US Bank Lifemiles Visa
Oct 23, 2013, 9:10 am
#32
Moderator: Lufthansa Miles & More, India based airlines, India, External Miles & Points Resources
Join Date: Dec 2002
Location: MUC
Programs: LH SEN
Posts: 48,184
Just got the 6k miles for renewal credited to LM:
Interesting to see the miles come from two sources...
Code:
TACA RENEWAL BONUS MILES-COMPLEMENT 0 2,000 US BANK RENEWAL BONUS MILES 0 4,000
Dec 3, 2013, 11:44 am
#33
Join Date: Apr 2013
Posts: 2
Does anybody have 40,000 screenshot
I just got Lifemiles visa card with standard offer of 20,000 miles. I contacted US bank asking they can match 40,000 miles offer. They are asking any prints of 40,000 miles offer. I am just wondering anybody has screenshot or pic of 40,000 miles so I can try to match the offer? thx
Jan 26, 2014, 3:25 am
#34
Join Date: Oct 2006
Location: Okinawa
Posts: 2,611
Mar 21, 2014, 12:59 pm
#35
Used to be highman123
Join Date: Jul 2011
Posts: 3,541
I did not do any freezing and after being denied 2x times I got the card today! Funny thing is I signed up for a US Bank Club Carlson just 4 weeks ago and was approved there as well.
Seems they are changing the way they make approvals!
Seems they are changing the way they make approvals!
Mar 25, 2014, 5:54 am
#36
Join Date: Mar 2009
Posts: 183
By freezing your IDA/ARS as mentioned here: http://hackmytrip.com/2013/06/freeze...-club-carlson/ I had no problem getting the LM Visa after being denied 3 times in the past for too many pulls.
Mar 25, 2014, 7:04 am
#38
Join Date: Oct 2006
Location: Okinawa
Posts: 2,611
That is the point...
Mar 30, 2014, 8:31 pm
#40
Join Date: Sep 2012
Location: MDE
Programs: AA EP, CM PP, AV GM, UA Silver, SPG Gold, Hilton Diamond, Hyatt Plat, Marriott Plat, Accor Plat
Posts: 1,002
One issue I have with my US Bank LM Card. Having a balance on a card brings one's credit score down. I, therefore, pay off my CCs every month. It saves on interest, plus keeps my score high.
US Bank reports balances to the bureaus at random times. I had figured out a pattern, and was successfully paying it off in time to get a zero balance reported, then this month they reported 10 days earlier than ever before. It only lowered my score 1 point, but it still irritates me.
Why doesn't US Bank report like every other CC bank in the USA and use the statement balance as the balance reported to the bureaus?
US Bank reports balances to the bureaus at random times. I had figured out a pattern, and was successfully paying it off in time to get a zero balance reported, then this month they reported 10 days earlier than ever before. It only lowered my score 1 point, but it still irritates me.
Why doesn't US Bank report like every other CC bank in the USA and use the statement balance as the balance reported to the bureaus?
Apr 12, 2014, 1:38 pm
#41
Join Date: Apr 2007
Posts: 563
I had a LifeMiles card but closed it last year. It's not been 12 months yet -- however, the 40K offer expires April 30.
How strictly do they enforce "Previous accounts closed within the last 12 months will be reopened and no First Use Bonus Miles will be awarded."?? Anyone know?
Although I did get the "targeted" e-mail after a few months of closing the previous card, I don't think that's necessarily an indication that they will not enforce the 12-mo rule.
Obviously I'd like to apply by April 30 if possible and not wait until the 12 months are up.
How strictly do they enforce "Previous accounts closed within the last 12 months will be reopened and no First Use Bonus Miles will be awarded."?? Anyone know?
Although I did get the "targeted" e-mail after a few months of closing the previous card, I don't think that's necessarily an indication that they will not enforce the 12-mo rule.
Obviously I'd like to apply by April 30 if possible and not wait until the 12 months are up.
Sep 16, 2014, 4:57 pm
#42
Join Date: Mar 2003
Location: EWR Ionosphere Club, LAX Clipper Club, Still Traveling Global, yearly BIS miles
Programs: EAL Silver Wings, I-Club, Flying Colonels DL, WorldPass PLat from the olde Meatball and PE SMARTbank
Posts: 1,988
So I applied for this card when they had the 40K miles offer, now what to do with the miles
Last edited by frank_10b; Sep 18, 2014 at 1:18 am
Oct 9, 2014, 2:42 pm
#43
Join Date: Mar 2011
Location: LAX/PVG
Programs: HH G, MR/SPG G, IHG Plat, Club Carlson G, National Exec
Posts: 191
2,500 miles retention for LifeMiles Secured Visa
I got the LifeMiles Secured Visa with a $300 credit line last year when I just moved to the US. The signup bonus was 10K miles after first purchase (now 5K). $25 annual fee just hit, so I called customer service. They couldn't waive the annual fee or give me a statement credit, but did offer me 2,500 miles, which I gladly took. 2.5K miles for $25 is actually better CPM than the Visa Signature's anniversary bonus of 6K miles for the $75 annual fee 
.
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Jun 17, 2015, 8:49 pm
#44
Join Date: Nov 2000
Location: Arlington, VA USA
Posts: 670
No retention offer
I called when the annual fee hit on my card. I had the version with the $75 annual fee but 6k Lifemiles on renewal. The agent didn't even try and explain the benefits of the card. I was cancelled within three minutes and off the phone within five minutes.
May 5, 2016, 6:20 pm
#45
Join Date: Mar 2003
Location: EWR Ionosphere Club, LAX Clipper Club, Still Traveling Global, yearly BIS miles
Programs: EAL Silver Wings, I-Club, Flying Colonels DL, WorldPass PLat from the olde Meatball and PE SMARTbank
Posts: 1,988
anyone have a working application for this card?