Amex SPG 35,000 business and personal cards-2016 [Expired]
Mar 3, 2016, 10:10 am
#31
Join Date: Jul 2015
Posts: 1,028
Damnit. I was planning to get a Chase Hyatt card before 5/24 but now this pops up.
Last edited by mia; Mar 3, 2016 at 10:45 am
Mar 3, 2016, 10:31 am
#32
Join Date: Mar 2013
Location: Dayton
Programs: Hilton Gold, IHG Platinum, United, AAdvantage
Posts: 223
Question on applying SPG business
I am in need of SPG points and I already have SPG personal card. Thinking to apply for SPG business.
But there is recent negative (I missed on my car payment for a month) on credit report and that has decreased the score to 710 from 750.
Should I try to apply this before March (My credit score should increase by 5-10 points since all the payments are done). Any thoughts? Also, since I am already AMEX cardholder, in case I am declined, there will be a soft pull on my report, right?
But there is recent negative (I missed on my car payment for a month) on credit report and that has decreased the score to 710 from 750.
Should I try to apply this before March (My credit score should increase by 5-10 points since all the payments are done). Any thoughts? Also, since I am already AMEX cardholder, in case I am declined, there will be a soft pull on my report, right?
Mar 3, 2016, 11:02 am
#35
Join Date: Jan 2016
Programs: AA, Hyatt, Marriott, Hilton
Posts: 501
Typically both version are promoted simultaneously. Usually one offer per calendar year, but the timing of the offer has moved and American Express might offer twice in one year.
The Business version has slightly better benefits than the personal card, but (in principle) personal cards have stronger consumer protections.
The Business version has slightly better benefits than the personal card, but (in principle) personal cards have stronger consumer protections.
just to verify - there is no hard pull if my application is denied for too many applications in a short period of time, correct? If so, going to apply for both, since it's been 31 days since my last
Mar 3, 2016, 11:52 am
#36
Join Date: Nov 2006
Programs: Marriott Platinum, Hilton Diamond, IHG Platinum
Posts: 3,714
I am in need of SPG points and I already have SPG personal card. Thinking to apply for SPG business.
But there is recent negative (I missed on my car payment for a month) on credit report and that has decreased the score to 710 from 750.
Should I try to apply this before March (My credit score should increase by 5-10 points since all the payments are done). Any thoughts? Also, since I am already AMEX cardholder, in case I am declined, there will be a soft pull on my report, right?
But there is recent negative (I missed on my car payment for a month) on credit report and that has decreased the score to 710 from 750.
Should I try to apply this before March (My credit score should increase by 5-10 points since all the payments are done). Any thoughts? Also, since I am already AMEX cardholder, in case I am declined, there will be a soft pull on my report, right?
Mar 3, 2016, 11:55 am
#37
Join Date: Nov 2006
Programs: Marriott Platinum, Hilton Diamond, IHG Platinum
Posts: 3,714
Mar 3, 2016, 11:56 am
#38
Join Date: Dec 2015
Posts: 530
did personal + another card. both instant approved.
amex too easy. so yeah, get chase cards first. you've till the end of the month for this offer.
amex too easy. so yeah, get chase cards first. you've till the end of the month for this offer.
Last edited by runb4fun; Mar 3, 2016 at 1:14 pm
Mar 3, 2016, 12:00 pm
#39
Join Date: Mar 2013
Location: Dayton
Programs: Hilton Gold, IHG Platinum, United, AAdvantage
Posts: 223
Mar 3, 2016, 4:11 pm
#42
Join Date: Aug 2013
Posts: 714
Surprised they approved me for the business card! I put sole proprietor, <1 year in business and $2k revenue which is kinda true.
Mar 3, 2016, 7:25 pm
#43
Join Date: Mar 2015
Posts: 140
Can I apply for both the spg personal and business on the same day?
Mar 3, 2016, 7:27 pm
#44
Join Date: May 2011
Location: Bay Area, CA
Programs: SPG, Hyatt Diamond Member, Club Calrson Silver, AA, Hilton Gold, BA
Posts: 476
IF I refer a friend and he uses my link, do I get a notification that the friend used my link the moment he applies? or do I have to wait a couple of days, weeks?
Mar 3, 2016, 7:28 pm
#45
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,955
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