ATMs in UK
Nov 23, 2006, 11:36 pm
#1
Original Poster
Join Date: Jun 2002
Location: SJC/SFO
Programs: UA Premier Plat/Marriott Titanium
Posts: 263
ATMs in UK
While in UK (especially at LHR), is there a particular branch of ATM that I should use over the others for favorable exchange rate and low fee? I'll be using my credit union ATM card.
Thanks!
Thanks!
Nov 24, 2006, 1:51 am
#2
A FlyerTalk Posting Legend
Join Date: Oct 2002
Location: back to my roots in Scotland!
Programs: Tamsin - what else is there to say?
Posts: 47,843
None of the major banks or building society charge fees for ATM use over here. The exchange rate will be applied by your credit union, not the bank you withdraw the money from 
If they do charge a fee, they generally have to tell you (and also tend to be found in pubs, some shops, motorway service stations) and give you the option to not get. Watch out for Travelex branded ones, as they look like they shouldn't charge a fee, but they do 
However, at LHR, it's likely the ones next to forex places are bank operated, rather than Travelex operated, and so should still be free! Basically, you are more likely to encounter free ATMs than ones where you have to pay a fee
If they do charge a fee, they generally have to tell you (and also tend to be found in pubs, some shops, motorway service stations) and give you the option to not get. Watch out for Travelex branded ones, as they look like they shouldn't charge a fee, but they do However, at LHR, it's likely the ones next to forex places are bank operated, rather than Travelex operated, and so should still be free! Basically, you are more likely to encounter free ATMs than ones where you have to pay a fee
Nov 27, 2006, 1:01 pm
#5
Join Date: Dec 2004
Location: LHR / BHX / MAN / ATL
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Posts: 4,053
When you are asking for assistance in locating an ATM, remember that they are referred to as "CashPoints" in the UK. If you ask for an "ATM", you are likely to be met with a shrug. @:-)
Nov 28, 2006, 11:51 am
#6
Join Date: Mar 2004
Location: Minneapolis, Minnesota,USA
Programs: UA, NW
Posts: 3,752
Originally Posted by LisaH
While in UK (especially at LHR), is there a particular branch of ATM that I should use over the others for favorable exchange rate and low fee? I'll be using my credit union ATM card.
Thanks!
Thanks!
Nov 28, 2006, 12:22 pm
#7
Join Date: Dec 2004
Location: LHR / BHX / MAN / ATL
Programs: DL DM 2MM - IHG Diamond
Posts: 4,053
Originally Posted by ksandness
Before you go, check to make sure that your credit union ATM card CAN be used in the UK. (My credit union ATM card cannot be used in Japan, Korea, and Canada, for some reason, so for peace of mind, I use my Citibank card when traveling abroad.)I know that other people have reported problems with using credit union cards in other countries, so it's better to check now rather than finding out the hard way.