Amex & PayPal payment question
Jul 8, 2009, 10:01 am
#1
Original Poster
Join Date: Jun 2005
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Posts: 704
Amex & PayPal payment question
So a while back Eliot Spitzer forced Amex to treat purchases via Amex funded Paypal transactions as if they were a direct credit card transaction.
I am considering buying something on eBay, and was wondering if Return Protection is still valid when doing this? I am assuming no, but has anybody tried?
I am considering buying something on eBay, and was wondering if Return Protection is still valid when doing this? I am assuming no, but has anybody tried?
Last edited by lessthanzero; Jul 8, 2009 at 10:03 am Reason: adding email subscription for responses
Jul 8, 2009, 4:03 pm
#2
Join Date: Dec 2006
Location: USA
Posts: 3,945
I do not know what you mean by Amex funded PayPal transaction, but I use my Amex Platinum card all the time to pay for Ebay items via PayPal. I have filed several claims in a past few years and had no problem with my return protection claims.
Jul 9, 2009, 7:42 am
#5
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Join Date: Jun 2005
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Posts: 704
Thanks all. This gives me hope.
By "amex funded paypal transaction" I mean that usually these people take payments by PayPal, and I get taken to the PayPal interface. Which means that I log in to PayPal, and I choose my amex card as the funding source, rather than my bank.
The icon they show for payments accepted is below:
Are you all saying that all ebay auctions now allow direct payment with a credit card without messing with payal accounts? (that would be great! I just don't buy much on eBay, so I don't know.)
I appreciate all your input!
By "amex funded paypal transaction" I mean that usually these people take payments by PayPal, and I get taken to the PayPal interface. Which means that I log in to PayPal, and I choose my amex card as the funding source, rather than my bank.
The icon they show for payments accepted is below:
Are you all saying that all ebay auctions now allow direct payment with a credit card without messing with payal accounts? (that would be great! I just don't buy much on eBay, so I don't know.)
I appreciate all your input!
Jul 9, 2009, 7:46 am
#6
Join Date: Dec 2006
Location: USA
Posts: 3,945
I use PayPal interface to pay for my Ebay transactions using my Amex card.
Jul 9, 2009, 7:56 am
#7
Original Poster
Join Date: Jun 2005
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Posts: 704
Mar 29, 2010, 5:38 pm
#10
Join Date: Jun 2002
Programs: Hyatt Explorist, IHG Platinum, Celebrity Cruises Elite Plus
Posts: 1,259
I've used the search to find the answer to my question, so apologies in advance if I missed it....
Do you earn Membership Rewards points when you pay for an Ebay item via PayPal using an AMEX card?
Do you earn Membership Rewards points when you pay for an Ebay item via PayPal using an AMEX card?
Mar 29, 2010, 5:49 pm
#11
Join Date: Dec 2006
Location: USA
Posts: 3,945
It is like any other transaction using your Amex Card. So if your card earns MR points for spending, then you would earn MR points on a PayPal transaction.
Mar 29, 2010, 5:54 pm
#12
Join Date: Jun 2002
Programs: Hyatt Explorist, IHG Platinum, Celebrity Cruises Elite Plus
Posts: 1,259
Mar 29, 2010, 8:37 pm
#13
Join Date: Jan 2007
Posts: 2,905
So to sum up -
1. Ebay takes PayPal payments (not direct Amex payments, unless the seller specifies THEY take Amex).
2. PayPal accepts Amex as payment through their interface (that is, through PayPal).
3. All standard Amex protections apply (card specific), including Return Protection.
4. Like all Amex transactions, if you're using a card that would ordinarily earn you Membership Rewards Points - you will earn points for your eBay/PayPal transactions.
BTW - as a longtime eBay seller, PayPal user, and Amex cardholder - I can, with absolute certainty, say that these maxims are true (and have ALWAYS been true). Also, I have invoked several of our wonderful Amex benefit protections from purchases on eBay, and using PayPal, such as Return Protection, Purchase Protection, etc - and have been very satisfied with the results.
1. Ebay takes PayPal payments (not direct Amex payments, unless the seller specifies THEY take Amex).
2. PayPal accepts Amex as payment through their interface (that is, through PayPal).
3. All standard Amex protections apply (card specific), including Return Protection.
4. Like all Amex transactions, if you're using a card that would ordinarily earn you Membership Rewards Points - you will earn points for your eBay/PayPal transactions.
BTW - as a longtime eBay seller, PayPal user, and Amex cardholder - I can, with absolute certainty, say that these maxims are true (and have ALWAYS been true). Also, I have invoked several of our wonderful Amex benefit protections from purchases on eBay, and using PayPal, such as Return Protection, Purchase Protection, etc - and have been very satisfied with the results.