How to turn home construction/remodel into miles or points. [Consolidated]
Feb 17, 2012, 7:42 am
#1
Original Poster
Join Date: Sep 2011
Posts: 2
How to turn home construction/remodel into miles or points. [Consolidated]
I am new to this site, first posting,
I will be doing a $25,000 to $30,000 home remodel this summer. I have the cash but I was thinking about using miles credit cards to pay and try to rack up some FF miles.
I have the Chase Sapphire card and the US air dividend miles card. Any suggestions or advice on new cards I should use to get the most miles for remodel?
I will be doing a $25,000 to $30,000 home remodel this summer. I have the cash but I was thinking about using miles credit cards to pay and try to rack up some FF miles.
I have the Chase Sapphire card and the US air dividend miles card. Any suggestions or advice on new cards I should use to get the most miles for remodel?
Feb 17, 2012, 9:49 am
#5
Join Date: Dec 2010
Location: Long Beach
Programs: HHonors Diamond, Hyatt Diamond
Posts: 1,171
I would look at a card like the Chase BA visa that will give you a companion pass for spending 30k( i know the taxes are high but there is still value here) or the hilton amex free card that will give you gold status with 20k spend, or the hitlton surpass card that will give you diamond with 40k spend, or the spg amex that will give gold with 30k spend.
there might be others out there but the high spend threshold status bonus would be a good deal
there might be others out there but the high spend threshold status bonus would be a good deal
Feb 17, 2012, 2:41 pm
#6
Join Date: Sep 2011
Programs: HHonors Gold, National Exec, Marriott Silver
Posts: 267
I am new to this site, first posting,
I will be doing a $25,000 to $30,000 home remodel this summer. I have the cash but I was thinking about using miles credit cards to pay and try to rack up some FF miles.
I have the Chase Sapphire card and the US air dividend miles card. Any suggestions or advice on new cards I should use to get the most miles for remodel?
I will be doing a $25,000 to $30,000 home remodel this summer. I have the cash but I was thinking about using miles credit cards to pay and try to rack up some FF miles.
I have the Chase Sapphire card and the US air dividend miles card. Any suggestions or advice on new cards I should use to get the most miles for remodel?
Feb 17, 2012, 2:41 pm
#7
Join Date: May 2008
Location: PHL (kinda, no airport is really close)
Programs: AA Exp, but not sure for how long. Enterprise Platinum woo-hoo!
Posts: 4,550
I have a small consulting business with one client, a hospital, I bill them low 5 figures a year, and I would be pretty put out if they asked me to accept payment in a way that would cost me over $300 in fees. (Not that they ever would.)
Feb 17, 2012, 4:02 pm
#8
Join Date: May 2008
Programs: AA PLT 2MM
Posts: 2,026
Paypal charges 2.9% for using CC. I don't know how much you value 'dividend miles' or 'ultimate reward' points, but, I'd gladly forgo the 25,000 points in either program in order to save $725 on the renovation.
Feb 17, 2012, 4:06 pm
#9
Original Member
Join Date: May 1998
Posts: 2,505
Given my personal value of a mile, I would use my Fidelity American Express card for 2% cash back. You may read about it on my website below in the Credit Cards section, and may read about bonuses for opening a Fidelity account in my Finance section.
Consider that you charges would be an easy way to meet minimum spend requirements for new cards. For example, take a look at the three 50K miles each American Airlines cards. Then perhaps an American Express card that offers Membership Rewards points, like the American Express(R) Premier Rewards Gold Card for 25K points. Use the two browser trick. Details on my Credit Cards > Annual Fee Cards page.
Consider that you charges would be an easy way to meet minimum spend requirements for new cards. For example, take a look at the three 50K miles each American Airlines cards. Then perhaps an American Express card that offers Membership Rewards points, like the American Express(R) Premier Rewards Gold Card for 25K points. Use the two browser trick. Details on my Credit Cards > Annual Fee Cards page.
Feb 17, 2012, 5:49 pm
#11
Join Date: May 2009
Location: HNL
Programs: HA, DL, UA, PC Gold, A/club Plat, HH Gold, Hyatt Pl
Posts: 1,461
why not sign up for that new delta amex...i think 75k offer..if you spend 25k...its the targeted one...
yeah be sure if your buying stuff from lowes...to go thro the grocery stores to buy the lowes gift cards...then go to post office and pick up movers packets for 10% off (up to 5k spending) ...when buying the lowes gc from grocery stores i would suggest the amex prg or any other card that gets you 2x points grocery store
yeah be sure if your buying stuff from lowes...to go thro the grocery stores to buy the lowes gift cards...then go to post office and pick up movers packets for 10% off (up to 5k spending) ...when buying the lowes gc from grocery stores i would suggest the amex prg or any other card that gets you 2x points grocery store
Feb 17, 2012, 7:13 pm
#12
Join Date: Nov 1999
Programs: UA, DL, AA, Sutherlands Lumber
Posts: 7,359
I often shop around for lower prices. Lowes and Home Depot will beat any price by 10%. Sometimes I will use a 2% cash back Fidelity Amex to buy BigCrumbs Amex GC's for another 1.5% rebate. That could be 13.5% discount.
You could also purchase BigCrumb GC's to meet minimum CC spends for milage bonuses, then use these to purchase your construction materials.
You could also purchase BigCrumb GC's to meet minimum CC spends for milage bonuses, then use these to purchase your construction materials.
Feb 18, 2012, 12:41 pm
#14
Join Date: Feb 2012
Posts: 18
I often shop around for lower prices. Lowes and Home Depot will beat any price by 10%. Sometimes I will use a 2% cash back Fidelity Amex to buy BigCrumbs Amex GC's for another 1.5% rebate. That could be 13.5% discount.
You could also purchase BigCrumb GC's to meet minimum CC spends for milage bonuses, then use these to purchase your construction materials.
You could also purchase BigCrumb GC's to meet minimum CC spends for milage bonuses, then use these to purchase your construction materials.
Feb 18, 2012, 12:53 pm
#15
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,956
Lowe's Business Rewards Card gives 5% discount on purchases at Lowe's, plus two points per dollar. The points are in a proprietary rewards program, not Membership Rewards, and appear to be worth $0.01 each.