Has Citibank traditionally had competitive interest rates?
Nov 24, 2008, 12:19 pm
#1
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Original Poster
Join Date: Mar 2006
Location: DFW
Programs: AA 1M
Posts: 31,475
Has Citibank traditionally had competitive interest rates?
Ever since WaMu got purchased, I have been on the lookout for another bank to get higher interest rates. Citi's savings a/c gives 3%, but I would like to know if Citi usually gives such rates or if this is a recent offer due to their poor situation?
Nov 24, 2008, 3:10 pm
#2
In memoriam
Join Date: Jan 2006
Posts: 4,020
If you want the highest rates check fatwallet.com or your local newspaper if you live in a big city. I have noticed numerous rates in the L.A. Times for rates higher than on the net if you go into a local branch. Or, try a local credit union.
Nov 24, 2008, 3:13 pm
#3
Join Date: Dec 2004
Posts: 7,904
Citi was giving me 3.75% last month at some branches. So if it's 3% now, it has come down despite their problems.
UFB Direct is giving 4% APY with $500 minimum.
http://www.ufbdirect.com/ufbdirect/
UFB Direct is giving 4% APY with $500 minimum.
http://www.ufbdirect.com/ufbdirect/