How to turn home construction/remodel into miles or points. [Consolidated]
Apr 7, 2014, 10:00 pm
#91
Join Date: Mar 2004
Location: Central Texas
Programs: Starwood Gold , HH Gold, Hyatt Gold, Aadvantage, Rapid Rewards CP
Posts: 1,586
Watch prior to Father's Day for Lowe's gift cards discounted at Grocers and even Michael's. I got 20% off my granite counters for both bathrooms that way at Lowes plus the 10% off coupon applied. That was a long receipt and the saleswoman from counters stuck with me the whole way through ringing them all up.
Never thought I needed granite countertops, but the remodelers convinced me as far as resale value and they do look great.
Never thought I needed granite countertops, but the remodelers convinced me as far as resale value and they do look great.
Dec 4, 2014, 8:27 am
#94
Join Date: Feb 2008
Location: NYC
Posts: 365
Jan 4, 2015, 6:30 am
#95
Join Date: May 2010
Posts: 688
Best strategy for $5k-$10k Home Depot purchases
I'm renovating my house and I want to maximize UR points/miles so I was thinking of buying $200 GC's at Staples with my Ink card and combining with 10% Home Depot coupons. Any other suggestions to maximize points? Thank you.
Jan 4, 2015, 6:54 am
#97
Join Date: May 2010
Posts: 688
Jan 5, 2015, 10:47 am
#98
Join Date: Sep 2011
Location: UK
Posts: 223
Home Depot/Lowes gift cards are available, in quantity, online for EASILY 7-10% off their face value at any of the gift card reseller sites. If you couple that with the price match listed above, you're probably saving 15-20% off their retail price. Apply for some cards with high spend/reward requirements before you go on your gift card shopping spree and you're looking at a damn nice return on your home remodel you were going to pay for anyway. Online portals for 2xmiles in this case is far less than the return you could get.
Aug 6, 2016, 7:12 am
#99
Join Date: Aug 2016
Posts: 2
Newbie doing kitchen 20k Kitchen remodle want to earn points
My wife and I are planning about 20k in remodeling and I figured we might as well earn some points.
We currently have no credit cards, we have never really used them. But would love to earn some sort of free trip.
Which credit cards would you guys suggest would earn the best points and rewards?
Which steps would you guys take if you were doing this?
We currently have no credit cards, we have never really used them. But would love to earn some sort of free trip.
Which credit cards would you guys suggest would earn the best points and rewards?
Which steps would you guys take if you were doing this?
Aug 6, 2016, 9:22 am
#100
Moderator: Budget Travel forum & Credit Card Programs, FlyerTalk Evangelist
Join Date: Aug 2002
Location: YYJ/YVR and back on Van Isle ....... for now
Programs: UA lifetime MM / *A Gold
Posts: 14,429
I'm no expert on Credit Scores, but methinks you may want to check that first.
You obviously aren't going to be burdened by limits how many cards you can open since you don't have any, but with no history it may hamper you in opening some of them.
Lastly, what is the purpose of CCs
Do you want cash back, points for flying, flying Business Class overseas or points for hotels.
Aug 6, 2016, 9:33 am
#101
Join Date: Nov 2014
Location: NYC
Posts: 581
This is tough because it may be difficult to get approved for a desirable card with a high credit limit. To start with, do you know any of your FICO 08 credit scores? FICO 08 is what is normally used for credit card applications.
You can check your Experian FICO 08 score for free here:
https://www.creditscorecard.com/
Please post your score back so that we have an idea of what's the path for you to take.
You can check your Experian FICO 08 score for free here:
https://www.creditscorecard.com/
Please post your score back so that we have an idea of what's the path for you to take.
Aug 15, 2016, 8:39 am
#103
Join Date: Aug 2016
Posts: 2
This is tough because it may be difficult to get approved for a desirable card with a high credit limit. To start with, do you know any of your FICO 08 credit scores? FICO 08 is what is normally used for credit card applications.
You can check your Experian FICO 08 score for free here:
https://www.creditscorecard.com/
Please post your score back so that we have an idea of what's the path for you to take.
You can check your Experian FICO 08 score for free here:
https://www.creditscorecard.com/
Please post your score back so that we have an idea of what's the path for you to take.
Thanks the last time I checked it was in the 770's
Aug 15, 2016, 1:10 pm
#104
Join Date: Nov 2014
Location: NYC
Posts: 581
If I were in your shoes, I'd try for a Chase Sapphire Reserve that will soon be launched:
https://www.flyertalk.com/forum/chas...erve-card.html
https://www.flyertalk.com/forum/chas...erve-card.html
Jun 17, 2017, 9:29 pm
#105
Join Date: Mar 2014
Location: ATL
Programs: DL DM, Hyatt LT DM, Wyndham DM, Hertz PC, HH Gold, SPG Gold, Marriott Gold
Posts: 2,038
Home Improvement - Good Card?
Doing some projects on new house. Home Depot offers 0% deals for up to 24 months at the purchase/spend we would be looking for but get nothing in return at all. Looking at other options could apply for to setup a better return on points and/or sign up bonuses.
Currently have AMEX Plat, DL Play and Chase Freedom.
Currently have AMEX Plat, DL Play and Chase Freedom.