[Consolidated] Chase trip Cancellation Insurance
Nov 21, 2015, 10:31 pm
#16
Join Date: Mar 2001
Location: Ann Arbor, Michigan USA
Programs: Marriott lifetime Titanium, Delta Platinum
Posts: 5,472
Nov 23, 2015, 4:21 pm
#17
Join Date: Jan 2004
Location: ORD, SJD, VNO, sandy places
Programs: AA 1.2MM BIS 'LT' Gld, BA Bronze, AA Plat, now considering SWA.....
Posts: 451
Never Trust the insurer to abide by T&C
Covered Loss means one of the following events that occur when you or an Immediate Family Member is insured under the policy and the event causes cancellation of the travel arrangements:
• Accidental Bodily Injury, Loss of Life, or Sickness experienced by you, a Traveling Companion, or an Immediate Family Member of you or a Traveling Companion
• Severe weather, which prevents a reasonable and prudent person from beginning or continuing on a Covered Trip
• Change in military orders for you, your Spouse, or your Domestic Partner
• A terrorist action or hijacking
• A call to jury duty or receiving a subpoena from the courts, neither of which can be postponed or waived
• Finding your or your Traveling Companion’s dwelling to be uninhabitable
• Quarantine imposed by a Physician for health reasons
• Financial insolvency of the Travel Agency, Tour Operator, or Travel Supplier whose services you booked
• Accidental Bodily Injury, Loss of Life, or Sickness experienced by you, a Traveling Companion, or an Immediate Family Member of you or a Traveling Companion
• Severe weather, which prevents a reasonable and prudent person from beginning or continuing on a Covered Trip
• Change in military orders for you, your Spouse, or your Domestic Partner
• A terrorist action or hijacking
• A call to jury duty or receiving a subpoena from the courts, neither of which can be postponed or waived
• Finding your or your Traveling Companion’s dwelling to be uninhabitable
• Quarantine imposed by a Physician for health reasons
• Financial insolvency of the Travel Agency, Tour Operator, or Travel Supplier whose services you booked
Insured thru Chase and a 'Travel' insurer..
Ship took on fuel in Hurgada Egypt prior to our transit thru the Staits of Aden...which turned out to be 'tainted' Which stalled our propulsion engines...possibly intended to foul our engines as we transited the straits...and disable us in a prime area known for hijacking. We later learned that the previous ship
Owners suffered exactly that faith several years ago...
Due to heroic efforts by ships crew we drifted/motored to the coast of Oman. Ship was towed into the port of Duqm where we were then endured 13 hours on a bus with no toilet facilities...
Both Chase and supplemental insurance refused to reimburse our loss of hotel and reissued air tickets due to failure to arrive @ destination.
I am still fighting with them to this day. They refuse to compensate for costs, refuting my claims for housing no longer 'habitable' we slept on deck due to no air or use of facilities...
BEWARE of promises made by Chase insurers as well as others. .
Nov 23, 2015, 4:27 pm
#18
Suspended
Join Date: Aug 2010
Location: DCA
Programs: UA US CO AA DL FL
Posts: 50,262
All you need to do is file a claim against the insurer (it's not Chase) in SCC (if your loss is either within or close to SCC limits). Most states provide for triple damages for wrongfully denied claims.
Some states' insurance commissioners also have mediation programs which may get to the bottom of this quickly.
Some states' insurance commissioners also have mediation programs which may get to the bottom of this quickly.
Nov 23, 2015, 6:56 pm
#19
Join Date: Jan 2011
Location: HKG • Ex SFO, NYC
Programs: UA 1K, AA EXP; Marriott Amb; Hyatt Globalist; Shangri-la Diamond; IHG SpireAmb; Hilton D; Accor G
Posts: 3,319
Per-dollar valuation of Chase travel insurance
Hey all,
This one might be hard to get a definitive answer on, but will undoubtedly lead to interesting discussion.
For many of us, we're faced with the choice of booking airline tickets either on the Chase Sapphire Preferred (CSP), or on the Amex Premier Rewards Gold (PRG). Per dollar, the PRG earns 3 MR points. The CSP earns 2 UR points, + includes free trip cancellation and trip delay insurance.
I fly mostly United, so trip delay and cancellation issues are not entirely infrequent. Yet—I'm attracted to the higher earning power of the PRG. How would you value the CSP's insurance, on a per-dollar basis?
This one might be hard to get a definitive answer on, but will undoubtedly lead to interesting discussion.
For many of us, we're faced with the choice of booking airline tickets either on the Chase Sapphire Preferred (CSP), or on the Amex Premier Rewards Gold (PRG). Per dollar, the PRG earns 3 MR points. The CSP earns 2 UR points, + includes free trip cancellation and trip delay insurance.
I fly mostly United, so trip delay and cancellation issues are not entirely infrequent. Yet—I'm attracted to the higher earning power of the PRG. How would you value the CSP's insurance, on a per-dollar basis?
Nov 23, 2015, 11:14 pm
#21
Formerly known as stellertony
Join Date: Oct 2006
Location: MEX
Programs: UA Gold, DL Gold, NEXUS, APEC
Posts: 1,146
I use Citi Prestige, which gets 3x *and* has trip protection. Plus, their trip delay insurance kicks in after only 3 hours. (unlike CSP though it doesn't apply to award tickets)
Apr 7, 2016, 8:30 pm
#23
Join Date: Apr 2014
Posts: 409
CSP Cancellation Insurance question
Would appreciate people's opinions on this. I'll try and call Chase tomorrow to confirm, but figured I'd ask the knowledgeable people here.
For United award travel I used my Explorer card to cover the small amount due, to get the free checked bag. If I then use the CSP to pay for economy plus seats, would it then make the flights eligible for the cancellation insurance?
For United award travel I used my Explorer card to cover the small amount due, to get the free checked bag. If I then use the CSP to pay for economy plus seats, would it then make the flights eligible for the cancellation insurance?