Tesco is a major partner with BA, and offers one of the easiest non-flying ways for UK BAEC members to earn lots of miles
Full details of how the Tesco scheme works can be found in “The Ultimate BA Guide” sticky. In summary, you can convert your Tesco Clubcard points to Avios in the ratio 1 Clubcard point = 2.4 Avios.
(You can also earn Virgin Flying Club miles via Tesco at the rate of 1 Clubcard point = 2.5 Flying Club miles. VS miles can be converted to Hilton at a 1:2 ratio so 1 Clubcard point = 5 Hilton points, albeit with a 10k minimum conversion from Virgin. You can also go VS to IHG Rewards Club at a 1:1 ratio.)
You earn 1 point for every £1 spent in a Tesco store and for purchases online. Vouchers are issued quarterly by post as long as you earn at least 150 points. They can then be converted to points via the Tesco Clubcard website, into either avios.com or British Airways Executive Club.
The real source of bumper Tesco points are the generous promotions that are occasionally run. There is no need to move your food spend to Tesco to collect lots of Avios
- you simply need to jump in when a particularly generous bonus points promotion appears, and then sell the goods on ebay! You will make a small loss in most cases but the thousands of miles will more than offset this.
As with the BA Amex, you can only convert Tesco points to BAEC accounts that are UK domiciled. However, since the launch of Avios this is no longer a major restriction. Nothing stops you opening a separate Avios account at avios.com, converting your Tesco points via that account (there is no address restriction if moving to an avios.com account) and then transferring them across to your BAEC account.
It is possible to set up an auto-convert option with Tesco via the Clubcard website, which will automatically send your vouchers across to Avios each quarter. However, this is not recommended. If you don't need the miles, it makes more sense to keep the vouchers in a drawer and wait until the next transfer promotion comes along
. There was NO Tesco to Avios conversion bonus in 2013, however - the good days may be over for now
. There are also occasional promotions on non-Avios redemptions (shock, horror) which can be excellent value.
The online form for clubcard vouchers for conversion can be found here: http://www.tesco.com/clubcard/deals/product.aspx?R=237
, you input the code number on the voucher - points hit your BAEC account in 24 hours.
Current bonus point promotions are listed in the wiki post at the top of this thread.
Bonus points currently available on various in-store grocery products are also usually highlighted at http://www.supermarketspecialoffers....intOffers.aspx
If you have a small child, it is worth joining the Baby & Toddler Club (see www.tesco.com/clubcard/clubcard/clubs/
) as you will receive regular mailings with bonus points offers.
For a far more detailed focus on Tesco clubcard deals and extra points opportunities, you should sign up to the forums at www.paidtoshop.co.uk
, run by occasional FT'er Gizmos
The Tesco credit card
The Tesco Clubcard Credit Card earns 1 point for every £4 spent (rounded down on a per transaction, not per statement, basis - so a £7.99 purchase is treated as £4). Points post as soon as the charge hits your account, not at month end. It works out at 0.6 Avios per £1, which is far worse than the BA Premium Plus Amex rate of 1.5 Avois per £1, but there are two reasons for getting the card:
i) some places do not take Amex, especially independent retailers
ii) if you about to trigger the '2 for 1' voucher on your Amex but would rather defer it for a few months, you can switch to your Tesco Mastercard
Note that your Tesco MasterCard also acts as a clubcard, so you don't need to carry your blue clubcard around anymore. In a Tesco store you can, if you want, have your credit card swiped for use as a clubcard and then pay using your BA Amex for maximum miles!
You can apply via this link http://www.tescobank.com/personal/finance/creditcards/
. AFTER receiving your card (not before!) you can apply for a 1,000 point 'I was referred by a friend' bonus. Post in this thread if you need a fellow Tesco MasterCard holder to refer you.
The Tesco MasterCard is the best MasterCard or Visa for earning Avios points. (The HSBC Premier MasterCard earns more, but this card is very difficult to qualify for.)
Other Tesco offers worth knowing about:
Cash-back (exc VAT and delivery) on purchases from Tesco Wine, Tesco Entertainment, Tesco Jersey and other non-grocery Tesco sites (eg Tesco Direct, exc finance and insurance) can be earned by signing up for an account at www.quidco.com
If you discover any new Tesco offers, post them here!