plat changes; increase fees; int rates; shortened payment schedule
Nov 7, 2008, 5:33 pm
#16
Join Date: Apr 2006
Location: Ohio and Colorado
Programs: AA Gold MM, DL Gold, US MM, HH Gold, Starwood
Posts: 953
My previous credit union -- this is why I dropped them -- won't even let me use my card outside the US unless I call them before each and every trip. Given that I am out of the US for work a bunch of times a year, I just couldn't handle that annoyance. Is that restriction unique to the credit union I had been using?
Cheers
Nov 10, 2008, 10:46 am
#17
Join Date: Jun 2003
Location: La Jolla, CA
Programs: Marriott Ambassador, Lifetime Titanium, Delta Plat, Hilton Diamond , Hyatt Globalist
Posts: 2,615
Thanks for the heads up OP- I totally missed the notice on my statement.
I'm glad that my Prague MO visit is this month and not after January. Per the terms we must use our Cent cards.
We typically use our Starwood cards in Europe but may reconsider.
ETA- I will have to carefully consider this though. When we had a problem with a merchant in Italy Amex
assigned a special representative who went out of her way to resolve the issue. She saved us close to $1000.
The extra fee may be worth it to us.
I'm glad that my Prague MO visit is this month and not after January. Per the terms we must use our Cent cards.
We typically use our Starwood cards in Europe but may reconsider.
ETA- I will have to carefully consider this though. When we had a problem with a merchant in Italy Amex
assigned a special representative who went out of her way to resolve the issue. She saved us close to $1000.
The extra fee may be worth it to us.
Last edited by damon88; Nov 10, 2008 at 10:51 am
Nov 10, 2008, 5:40 pm
#20
Join Date: Jun 2003
Location: Houston TX
Posts: 284
Interesting observation from yesterday's Platinum bill:
My billing cycle typically ends on the 8th or 9th. Normally the due date is listed on the bill / website as the 22nd or 23rd (I know that you can pay after that by phone w/o penalty).
On my November bill which closed yesterday, the due date is listed as Dec. 4.
It looks like they actually expanded the payment window ?????
My billing cycle typically ends on the 8th or 9th. Normally the due date is listed on the bill / website as the 22nd or 23rd (I know that you can pay after that by phone w/o penalty).
On my November bill which closed yesterday, the due date is listed as Dec. 4.
It looks like they actually expanded the payment window ?????
Nov 24, 2008, 6:07 pm
#24
Join Date: Mar 2003
Location: anywhere and everywhere
Programs: UA GS, AS MVP 100K, DL Diamond, Marriot Lifetime Titanium, AmEx Centurion
Posts: 5,525
- My lowest card carries a 1% fee
- AmEx Rewards are worth 1% minimum
So, it's basically a 0,7% charge by AmEx for dispute/fraud/etc prevention. It may be worth it....
Nov 25, 2008, 7:34 am
#25
Join Date: Nov 2008
Posts: 415