Blue Cash Calculation Discrepancy
Nov 11, 2014, 1:35 pm
#1
Original Poster
Join Date: Mar 2008
Location: Dfw
Programs: AA Gold, Marriott Gold, Hilton Gold
Posts: 49
Blue Cash Calculation Discrepancy
Forgive me, I've tried searching through the boards to see if something had been discussed, no dedicated threads but it may have been buried in a long thread about MS.
My program year for my Blue Cash < Card ends this month, and I wanted to see how my rewards were doing. I downloaded all charges from December 2013 though today and I calculated just over $800 in rewards applying the proper rates based on the $6500 threshold and spending categories. After adding up each summary in the paper statement, AMEX has only credited me with $463. I even took out fuel purchased at Costco & Grocery Store fuel stations.
Has anybody do the calculations and see something similar? AMEX categorizes the vendor, why can't they call out the earn rate to make this easy?
Thanks.
My program year for my Blue Cash < Card ends this month, and I wanted to see how my rewards were doing. I downloaded all charges from December 2013 though today and I calculated just over $800 in rewards applying the proper rates based on the $6500 threshold and spending categories. After adding up each summary in the paper statement, AMEX has only credited me with $463. I even took out fuel purchased at Costco & Grocery Store fuel stations.
Has anybody do the calculations and see something similar? AMEX categorizes the vendor, why can't they call out the earn rate to make this easy?
Thanks.
Nov 11, 2014, 1:48 pm
#2
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,974
Suggest you read the Wikipost at the top of this thread http://www.flyertalk.com/forum/manuf...amex-blue.html
Note that:
1. Rewards are posted one month after the statement in which they were earned.
2. The list of eligible Drug Stores is short.
3. American Express does not classify merchants. They are classified by their acquirer, the company which processes their card transactions. You can see how a specific transaction was classified by viewing transactions online and clicking + symbol to view the transaction details.
4. American Express did have a problem correctly crediting Supermarket transactions. This seems to have affected various cards:
http://www.flyertalk.com/forum/ameri...er-2013-a.html
Note that:
1. Rewards are posted one month after the statement in which they were earned.
2. The list of eligible Drug Stores is short.
3. American Express does not classify merchants. They are classified by their acquirer, the company which processes their card transactions. You can see how a specific transaction was classified by viewing transactions online and clicking + symbol to view the transaction details.
4. American Express did have a problem correctly crediting Supermarket transactions. This seems to have affected various cards:
http://www.flyertalk.com/forum/ameri...er-2013-a.html
Apr 20, 2015, 10:28 am
#4
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,974
Apr 21, 2015, 8:57 am
#7
Join Date: Aug 2014
Posts: 1,312
Apr 21, 2015, 10:13 am
#8
Moderator
Join Date: Jun 2003
Location: Miami, Mpls & London
Programs: AA & Marriott Perpetual Platinum; DL & HH Gold
Posts: 48,974
Blue Cash Reward Dollars on Eligible Purchases
Cash back is earned only on eligible purchases and is earned in the form of Blue Cash Reward Dollars (reward dollars). You can redeem reward dollars for statement credits in increments of 25 whenever your total available reward dollar balance is 25 or more. The number of reward dollars you earn is based on a percentage of the dollar amount of your eligible purchases during each billing period. From time to time we may at our option offer you other ways to redeem reward dollars, such as for gift cards or merchandise. The minimum redemption is 25 reward dollars. Cash back cannot be used to pay your Minimum Payment Due.
Cash back is earned only on eligible purchases and is earned in the form of Blue Cash Reward Dollars (reward dollars). You can redeem reward dollars for statement credits in increments of 25 whenever your total available reward dollar balance is 25 or more. The number of reward dollars you earn is based on a percentage of the dollar amount of your eligible purchases during each billing period. From time to time we may at our option offer you other ways to redeem reward dollars, such as for gift cards or merchandise. The minimum redemption is 25 reward dollars. Cash back cannot be used to pay your Minimum Payment Due.