Would Chase relationship help with a new card?
Jul 31, 2015, 3:48 pm
#1
Original Poster
Join Date: Jun 2012
Location: NY
Posts: 733
Would Chase relationship help with a new card?
I am in urgent need of some UR points, but the only card I have with Chase at this point is Ink Bold.
Both wife and I have had and closed CSPs, and would be eligible for them again, if it weren't for Chase's new policy. Neither one would pass Chase's # of new apps test.
However, I have had a 15-year relationship with Chase, both business and personal, and it's not unusual for me to have $100K+ in checking accounts.
I've had other products with them over the last couple of years, like LOCs, installment loans, and so on.
Does any of that make a difference, or are the rules hard and fast?
Would applying in branch help?
Thanks!
Both wife and I have had and closed CSPs, and would be eligible for them again, if it weren't for Chase's new policy. Neither one would pass Chase's # of new apps test.
However, I have had a 15-year relationship with Chase, both business and personal, and it's not unusual for me to have $100K+ in checking accounts.
I've had other products with them over the last couple of years, like LOCs, installment loans, and so on.
Does any of that make a difference, or are the rules hard and fast?
Would applying in branch help?
Thanks!
Jul 31, 2015, 4:20 pm
#2
Join Date: Apr 2004
Programs: AA plt 2 mm, Marriott LTT, HH dia
Posts: 1,215
The general thought here is that checking and savings accounts at Chase don't help if you MS. In fact, some people believe that people with Chase checking and savings accounts are more prone to account closure. See this thread
http://www.flyertalk.com/forum/chase...ount-s-64.html
I have a mortgage with Chase, and they have been generous with credit card approvals for me. Don't know for sure if that makes a difference or not. I do not have a checking or savings account with Chase, though.
http://www.flyertalk.com/forum/chase...ount-s-64.html
I have a mortgage with Chase, and they have been generous with credit card approvals for me. Don't know for sure if that makes a difference or not. I do not have a checking or savings account with Chase, though.
Aug 1, 2015, 6:25 am
#3
Join Date: Sep 2005
Location: JZRO
Posts: 9,169
RNE, please let the community know how it goes.
Aug 3, 2015, 1:35 pm
#4
Join Date: Nov 2010
Location: TPA
Posts: 268
I was just approved for an Ink Plus and a CSP after going through the branch for my application. I have a business checking account and do think my relationship there helped. Both applications were received on the same day and were pending for 3 days before my business banker called to let me know they were both approved. Prior to those cards, I had 4 personal Chase cards (BA, UA, SW and Freedom) and one Chase Business card (SW). I had opened 4 new cards in the last 12 months and another 3 in the 12 months before that.
Maybe the lack of UR cards helped, I've never had CSP or Ink.
Maybe the lack of UR cards helped, I've never had CSP or Ink.