Chase Sapphire Preferred in Italy?
#16
Original Poster
Join Date: Feb 2015
Posts: 36
You select the amount you desire to withdraw in €20 increments and receive it in Euros. Whatever fees are assessed are subtracted from your bank account, not the the cash that's dispensed from the ATM.
In the greater scheme of events, the ATM fees are not likely to break your budget. What's $30 or so when you spend $5-10,000 on a European vacation? Perhaps the cost of lunch.
In the greater scheme of events, the ATM fees are not likely to break your budget. What's $30 or so when you spend $5-10,000 on a European vacation? Perhaps the cost of lunch.
#17
Join Date: Aug 2010
Location: ORF
Programs: Amex Plat, AA, BA Silver, Marriott Plat, Choice Gold, HHonors Gold, IHG Diamond
Posts: 3,749
Second, instead of thinking in dollars, convert your budget to euros before you go and then come up with a daily budget based on your total divided by the number of days in your trip. Last summer, on a six-week trip to Scotland, I developed a daily budget in pounds. By doing it daily, you can more easily keep track of whether you're being a little too indulgent. And if you come out ahead one day, then you've got a little more to spend the next day! I try to be realistic in coming up with a budget--don't even try to get by on 5 euros a day--but a realistic budget that allows for a splurge or two will keep you from coming back having spent a thousand more than you intended.
A side benefit of the budget done in the currency of the country I'm visiting: when I encounter the merchant who wants to know if I want the DCC, I decline it because it really confuses me since I'm already thinking in terms of euros (or pounds, etc.). Like getting adjusted to their time zone and learning at least a few phrases of Italian, thinking in terms of euros tends to make me feel I've enhanced my experience a little bit.
May you keep traveling and may your travel budget get ever bigger!