View Poll Results: Which Sears related card(s) do you use?
I have both the TYP and SYW versions.
0
0%
My Sears card earns no rewards.
0
0%
Voters: 35. You may not vote on this poll
Jan 3, 2024, 2:04 pm
Last edit by: rrgg
To read previous discussion click HERE
Discussion of the discontinued Sears MasterCards which earn ThankYou Points has been moved to a separate thread, HERE.
Application link for the Shop Your Way (SYW) MasterCard is HERE.
Accumulating points, expiration, and redemptions:
You can accumulate SYW points in some of the following methods:
Not all points have the same expiration timeframe. Some bonus/incentive points expire in 30 days or less. Most are 1 year. You can check in the SYW app, or the shopyourway.com website. Make sure to redeem the points before they expire!!!!
Redemptions:
You can only redeem $200 worth per day. So if you redeem for a $200 GC, you have to wait until the next day to make another redemption of any amount.
What counted as online purchase with Sears card (alphabetical order)
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your Credit Home page, and find Available Credit at the top of the page. Then, click on the link that says Request Increase to begin the process.
Discussion of the discontinued Sears MasterCards which earn ThankYou Points has been moved to a separate thread, HERE.
Application link for the Shop Your Way (SYW) MasterCard is HERE.
Accumulating points, expiration, and redemptions:
You can accumulate SYW points in some of the following methods:
- Bonus offers sent to your email (ie: Spend $750 on Online and get 200,000 SYW Bonus points)
- Regular spend - categories: 5% in gas, 3% in grocery/restaurants, 2% in SYW Merchants, 1% everywhere else
- "Missions" in the SYW App (iPhone/Android)
Not all points have the same expiration timeframe. Some bonus/incentive points expire in 30 days or less. Most are 1 year. You can check in the SYW app, or the shopyourway.com website. Make sure to redeem the points before they expire!!!!
Redemptions:
You can only redeem $200 worth per day. So if you redeem for a $200 GC, you have to wait until the next day to make another redemption of any amount.
What counted as online purchase with Sears card (alphabetical order)
- Amazon purchase or re-load
- Carters.com (Merchandise-CHILDRENS / INFANTS WEAR STORE)
- Costco.com
- Ebay seller fees (direct entry) (MCC: N/A)
- Fluz (MCC varies, YMMV)
- Gift Card Mall
- Homedepot.com (Merchandise-HOME SUPPLY WAREHOUSE STORES)
- Iherb.com (Merchandise-MISC FOOD STORE,SPECIALTY,CONVENIENCE)
- Kygunco.com (Merchandise-DURABLE GOODS, NOT ELSEWHERE CLASSIFIED)
- Lockedloaded.com (Merchandise-SPORTING GOODS STORES)
- MileagePlusX (MCC varies)
- Pirateship.com (Services-COURIER SERVICE, FREIGHT FORWARDERS)
- Plastiq (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- Scholastic.com (Organizations-MISC SCHOOLS / EDUCATIONAL SERVICES)
- Usmint.gov (Services-MISC GOVERNMENT SERVICES)
- united.com (Air Travel-UNITED AIRLINES)
- Texas de Brazil (.com site for GC, VIP cards) - Merchandise - NOVELTY/SOUVENIR SHOPS
- Fluz (MCC varies, YMMV)
- Geico.com (Services-INSURANCE-SALES / UNDERWRITING)
- Paypal (MCC varies)
- Purchasing e-Gift cards from Paypal.com (Adidas posted as Restaurants-COMPUTER NETWORK/INFO SRVS)
- Cable, Satellite, TV (Restaurants-CABLE,SATELLITE,PAY TV/RADIO SERVICES)
- Telecom (Restaurants-TELEPHONE SERVICE)
- Telecom (Services-TELEPHONE SERVICE/EQUIPMENT)
- Utilities (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- VRBO
- Texas de Brazil.com (GC,VIP cards, etc.) - Merchandise - NOVELTY/SOUVENIR SHOPS
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your Credit Home page, and find Available Credit at the top of the page. Then, click on the link that says Request Increase to begin the process.
Citi Shop Your Way (SYW) Cards (2023 - 2024)
Dec 29, 2024 | 6:57 am
#767
Join Date: Feb 2023
Posts: 1,417
Got both the GGR and Travel/Entertainment offers in the mail today - no email though.
GGR is $75 ($750-$1499.99) or $150 (> $1500) per month. Runs through the full year.
Travel/Entertainment is the same as others - 5% up to $80 per month.
Like the lower threshold for GGR since $2k was proving unreachable for me without stressing about it and manufacturing spend. $1500 is more manageable though I still doubt I'll go for it. Will be happy with the $75 CB per month.
GGR is $75 ($750-$1499.99) or $150 (> $1500) per month. Runs through the full year.
Travel/Entertainment is the same as others - 5% up to $80 per month.
Like the lower threshold for GGR since $2k was proving unreachable for me without stressing about it and manufacturing spend. $1500 is more manageable though I still doubt I'll go for it. Will be happy with the $75 CB per month.
I would have preferred the $500 or $750 lower limit instead of $1000. Although I'll make it work.
Dec 29, 2024 | 6:40 pm
#768
Join Date: Dec 2024
Posts: 93
My wife received the $100 / $200 offer for 2025 which was the same as what she had in 2024. Howver, I received only half of that offer 
. I received $50 for $500-$999 and $100 for $1000+. Interstingly for 2024, I had the July - December offer was $150 for $1000-$1999 and $250 for $2000+.
. I received $50 for $500-$999 and $100 for $1000+. Interstingly for 2024, I had the July - December offer was $150 for $1000-$1999 and $250 for $2000+.
Dec 30, 2024 | 1:23 am
#770
Join Date: Nov 2021
Posts: 206
Eh. I received in the US Mail an offer for 5% (statement credit) on travel and entertainment for all of 2025 (up to $80/mo). For the last 6 months, I have had 10% which has proved useful. 5% (+1%) is ok, but not great. I hope I receive more/better offers.
Dec 30, 2024 | 11:50 am
#771
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,650
So I had 2x letters in my informed delivery today for P1 and P2 but when the actual mail came only a letter for P2 was in there. It was 5% T&E up to $80/mo, $960/yr. It has an offer code on it. Sometimes letters show up late even if they are in informed delivery so I'll hopefully get it on Monday for P1. If it doesn't show up or went to a neighbor and they toss it, does anyone know how to see what was offered and how to redeem?
Dec 30, 2024 | 11:03 pm
#772
Join Date: Jun 2023
Posts: 365
Good luck everyone, especially those who haven't gotten anything yet.
I'm out of town until 1/14. Has anyone received offers for the new year that need to be activated before then?
I throw myself on your mercy.
I'm out of town until 1/14. Has anyone received offers for the new year that need to be activated before then?
I throw myself on your mercy.
Dec 30, 2024 | 11:34 pm
#773
Join Date: Nov 2021
Posts: 206
Dec 31, 2024 | 7:59 am
#774
Join Date: Jun 2023
Posts: 365
For quick reference, on here I also saw 2/15 for GGR. https://www.flyertalk.com/forum/36759480-post743.html
Dec 31, 2024 | 12:29 pm
#775
Join Date: Jun 2021
Posts: 20
To the folks not getting GGR offer or meager one, was your available CL very small in Nov 24?
I got snail mail offer of $20/$200 per month and had CL of $800 at that time.
I got snail mail offer of $20/$200 per month and had CL of $800 at that time.
Dec 31, 2024 | 1:38 pm
#776
Join Date: Mar 2008
Posts: 2,013
i also just got another offer for 5% for travel but via snail mail.
not sure why they arent emailing anymore
Both offers are for January 1, 2025 - December 31, 2025
Dec 31, 2024 | 2:58 pm
#777
Join Date: Oct 2024
Posts: 40
My credit limit is only $1002 somehow. 800+ credit score and much larger lines of credit on every other card I've ever gotten. I got the same GGR offer as you for next year.
Dec 31, 2024 | 4:16 pm
#778
Join Date: Feb 2023
Posts: 1,417
6:12pm ET
I received an email with the same offer of $100 for $1000-$1999 or $200 for $2000 GGR spend
that I had received by snail mail earlier in the month.
I received an email with the same offer of $100 for $1000-$1999 or $200 for $2000 GGR spend
that I had received by snail mail earlier in the month.
Last edited by bdwyfan; Dec 31, 2024 at 5:32 pm
Dec 31, 2024 | 4:27 pm
#779
Join Date: Jun 2023
Posts: 365
Same here. My CL is 4500 in case people are tracking. Technically, I'm not sure whether I ever got it in the mail. I think I did.
Dec 31, 2024 | 4:51 pm
#780
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,650