ericdabbs

Does your CVS receipt show the PPMC cards were activated? It should list the last 4 digits and say "Activated" that matches the last 4 digits of the cards you received.

Mamibear

at the lower part of your receipt on top of the barcode, the last 4 digits of the card with the amount loaded will show and say ACTIVATED. If you don't see that, go back to the store to see if they can fix it for you. If your card has been properly activated, it must be on PP's end, the website had technical difficulties a while ago since I also had problems loading but it's fixed now so you can try as long as your cards are activated.

JeffD

Does anyone know what My Cash Error Code 62 means? Getting this error when trying to load a card and can't find any info on the error code.

Thanks.

cchang4

OK, I know this question must have been asked millions of times, but there is no info in the wiki so I will be bold to ask again.

My account was finally shut down, the reason given is that I used paypal balanced yesterday on an ebay purchase ... yeah, I know, WTH...?

I was warned before for withdrawing my cash balance to bank, so I stopped that and only used the debit card to make real purchases. I haven't loaded mycash for at least 6 months, but loaded 7 of them last month and made a transaction on ebay.

I am tired of dealing with paypal anyway, but question is that is there anything I can do to restore the account sooner instead of letting the money sitting there for a whole 6 months? If no success stories before, I will just have to sit tight and wait.

TIA

Mamibear

I'm pretty sure you have a good chance of having your account re-instated if you used your balance coming from ppMCs to buy on ebay. I have done it several times to buy coins on ebay and have used PPDBC as payment method to get my 1% plus ebay bucks offer I've been targetted. UNLESS there are other reasons for shutting down your account, you'll get re-instated if ONLY reason is for purchasing on ebay.

I suggest you call their compliance dept and hope you get a reasonable rep. Good luck!

brito11

Loading almost up to your max limit seems to be the trigger here.

Phantom707

I also suggest both calling and emailing them to get your account reactivated. People have been banned and reinstated for more egregious actions, and your actions are entirely within the bounds of what they want.

dethkultur

This makes no sense. I've heard this is exactly what they hope you will use it for (using it for purchases), since they earn a nice fee from the seller or merchant.

cchang4

I called today, some rep gave me ridiculous reasons like I purchased a gift card off ebay using paypal balance. I was like yeah, give me another way not to use pp balance when making purchases on ebay. She's like, there is no way but you are against the policy.WTH .

Eventually, I talked to a supervisor/manager at the risk management department over the phone for over 30 mins. The guy told me that he was not able to see anything wrong with my account or activities, even through my past history. But their compliance team shut my account down. He actually called the team on my behalf and was told the restriction won't be lifted. And no reason was given at all.

Looking back my transaction history for the past year, I guess I figured out the reason. I received 3 or 4 non-fee payments from a guy. I guess his account must have been closed and thus mine got impacted.

Well, I guess I just have to wait until the end of this year to get my money out. At least I saved every mycash card loaded and all the receipts.

Lesson learned, don't play with paypal.

sickmint79

thanks for spreading the word, this is my story.

this method is safe. the card is permanently attached to the paypal account post load. i do however hate the idea of these incompetent negligent nitwits getting your fees though.

flymax77

I load within one hour of cvs purchase and luckily have not had any issues with conpromisized cards in the 50 or so I have purchased

Is the idea that someone is sitting there at PayPal, waiting for an activation notice, and then they lost to their account before you can load to yours? Or how else are people being defrauded due to compromization?

flymax77

Follow up on this - it ended up being that the cards were not activated and I went back to CVS and they actually gave me the wrong cards! My activated ones were still sitting at the register.... How did this happen? I tried to purchase 4 at a time but the credit card denied so I only purchased two and it went through the second time and the clerk put the wrong ones in the bag. We matched the last four digits to my receipt... Luckily nobody swooped them, I didn't go back until 4 hours later

sickmint79

you are unlikely to be a victim when using the card quickly.

the PIN codes under the silvering on the cards are stored in a database in plaintext, when they should be encrypted, like passwords. furthermore, they should have limited access for users to see at all. incomm failed on both accounts.

this means it is as simple as a person with basic access sitting down to write a report that just says:

select the pin numbers
from the plain table
where the card has $500
and the card > 1 month old

then just have a list of them to redeem. which a good money launderer would do via compromised accounts and/or accounts opened with fake SSNs. in my instance i was able to find out some of this info via an inside man, and i was able to connect the account my money was loaded to to a former database administrator at incomm.

someone contacted me today about a lost $500, i lost $1500 myself, and found a prior $3500 in victims - and i think i'm just scratching the surface really. i believe the cards have been designed this way since release in 2012. it is likely the same flaw exists in other incomm products although these are the most cash like cards so arguably the juiciest to steal from.

both before and after i provided this information to incomm they simply victim blamed me for my lost funds, and claim that i am lying to them about my unauthorized transfers, and believe i was duped and a participant in victim assisted fraud. ignored is that my background is nothing like your typical VAF victim or that i have used the cards many times before.

you can read my blog post with history and some videos here. i tell you the pin # before i scratch it off and reveal it on a card.

http://www.skeet-rolling-incomm.com/...my-cash-fraud/

ericdabbs

Lesson learned. Do not leave the store until you verify that the last 4 digits of the card match the receipt for the activated cards. Had you matched the cards before you left the store, you would have discovered the issue right away.

What happened in your case for the mix up is that you tried to buy 4 cards but after card denied you tried to buy only 2. I know that when these cashiers give you the total, they will collect all the cards and they just give you 2 of them. This is not a mystery at all. You had 2 cards you purchased and 2 cards that were not purchased and they just happen to give you the wrong ones which is a 50/50 chance. If the cashier gave a S#*% they would have immediately separated the activated and non activated cards so that they don't get risk getting in trouble with the manager for potential fraud.

sickmint79

fyi i have just now confirmed that the passwords are still plaintext and accessible to regular database users as opposed to something like access only via a machine application id.