#1
fly4funsea , Jul 24, 2006 10:48 am
Jun 22, 2010Sad to say when I was younger I was very bad with my credit and now it on up and up to where I can obtain credit again. I just recently was able to get the secured Classic Alaska Airlines credit card. Under the agreement if I pay the bill on time they will up my spending limit. Has anyone had one of these and about how long did it take for them to up the limit?
#2
flyingstudent , Jul 24, 2006 1:00 pm
You need at least 1 year before they up your credit and/or change your credit card into an unsecured one. During the year, you've to pay all your bills in full and on time (including all other credit cards, cell phones, gas, power, water, etc).
I had the same problem when I first moved down from Canada and had no credit history in the US.
I had the same problem when I first moved down from Canada and had no credit history in the US.
#3
johnp012001 , Jul 24, 2006 5:49 pm
Quote:
Where did you get this card? I don't see anything on the BofA website about secured cards.Originally Posted by fly4funsea
Sad to say when I was younger I was very bad with my credit and now it on up and up to where I can obtain credit again. I just recently was able to get the secured Classic Alaska Airlines credit card. Under the agreement if I pay the bill on time they will up my spending limit. Has anyone had one of these and about how long did it take for them to up the limit?
#4
fly4funsea , Jul 24, 2006 10:40 pm
Quote:
A secured card be it from BoA or any other banking place is for those of us who might be rebuilding our credit (like me). My card has a very low credit limit on it, about r/t to LAX from SEA. I get all the benies as a "regular" cc holder would get but my spending limit is a lot lower.Originally Posted by johnp012001
Where did you get this card? I don't see anything on the BofA website about secured cards.
#5
johnp012001 , Jul 24, 2006 10:54 pm
Quote:
Very familiar with what a secured card is and does for you, just haven't been able to locate any info on the bofa website about an airline secured card. The typical bofa secured card requires one year of being handled as agreed, when it is then considered for graduation to a standard product.Originally Posted by fly4funsea
A secured card be it from BoA or any other banking place is for those of us who might be rebuilding our credit (like me). My card has a very low credit limit on it, about r/t to LAX from SEA. I get all the benies as a "regular" cc holder would get but my spending limit is a lot lower.
#6
fly4funsea , Jul 25, 2006 12:16 am
Quote:
I applied for one of the regular ffm cards but was denied since my credit wasn't up to BoAs standard. So instead they offered me a secured card which is fine by me. One probably wont find any info on it on thier website is my guess. I am just glad they offer it even in secret so I can get my ffm with Alaska and help get my credit on the up and up.Originally Posted by johnp012001
Very familiar with what a secured card is and does for you, just haven't been able to locate any info on the bofa website about an airline secured card. The typical bofa secured card requires one year of being handled as agreed, when it is then considered for graduation to a standard product.