This card is fully functionable and has no downsides. In my experience the spending limit is calculated like for the other cards also. The only disadvantage of the German version is that they charge an amount for the participation in Membership rewards. So double check if itīs really free also in the second year.
Therefore there is no reason for not grabbing the spending bonus and open this card as a second Amex card.
The reason why you may not see this card too often is that they start sending the cardholder upselling letters to the next higher colours. They are not aggressive or annoying in doing so, just send the invitations by mail "Danke für Ihr Vertrauen...... " and offer the higher colours.
And then many cardholders start moving up to green, gold or even Platinum.
So I am not able to find any argument against the Amex BLUE card.
I've had a Blue card for many years. Since there's no annual fee, it serves as a convenient place holder for MR points when I don't want to keep a Gold or Plat card.
If you keep your PRG card then all points earned by using either card will be considered to be regular Memebership Rewards points. If you cancel your PRG card and keep just the Blue card, then all your points will convert to Membership Rewards Express points, which are not as useful (they cannot, for example, be transferred to airline FFPs or hotel guest programs). If you subsequently get a new Gold/Plat card, then all you points will magically convert back to MR/MR First points again.
Makes for a great card to have if you plan to churn.
Also, I've noticed that on the AMEX website there are more "Special Offers" that show up for my Blue card than either my Gold or Plat. Small ones to be sure, but a painless way to save a couple bucks here and there.
__________________ I find it disheartening that the images of me displayed when doing an Internet search are the same regardless of whether SafeSource is on or off.
I've had a Blue card since 2001. It's a credit card (vs Charge Card) and until the Dodd-Frank reform, had a steady 8.99% fixed interest rate. Since Dodd-Frank limited the ability of card issues to raise rates, Amex jumped the rate up to 12.99% variable before the law took effect.
Anyhoo, it's a decent card to earn rewards and accumulate/store points. I've also noticed that it seems to get more offers than the Platinum. My wife and I use it as our everyday card.
Programs: Delta Diamond, IHG Platinum, Marriott Platinum, Avis First
Ok great...thanks for the feedback everyone!
To get an easy 10k MR pts doesnt sound like a bad idea...spend $1000 in 3 months. no fee so i can keep it open.
I recently got the PRG and plan to hold onto that until the annual fee is due and then I plan to upgrade to the Platinum. So by having the blue and the Plat, all my pts will upgrade to MR first. sounds like a plan!
One I meet my spend for my SPG Amex, then ill apply for this card
Last question...is there a link comparing MR express > MR > first.
I've had this card for a long time now, its a place to park my MR points when I dont have any Gold or Platinum cards (such as right now). I dont actually use it for much other than 3-4 purchases a year just to show some minor activity.