Dec 11, 2015, 9:31 am
Last edit by: IAD_flyer
Citi No Longer Allows Funding New Checking Accounts by CC as of 08-Feb-2016. Below information is historic.
1-800-745-1534 TO FUND
Cards that have been reported to NOT WORK
CitiBusiness® / AAdvantage Platinum Select World MasterCard - Will not load and loads as cash
Capital One
Barclay Priceline
Chase
Cards that have been report to WORK
Barclay Aviator
Citi AAdvantage
Citi Thank You Premier
BofA Travel card
BofA Alaska
1-800-745-1534 TO FUND
Cards that have been reported to NOT WORK
CitiBusiness® / AAdvantage Platinum Select World MasterCard - Will not load and loads as cash
Capital One
Barclay Priceline
Chase
Cards that have been report to WORK
Barclay Aviator
Citi AAdvantage
Citi Thank You Premier
BofA Travel card
BofA Alaska
Funding CitiGold (or other) account with credit card?
Nov 25, 2015, 6:46 am
#361
Join Date: Sep 2015
Posts: 476
Bhai I did apply online. Yes exact same thing happened as you mentioned above. I did get in touch with Equifax and there's some kind of security alert on my SS. Working to get that off and than apply again.
Nov 26, 2015, 4:11 pm
#362
Join Date: Dec 2009
Programs: UAL, AA
Posts: 46
Cash Advance - CitiAdvantage Platinum Select???
I opened up a Citigold account on 11-23-15. I called to verify that it was approved, and also verified that I have 30 days to fund with CC - to which the answer was yes.
Without asking, the phone agent informed me that it would be a cash advance. Odd since everyone else here seems to have it post as a purchase. I will be funding with a CitiAddvantage Platinum Select MC. Has anyone with this card gotten a CA post - i will be doing a LARGE fund and do not want a CA charge.
Thanks.
Blasky
I opened up a Citigold account on 11-23-15. I called to verify that it was approved, and also verified that I have 30 days to fund with CC - to which the answer was yes.
Without asking, the phone agent informed me that it would be a cash advance. Odd since everyone else here seems to have it post as a purchase. I will be funding with a CitiAddvantage Platinum Select MC. Has anyone with this card gotten a CA post - i will be doing a LARGE fund and do not want a CA charge.
Thanks.
Blasky
Nov 27, 2015, 12:26 pm
#364
Join Date: Sep 2011
Location: SNA
Programs: AA EXP, Hilton Diamond, Hyatt Globalist, IHG Plat, Marriott Gold, National EE
Posts: 1,204
Cash Advance - CitiAdvantage Platinum Select???
I opened up a Citigold account on 11-23-15. I called to verify that it was approved, and also verified that I have 30 days to fund with CC - to which the answer was yes.
Without asking, the phone agent informed me that it would be a cash advance. Odd since everyone else here seems to have it post as a purchase. I will be funding with a CitiAddvantage Platinum Select MC. Has anyone with this card gotten a CA post - i will be doing a LARGE fund and do not want a CA charge.
Thanks.
Blasky
I opened up a Citigold account on 11-23-15. I called to verify that it was approved, and also verified that I have 30 days to fund with CC - to which the answer was yes.
Without asking, the phone agent informed me that it would be a cash advance. Odd since everyone else here seems to have it post as a purchase. I will be funding with a CitiAddvantage Platinum Select MC. Has anyone with this card gotten a CA post - i will be doing a LARGE fund and do not want a CA charge.
Thanks.
Blasky
Nov 28, 2015, 5:39 am
#365
Join Date: Jul 2012
Location: STL
Programs: Hyatt Platinum, Hilton Gold
Posts: 521
So, there is NO proof that anyone got charged a CA fee in this thread?
Nov 28, 2015, 9:03 am
#366
Community Director Emerita
Join Date: Oct 2000
Location: Anywhere warm
Posts: 33,747
I cannot speak globally, but I can say that we funded one checking account with an AA Citi card and it was not charged a cash advance fee. The charge posted as Citibank Online and the description was MORTGAGE COMPANIES-FINANCIAL INSTITUTION. Transaction Type: Purchases.
Nov 28, 2015, 9:15 am
#367
Join Date: Nov 2015
Posts: 559
I funded using my att access more card and it posted as purchase.
Make sure you set the Cash advance limit as zero and give a large purchase notification to the citi cards / any cards first.
I first tried with Chase freedom after setting the CA limit as 100 , but the transaction was declined.
Capital one always code as cash advance.
Check DoC's website for these type of info.
Nov 28, 2015, 11:21 am
#368
Join Date: May 2015
Posts: 508
I FINALLY got my account funded and did a bill pay today (Nov 28th).
So, if I do my second bill pay on Dec 1st, and make the $1k Debit purchase then I'm set correct? I don't need to wait another month from Nov 27th, correct?
Second question, it can be different bill pay companies correct? If I pay my HOA dues then the next month I pay my gas bill, that counts as two? it doesn't need to be HOA dues then the next month HOA dues again, it can be ANY thing I bill pay (with exception of Citi) correct? Thanks so much!!
So, if I do my second bill pay on Dec 1st, and make the $1k Debit purchase then I'm set correct? I don't need to wait another month from Nov 27th, correct?
Second question, it can be different bill pay companies correct? If I pay my HOA dues then the next month I pay my gas bill, that counts as two? it doesn't need to be HOA dues then the next month HOA dues again, it can be ANY thing I bill pay (with exception of Citi) correct? Thanks so much!!
Nov 28, 2015, 3:01 pm
#369
Join Date: Feb 2013
Location: some premium cabin...
Posts: 390
I FINALLY got my account funded and did a bill pay today (Nov 28th).
So, if I do my second bill pay on Dec 1st, and make the $1k Debit purchase then I'm set correct? I don't need to wait another month from Nov 27th, correct?
Second question, it can be different bill pay companies correct? If I pay my HOA dues then the next month I pay my gas bill, that counts as two? it doesn't need to be HOA dues then the next month HOA dues again, it can be ANY thing I bill pay (with exception of Citi) correct? Thanks so much!!
So, if I do my second bill pay on Dec 1st, and make the $1k Debit purchase then I'm set correct? I don't need to wait another month from Nov 27th, correct?
Second question, it can be different bill pay companies correct? If I pay my HOA dues then the next month I pay my gas bill, that counts as two? it doesn't need to be HOA dues then the next month HOA dues again, it can be ANY thing I bill pay (with exception of Citi) correct? Thanks so much!!
Nov 29, 2015, 11:43 am
#370
Join Date: Jul 2012
Location: STL
Programs: Hyatt Platinum, Hilton Gold
Posts: 521
I need to alert Citi fraud department that I am expecting to make a large purchase using the Prestige card this week in order to pay for a part of the Citigold funding. They are going to ask me what the purchase is. What do you guys say at that point?
Nov 29, 2015, 12:11 pm
#371
Join Date: Nov 2015
Posts: 2
I just called Citi and they only asked me which merchant. I told them it was going to a financial institution.
Nov 29, 2015, 9:37 pm
#373
Join Date: Sep 2011
Location: SNA
Programs: AA EXP, Hilton Diamond, Hyatt Globalist, IHG Plat, Marriott Gold, National EE
Posts: 1,204
Nov 30, 2015, 10:43 am
#374
Join Date: Nov 2015
Posts: 1
Another successful data point:
Opened Citigold account 11/23 per DoC's instructions. Called new account 800# on 11/25 and told CSR I wished to fund new account with a CC. Used Citi AAdvantage Platinum MC. CSR explicitly stated it would be a purchase, not a cash advance, and gave me the exact time that I could expect the charge to show up (next day, 5:00-5:30AM). She then asked if it was a Citi CC, I said yes, and she transferred me to the Citi CC fraud department so I could pre-clear the large transaction. Charge appeared the next day as indicated and cleared with no issues.
Opened Citigold account 11/23 per DoC's instructions. Called new account 800# on 11/25 and told CSR I wished to fund new account with a CC. Used Citi AAdvantage Platinum MC. CSR explicitly stated it would be a purchase, not a cash advance, and gave me the exact time that I could expect the charge to show up (next day, 5:00-5:30AM). She then asked if it was a Citi CC, I said yes, and she transferred me to the Citi CC fraud department so I could pre-clear the large transaction. Charge appeared the next day as indicated and cleared with no issues.
Nov 30, 2015, 11:44 am
#375
Join Date: May 2013
Posts: 29