xunkn0vvnx

I've gone through about 20+ credit cards over the past year. This includes all of your popular Chase, American Express, Citi, Bank of America and even international credit cards with high sign up bonuses.

My annual spend is approximately $250K a year or $20K a month.

Any recommendations on credit cards that can churned or are churnable?

I'm using the Palladium card now solely for the bling factor because I don't know what's left to use. Majority of the expenses are for office supplies, inventory and dining/restaurants.

Strawboy1230

Just for fun I think you should just list the cards you've gone through.

xunkn0vvnx

Chase Ink Business Bold
Citi Dividend Mastercard
Chase Southwest Visa Personal
Chase Southwest Visa Business
Citi Aadvantage Business Mastercard
American Express Hilton Hhonors
Chase IHG Visa Priority Club Rewards
American Express Business Gold
Bank of America Hawaiian Airlines
American Express Bluebird Prepaid
Citi American Express Aadvantage
Citi Visa Aadvantage
Citi Executive Aadvantage World Elite Mastercard
Barclay's US Airways Mastercard
Delta Sky Miles American Express
Citi Thank You Business
Chase Sapphire Preferred
Chase Ink Plus
American Express SPG
US Bank Club Carlson Visa
Citi Aadvantage Business Mastercard
Chase Airtran A+
Barclays Card Luthansa Miles & More Mastercard
Chase Southwest Visa Premier Personal
Citi® Platinum Select® / AAdvantage® World MasterCard®
Citi HiltonHonors
Hyatt Visa Chase
Chase British Airways Visa Avios

oneworld82

And you got all of them? impressive!

healthnut

Your Citi HHonors is churnable according to Citi app rules...

Day 1
Day 8
Day 65
Day 73...

Although 50k per churn is not a lot since the devaluation, the points add up quickly and I never have a problem finding a trip to utilize them! Especially if you MS at your friendly drugstore for 3x points.

Also, the $0 AF and simple $1k spend makes it all worth it, every time.

thepaul500

citi business aa is churnable (supposedly)

you should be able to get the delta amex platinum even if you have the gold. Or close the gold, wait 90 days, get the reserve, then get the platinum (if I have read the T&C's correctly)

slider34

You got all of those in 1 year? And hit the minimum spend? And with your spending you don't need anymore points IMO. Cancel the cards, wait a year to 18 months and do them again.

x712xdamx

Sounds like you don't have the Barclays Arrival card... Generally all Barclays & BOA cards can be churned pretty repeatedly as long as your credit report looks good and they approve you.

As said above too, the Citi Hilton card is churnable, as are the ThankYou points cards, Citi AA Biz, and the Executive w/big offers now. Follow the rules in those threads.

eknock007

Your AMEX cards are churnable 12 months after closure.

MarcusBWI

There are a number missing from that list. Some may be considered overlaps within banks, so I'm not 100% sure you can get both bonuses (you have AmEx Business Gold, but not Premier Rewards Gold, for example). Also, you can look into business cards. You have the Club Carlson, but not the Club Carlson business card.

Anyway, here are the ones I can think of that aren't on your list:
AmEx SimplyCash Business
AmEx Platinum/Mercedes-Benz Platinum
AmEx Premier Rewards Gold
AmEx Everyday/Everyday Preferred (coming soon)
Barclay Arrival World Mastercard (non-AF version--not sure if you can get a bonus for it)
Capital One Venture Card
Chase Hyatt Visa
Chase Ink Cash
Chase Freedom
USBank FlexPerks Travel Rewards
USBank Club Carlson Business Visa

MarcusBWI

Also, I'd suggest checking Credit Card Match to see if there are any targeted offers for you:

https://www.creditcards.com/cardmatch/

MidnightLight

Not true anymore after May 1 this year, unfortunately. AMEX is switching to a "once in your lifetime" policy for sign-up bonuses.

sdsearch

See this thread in the Amex forum for more on that:

http://www.flyertalk.com/forum/ameri...etime-usa.html

Happy

Some caveat on the Barclays. In general you would only get one instant approval with rare exceptions. So you would need to prioritize which Barclays card you want the most and submit your app accordingly.

There is a danger with BofA apps - it could approve you with lesser cards that have MUCH LESSER bonus. Such as the AS card, the Visa Signature version is 25K to 30K depending on offers ($100 statement credit or no credit), but the Visa Platinum only has 4K bonus if BofA decides to only give you the Plat card!

Barclays used to be like that but seems not any more and be fairer now to still give you the bonus you signed up for, even it gives you a lesser card.

So keep that in mind too when you look at BofA cards.

uszkanni

Not sure about exact details but this limitation might only apply to consumer cards.