Originally Posted by Grendel666

I am planning a trip and getting tickets to Costa Rica to go with my best friend, who was definitely diagnosed with Bulbar ALS about a month ago. She may or may not be able to make the trip about 4 months from now, when I can go. My question: if I buy travel insurance and she can't go, which her doctor can officially confirm, will the insurance company honor the claim or will they say, oh you knew you had this condition so that doesn't count according to the vague terms of our contact, which basically give us leeway to deny most all claims unless you've literally broken your neck in an auto accident and where is your evidence that it was an "accident"? (Sorry, I'm already anticipating their disposition). Thanks very much if anybody knows!!!