years of age.
Cost: First year free, otherwise $256.80 for main, 2 supplementary cards always free (more available at $80.25 each). Annual fee cannot be waived unless you spend alot.
Miles conversion fee: None - your KrisFlyer miles are transferred to your account directly with no conversion fees or charges.
Pros: None, except for welcome offers (4 complimentary airport lounge access vouchers, one complimentary night with Millennium Hotels and Resorts).
Cons: Simply nothing special - there are better cards available for all types of purchases, including flight tickets, even with all of the bonuses above applied. AMEX not always accepted by merchants.
7. Citibank Rewards Card
http://www.citibank.com.sg/gcb/credi...CACRENCCHOCALM
Earn 10X Rewards (10 Rewards Points or 4 Miles for every S$1 spent) when you shop for clothes, bags and shoes or at departmental stores or online shopping websites, including SingTel & M1 online bill payment!
Pros: Transfer to 11 FFPs & 3 Hotel programs in blocks of 25,000 points=10,000 miles; S$25 fee.
Cons: Points awarded per S$1 spend. Cents not included. Cannot combined Thank You Points across cards.
8. DBS Woman's World MasterCard® Card
http://www.dbs.com.sg/personal/cards...astercard-card
10X Rewards for Online Retail Purchases
T&C Here: https://www.dbs.com.sg/iwov-resource...s_card_tnc.pdf
Pros: Men also can get this card!! DBS points are combined in 1 cardholder's name. No rounding down transaction amount to nearest $5 (calculation is done as follows: DBS points = 'transaction amount' divided by 5, multiply by 10, after that round down to nearest whole number. Minimum spend is S$1. Each DBS point = 2 miles).
Cons: DBS points are valid for 1 year based on card anniversary date. The additional 9X DBS Points for online retail spend in a calendar month will be awarded on the 16th of the next calendar month. If the above days are not working days, the Points will be awarded on the next working day. The additional 9X DBS Points are only applicable to the first S$2,000 online retail spend every calendar month.
9. OCBC Titanium Rewards Card
https://www.ocbc.com/personal-bankin...astercard.html
10x OCBC$ on your shopping Local & Overseas Shopping Transactions, Local & Overseas Department Store Transactions and Local & Overseas Online Transactions.
The remaining 9 OCBC$ will be posted to the Card Account by the end of the next calendar month
https://www.ocbc.com/assets/pdf/card...ons.pdf?rand=1
10,000 KrisFlyer miles requires OCBC$ 25000, For each conversion of OCBC$ to KrisFlyer miles a fee of S$25 will be charged
10. UOB Lady's Card
https://www.uob.com.sg/personal/card...ard/index.page
============
The 'Best credit cards for KF miles accrual' master thread
Dec 17, 2012, 8:23 am
#961
Join Date: Dec 2012
Posts: 33
I've got Premiermiles (been using it for the past 3-4 years), and just signed up for UOB PRVI and DBS Altitude (both due to be delivered tomorrow).
Actually I applied for DBS cos in the brochure it gave me the impression that I could convert the points to any of the Star Alliance FFP but from what I see later its only KF and AsiaMIles (I wanted to add to my United Airlines miles).
Then I saw that PRVI gave 1.6 miles to every dollar spent (compared to 1.2 for Premiermiles and Altitude).
So am I right that PRVI is the card to get for max miles accumulation for local spending? If it is, I'll get a sub card for the wife as well
Actually I applied for DBS cos in the brochure it gave me the impression that I could convert the points to any of the Star Alliance FFP but from what I see later its only KF and AsiaMIles (I wanted to add to my United Airlines miles).
Then I saw that PRVI gave 1.6 miles to every dollar spent (compared to 1.2 for Premiermiles and Altitude).
So am I right that PRVI is the card to get for max miles accumulation for local spending? If it is, I'll get a sub card for the wife as well
Last edited by Gymrat76; Dec 17, 2012 at 9:18 am
Dec 17, 2012, 9:28 am
#962
Join Date: Aug 2010
Location: SYD
Programs: QF WP
Posts: 1,799
For general spendings ignoring special promotions/categories earns, yes. And that's assuming you find enough places to accept the Amex card.
Dec 17, 2012, 7:19 pm
#964
Join Date: Dec 2010
Location: Singapore
Programs: BW Diamond, SPG Gold, HHonors Gold, Priority Club Plat Ambassador, Club Carlson Gold, M&C Gold
Posts: 313
Use DBS Woman's World Mastercard for $1 = 4 KF Miles on ANY online spending ( Max $2k per month ).
Dec 17, 2012, 11:55 pm
#965
Join Date: Feb 2010
Posts: 819
Before Sept 2012, RI was free for the first year as a new Maybank cardmember. Subsequent years pay $10.70 or 3000 points to enrol. Wef 01 Jan 2013, qualify for RI only if you charge $24,000 in the preceding year. Cannot enrol by paying $$ or points anymore. Only the premium cards enrol free without minimum spending automatically.
Dec 17, 2012, 11:57 pm
#966
Join Date: Feb 2010
Posts: 819
Dec 18, 2012, 12:00 am
#967
Join Date: Feb 2010
Posts: 819
I've got Premiermiles (been using it for the past 3-4 years), and just signed up for UOB PRVI and DBS Altitude (both due to be delivered tomorrow).
Actually I applied for DBS cos in the brochure it gave me the impression that I could convert the points to any of the Star Alliance FFP but from what I see later its only KF and AsiaMIles (I wanted to add to my United Airlines miles).
Then I saw that PRVI gave 1.6 miles to every dollar spent (compared to 1.2 for Premiermiles and Altitude).
So am I right that PRVI is the card to get for max miles accumulation for local spending? If it is, I'll get a sub card for the wife as well
Actually I applied for DBS cos in the brochure it gave me the impression that I could convert the points to any of the Star Alliance FFP but from what I see later its only KF and AsiaMIles (I wanted to add to my United Airlines miles).
Then I saw that PRVI gave 1.6 miles to every dollar spent (compared to 1.2 for Premiermiles and Altitude).
So am I right that PRVI is the card to get for max miles accumulation for local spending? If it is, I'll get a sub card for the wife as well
http://www.anz.com/singapore/en/Pers...s/travel-card/
Dec 18, 2012, 1:19 am
#968
Join Date: Dec 2012
Posts: 33
Hahaha.. thanks but too many cards already very hard to keep track of!
I don't travel all that often so I suppose blocks of 10k miles is not that big an issue for me. Just to check though, for PRVI, is it also no expiry as long as its not transferred to KF? (like Premiermiles) Couldn't find any info on the website
Also, is there no way to get a credit card that I can credit to United's Mileageplus? I find their miles a lot more worthwhile than KF which is more "expensive" to redeem
I don't travel all that often so I suppose blocks of 10k miles is not that big an issue for me. Just to check though, for PRVI, is it also no expiry as long as its not transferred to KF? (like Premiermiles) Couldn't find any info on the website
Also, is there no way to get a credit card that I can credit to United's Mileageplus? I find their miles a lot more worthwhile than KF which is more "expensive" to redeem
Dec 18, 2012, 2:35 am
#969
Join Date: Feb 2010
Posts: 819
Hahaha.. thanks but too many cards already very hard to keep track of!
I don't travel all that often so I suppose blocks of 10k miles is not that big an issue for me. Just to check though, for PRVI, is it also no expiry as long as its not transferred to KF? (like Premiermiles) Couldn't find any info on the website
Also, is there no way to get a credit card that I can credit to United's Mileageplus? I find their miles a lot more worthwhile than KF which is more "expensive" to redeem
I don't travel all that often so I suppose blocks of 10k miles is not that big an issue for me. Just to check though, for PRVI, is it also no expiry as long as its not transferred to KF? (like Premiermiles) Couldn't find any info on the website
Also, is there no way to get a credit card that I can credit to United's Mileageplus? I find their miles a lot more worthwhile than KF which is more "expensive" to redeem
But for UOB and DBS, points are earned for every S$5 spent, hence if you spend $9.99, $4.99 will not be given any points. You will end up spending more to earn that mile, unless all your charges are in multiples of $5. On top of that, if you are short of a small number of miles <10,000miles to redeem a ticket urgently, for eg: 4556 miles, you end up in a situation with DBS and UOB where you cannot make a transfer or spend on unnecessary stuff urgently to create that block of 10,000 miles.
Hence, ANZ Travel Card is a better option, VISA card, earn miles for every $1 spent=1.4miles and transfer in blocks of 500 miles. Do give my suggestions some thought. These are real life situations.
No need to carry so many cards around. Just 1 card. ANZ Travel Card will suffice.
Give you 1 good example: for a charge of S$19.99,
ANZ Travel Cards gives you: 19.99x1.4=27.986miles, round down to the nearest mile, you get 27 miles.
UOB PRVI AMEX gives you: (Round down to $15) 3x4=12 UNI$ x2=24 miles.
DBS Altitude card gives you: 3.998x3=11 DBS pointsx2 = 22 miles (Decimal place before x3 keep, after x3, decimal place don't keep).
Citi Premiermiles gives you: $19x1.2=22.8miles. The charge round down to nearest $1, after that x1.2. Decimal place keep.
ANZ Travel card is the best!!
Last edited by vsepr; Dec 18, 2012 at 2:51 am
Dec 18, 2012, 2:49 am
#970
Join Date: Dec 2011
Posts: 17
No cards in Singapore can link to United Mileage Plus.
Yes, there is no expiry date for PRVI, but for UOB and DBS, points are earned for every S$5 spent, hence if you spend $9.99, $4.99 will not be given any points. You will end up spending more to earn that mile, unless all your charges are in multiples of $5. On top of that, if you are short of a small number of miles <10,000miles to redeem a ticket urgently, for eg: 4556 miles, you end up in a situation with DBS and UOB where you cannot make a transfer or spend on unnecessary stuff urgently to create that block of 10,000 miles.
Hence, ANZ Travel Card is a better option, VISA card, earn miles for every $1 spent=1.4miles and transfer in blocks of 500 miles. Do give my suggestions some thought. These are real life situations.
No need to carry so many cards around. Just 1 card. ANZ Travel Card will suffice.
Yes, there is no expiry date for PRVI, but for UOB and DBS, points are earned for every S$5 spent, hence if you spend $9.99, $4.99 will not be given any points. You will end up spending more to earn that mile, unless all your charges are in multiples of $5. On top of that, if you are short of a small number of miles <10,000miles to redeem a ticket urgently, for eg: 4556 miles, you end up in a situation with DBS and UOB where you cannot make a transfer or spend on unnecessary stuff urgently to create that block of 10,000 miles.
Hence, ANZ Travel Card is a better option, VISA card, earn miles for every $1 spent=1.4miles and transfer in blocks of 500 miles. Do give my suggestions some thought. These are real life situations.
No need to carry so many cards around. Just 1 card. ANZ Travel Card will suffice.
Dec 18, 2012, 3:09 am
#972
Ambassador, Hong Kong and Macau
Join Date: May 2009
Location: HKG
Programs: Non-top tier Asia Miles member
Posts: 19,800
But for UOB and DBS, points are earned for every S$5 spent, hence if you spend $9.99, $4.99 will not be given any points. You will end up spending more to earn that mile, unless all your charges are in multiples of $5. On top of that, if you are short of a small number of miles <10,000miles to redeem a ticket urgently, for eg: 4556 miles, you end up in a situation with DBS and UOB where you cannot make a transfer or spend on unnecessary stuff urgently to create that block of 10,000 miles.
Hence, ANZ Travel Card is a better option, VISA card, earn miles for every $1 spent=1.4miles and transfer in blocks of 500 miles. Do give my suggestions some thought. These are real life situations.
Hence, ANZ Travel Card is a better option, VISA card, earn miles for every $1 spent=1.4miles and transfer in blocks of 500 miles. Do give my suggestions some thought. These are real life situations.
You really need purchases of >=S$40 for the PRVI AE to beat the ANZ Travel Visa after rounding.
Plus (I haven't been to SIN for 18 months, please advise if info out of date) AE acceptance is still not high at the low/value-end shops.
ANZ Travel looks really good from here. Is the 1.4/2.8 mile/S$ rate here to stay, or ends on certain date or after a certain amount of cumulative spend?
(although we have a card here - Shanghai Commercial Po Leung Kuk Titanium Mastercard - that is earning 4.5 miles per S$ (HK$1.33/mile) on local HK spend. No min spend, no cap. Existing cardholders only unfortunately, and only between 1 Nov 12-31 Mar 13. Those of us lucky to have it are emptying jewellery shops and Watsons of coupons, and grabbing as many Apple products as we can get our hands on).
Last edited by percysmith; Dec 18, 2012 at 3:15 am
Dec 18, 2012, 11:32 am
#973
Join Date: Dec 2012
Posts: 33
Just got my DBS Altitude Visa in the mail today.. 1.2miles for every dollar for the first $2000, thereafter its 1.6 miles for every dollar over $2000. DBS points don't expire so that's a bonus. Have not checked out the redemption as its already 2am and I've not activated the card, but the website is somewhat misleading:
http://www.dbs.com.sg/personal/cards.../default.page?
It implies that I can exchange the DBS points for any of the airlines FFP miles.. but I think its only for KF right? Also doesn't state minimum miles that can be redeemed nor the cost of redemption in the attached booklet..
Edit: OK, its only KF and Asia Miles.. and in 10,000 miles blocks as well. 5000 DBS Pointa > 10,000 KF/AsiaMiles
http://www.dbs.com.sg/personal/cards.../default.page?
It implies that I can exchange the DBS points for any of the airlines FFP miles.. but I think its only for KF right? Also doesn't state minimum miles that can be redeemed nor the cost of redemption in the attached booklet..
Edit: OK, its only KF and Asia Miles.. and in 10,000 miles blocks as well. 5000 DBS Pointa > 10,000 KF/AsiaMiles
Last edited by Gymrat76; Dec 18, 2012 at 6:42 pm
Dec 18, 2012, 7:03 pm
#974
Join Date: Feb 2010
Posts: 819
ANZ Travel$ are valid for 5 years from the month & year of card opening. S$1=2.8 miles for overseas spend is valid till 31 December 2012, after that normal S$1=1.4 miles apply.
DBS and UOB cards are very cunning. They only tell people how good their earning rates are in advertisements. But they do not state that points are earned for every $5 spent and transfer in blocks of 10,000miles.
DBS and UOB cards are very cunning. They only tell people how good their earning rates are in advertisements. But they do not state that points are earned for every $5 spent and transfer in blocks of 10,000miles.
Dec 18, 2012, 7:16 pm
#975
Join Date: Dec 2011
Posts: 17
ANZ Travel$ are valid for 5 years from the month & year of card opening. S$1=2.8 miles for overseas spend is valid till 31 December 2012, after that normal S$1=1.4 miles apply.
DBS and UOB cards are very cunning. They only tell people how good their earning rates are in advertisements. But they do not state that points are earned for every $5 spent and transfer in blocks of 10,000miles.
DBS and UOB cards are very cunning. They only tell people how good their earning rates are in advertisements. But they do not state that points are earned for every $5 spent and transfer in blocks of 10,000miles.
You seem to have something against these other cards other than ANZ.
You forgot that DBS has no expiry, earn 1.6miles for every $1 after $2000. If i spend $5000-$6000 per month on DBS, I will be better off than ANZ especially if i spend on items that are bigger in value.
UOB case if you spend more than $50000 a year, you get annual fee waiver and 20000 extra miles.
btw, i never applied for ANZ cos to me it earns less miles for me and I have spend more than $50k on UOB cards since i got them and most of them are on items $100 or more, with quite a few items $1000 or more with the biggest item i paid being $25,000 and yes I got my 20k bonus. btw your calculation is also flawed cos not all transactions are in small amounts and also not all transactions you lose $4.99 worth of miles due to rounding down to nearest $5. Transfers in blocks of 10000miles is never a problem for me cos I also have citi Premier miles which i can transfer in small amounts to top up the difference but reality is that I never need to do that cos I earn a hell lot more miles than i can redeem.
each card has its own merits and suits different people. to say card issuers are cunning?