Bank One Rips Off again
Dec 5, 2004, 10:01 am
#1
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Bank One Rips Off again
Just go the latest in "chagnes notice" Yep a new flogging for the customer.
International charges att 3%. So what ever you are paying add 3%.
bye Bye Bank None
International charges att 3%. So what ever you are paying add 3%.
bye Bye Bank None
Dec 5, 2004, 10:06 am
#2
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I don't know why it's under changes; that's always been true (at least for the past 10 years or so). Visa/MC add 1%, and banks are then allowed to add up to an additional 2%. All the BankOne/FirstUSA credit cards I've ever had have added the maximum. When I travel abroad, I only use ATMs or my one (MBNA) credit card that doesn't add any additional surcharge.
Dec 5, 2004, 2:38 pm
#3
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Up until now my UA card added 2%. I will have to read all the stuff that comes now. Thanks for the heads up.
Dec 5, 2004, 3:59 pm
#4
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I believe the statement just said that if MC/VISA drop their surcharge to 0%, that Chase will increase the surcharge to 3%, keeping the surcharge at 3% as it has always been (at least for the past several years).
hamburgler
hamburgler
Dec 5, 2004, 4:57 pm
#5
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Originally Posted by hamburgler
I believe the statement just said that if MC/VISA drop their surcharge to 0%, that Chase will increase the surcharge to 3%, keeping the surcharge at 3% as it has always been (at least for the past several years).
Dec 5, 2004, 7:14 pm
#6
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The United MP card does not get used overseas for this reason. Unfortunately, they will continue this HIGHLY PROFITABLE markup as long:
With the USD's recent and ongoing slide, this fee is even more painful. Of course, BankOne is relying on its greatest asset: An ignorant customer.
the 2% additional surcharge profits
EXCEED
the profits lost because a few customers do not use the card overseas
EXCEED
the profits lost because a few customers do not use the card overseas
With the USD's recent and ongoing slide, this fee is even more painful. Of course, BankOne is relying on its greatest asset: An ignorant customer.
Dec 5, 2004, 7:44 pm
#7
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Come to think of it, when you use your CC is foreign countries, the vendor also tag a 3% surcharge, so we are actually getting charged a total of 6% (vendor + bankone) when making foreign purchase.
Dec 5, 2004, 7:47 pm
#8
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Originally Posted by SGT C
BankOne is relying on its greatest asset: An ignorant customer.
Dec 5, 2004, 7:50 pm
#9
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Originally Posted by ws8n
Come to think of it, when you use your CC is foreign countries, the vendor also tag a 3% surcharge
Dec 5, 2004, 10:30 pm
#10
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Originally Posted by SGT C
Of course, BankOne is relying on its greatest asset: An ignorant customer.
Its more like uneducated, the burden is on the consumer.
Dec 5, 2004, 10:33 pm
#11
Join Date: Jun 2002
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Originally Posted by mahasamatman
I would never patronize a vendor who did this. I believe it's also a violation of their credit card agreement.
Dec 6, 2004, 2:19 am
#12
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This is why I only use AMEX or my DEBIT card when I'm overseas.
Dec 6, 2004, 3:09 am
#13
Moderator: Midwest, Las Vegas & Dining Buzz
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Originally Posted by FightingIlliniUAL
Ignorant?
Its more like uneducated, the burden is on the consumer.
Its more like uneducated, the burden is on the consumer.
Dec 6, 2004, 6:40 am
#14
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RE:international cc charges
I was under the impression that debit cards also added extra charges internationally. Wasn't there a long thread in June of the year that MP added the 2% about MBNA's Amtrak Great Rewards Card being the only card that still held to the 1% charge?
Anyone have any more current information.
Anyone have any more current information.
Dec 6, 2004, 7:19 am
#15
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Originally Posted by ws8n
Come to think of it, when you use your CC is foreign countries, the vendor also tag a 3% surcharge, so we are actually getting charged a total of 6% (vendor + bankone) when making foreign purchase.
Although I've had most CC's add 1-3 % to international transactions, I've NEVER had a merchant add additional fees to a CC transaction in any country.
And this comes with the experience of hundreds of international CC transactions.