View Poll Results: Which Sears related card(s) do you use?
I have both the TYP and SYW versions.
0
0%
My Sears card earns no rewards.
0
0%
Voters: 35. You may not vote on this poll
Jan 3, 2024, 2:04 pm
Last edit by: rrgg
To read previous discussion click HERE
Discussion of the discontinued Sears MasterCards which earn ThankYou Points has been moved to a separate thread, HERE.
Application link for the Shop Your Way (SYW) MasterCard is HERE.
Accumulating points, expiration, and redemptions:
You can accumulate SYW points in some of the following methods:
Not all points have the same expiration timeframe. Some bonus/incentive points expire in 30 days or less. Most are 1 year. You can check in the SYW app, or the shopyourway.com website. Make sure to redeem the points before they expire!!!!
Redemptions:
You can only redeem $200 worth per day. So if you redeem for a $200 GC, you have to wait until the next day to make another redemption of any amount.
What counted as online purchase with Sears card (alphabetical order)
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your Credit Home page, and find Available Credit at the top of the page. Then, click on the link that says Request Increase to begin the process.
Discussion of the discontinued Sears MasterCards which earn ThankYou Points has been moved to a separate thread, HERE.
Application link for the Shop Your Way (SYW) MasterCard is HERE.
Accumulating points, expiration, and redemptions:
You can accumulate SYW points in some of the following methods:
- Bonus offers sent to your email (ie: Spend $750 on Online and get 200,000 SYW Bonus points)
- Regular spend - categories: 5% in gas, 3% in grocery/restaurants, 2% in SYW Merchants, 1% everywhere else
- "Missions" in the SYW App (iPhone/Android)
Not all points have the same expiration timeframe. Some bonus/incentive points expire in 30 days or less. Most are 1 year. You can check in the SYW app, or the shopyourway.com website. Make sure to redeem the points before they expire!!!!
Redemptions:
You can only redeem $200 worth per day. So if you redeem for a $200 GC, you have to wait until the next day to make another redemption of any amount.
What counted as online purchase with Sears card (alphabetical order)
- Amazon purchase or re-load
- Carters.com (Merchandise-CHILDRENS / INFANTS WEAR STORE)
- Costco.com
- Ebay seller fees (direct entry) (MCC: N/A)
- Fluz (MCC varies, YMMV)
- Gift Card Mall
- Homedepot.com (Merchandise-HOME SUPPLY WAREHOUSE STORES)
- Iherb.com (Merchandise-MISC FOOD STORE,SPECIALTY,CONVENIENCE)
- Kygunco.com (Merchandise-DURABLE GOODS, NOT ELSEWHERE CLASSIFIED)
- Lockedloaded.com (Merchandise-SPORTING GOODS STORES)
- MileagePlusX (MCC varies)
- Pirateship.com (Services-COURIER SERVICE, FREIGHT FORWARDERS)
- Plastiq (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- Scholastic.com (Organizations-MISC SCHOOLS / EDUCATIONAL SERVICES)
- Usmint.gov (Services-MISC GOVERNMENT SERVICES)
- united.com (Air Travel-UNITED AIRLINES)
- Texas de Brazil (.com site for GC, VIP cards) - Merchandise - NOVELTY/SOUVENIR SHOPS
- Fluz (MCC varies, YMMV)
- Geico.com (Services-INSURANCE-SALES / UNDERWRITING)
- Paypal (MCC varies)
- Purchasing e-Gift cards from Paypal.com (Adidas posted as Restaurants-COMPUTER NETWORK/INFO SRVS)
- Cable, Satellite, TV (Restaurants-CABLE,SATELLITE,PAY TV/RADIO SERVICES)
- Telecom (Restaurants-TELEPHONE SERVICE)
- Telecom (Services-TELEPHONE SERVICE/EQUIPMENT)
- Utilities (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- VRBO
- Texas de Brazil.com (GC,VIP cards, etc.) - Merchandise - NOVELTY/SOUVENIR SHOPS
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your Credit Home page, and find Available Credit at the top of the page. Then, click on the link that says Request Increase to begin the process.
Citi Shop Your Way (SYW) Cards (2023 - 2024)
May 19, 2024 | 11:56 am
#406
Join Date: Aug 2019
Posts: 448
I believe I've now hit my $2k GGR spend for May. In the last 4 months, I would check the SYW points to make sure they coded as 3x or 5x in order to confirm I've met $2k/month. I've typically spend a touch over.
Once I hit the $10k cap for the year, for instance next month in June, is there an easy way to check GGR spend for the month?
Once I hit the $10k cap for the year, for instance next month in June, is there an easy way to check GGR spend for the month?
May 19, 2024 | 1:35 pm
#407
Join Date: Jun 2023
Posts: 365
I was thinking that the categories would also still be listed on ShopYourWay.com, even if they are down to only earning 1%? Not sure.
May 20, 2024 | 4:08 pm
#408
Join Date: Aug 2007
Posts: 201
Has anyone used Walmart Pay recently to meet Online spending offers? Never tried it before but considering using it to buy some VGCs.
May 20, 2024 | 5:02 pm
#409
Join Date: Jun 2023
Posts: 365
May 21, 2024 | 12:31 pm
#410
Join Date: Aug 2007
Posts: 201
I did it in early March: https://imgur.com/a/6Eiv496 Good luck!
May 22, 2024 | 8:00 am
#412
Join Date: Mar 2008
Posts: 2,013
Statement closing must be today.
Credits for April GGR posted today (but backdated to 4/25/24)
Credits for May for the 5 purchases over $60 get $50 credit posted, but backdated to 4/25/24
Credit for 5% Travel for May posted today but backdated to 4/25/24
Credits for April GGR posted today (but backdated to 4/25/24)
Credits for May for the 5 purchases over $60 get $50 credit posted, but backdated to 4/25/24
Credit for 5% Travel for May posted today but backdated to 4/25/24
May 23, 2024 | 8:20 am
#413
Join Date: Aug 2006
Location: ATL, BHM, DUB, County Wexford
Programs: DL DM, AA ExPlt, Diamond HH, HY, BW, & Titanium Elite Marriott
Posts: 5,221
I know this is probably nothing to you guys. But this is my first ever offer. Please let me know of any insights you can give me. Any thoughts on best way to use it or parlay it into more value?
Earn a $50 statement credit
when you make eligible online purchases totaling $750 or moreon your Shop Your WayMastercard from 5/15/24 (or the date you activate this offer, whichever is later) through 6/14/24 for this offer1.
Now through 6/14/24
Earn a $50 statement credit
when you make eligible online purchases totaling $750 or moreon your Shop Your WayMastercard from 5/15/24 (or the date you activate this offer, whichever is later) through 6/14/24 for this offer1.
Now through 6/14/24
May 23, 2024 | 8:53 am
#414
Join Date: Nov 2021
Posts: 206
I know this is probably nothing to you guys. But this is my first ever offer. Please let me know of any insights you can give me. Any thoughts on best way to use it or parlay it into more value?
Earn a $50 statement credit
when you make eligible online purchases totaling $750 or moreon your Shop Your WayMastercard from 5/15/24 (or the date you activate this offer, whichever is later) through 6/14/24 for this offer1.
Now through 6/14/24
Earn a $50 statement credit
when you make eligible online purchases totaling $750 or moreon your Shop Your WayMastercard from 5/15/24 (or the date you activate this offer, whichever is later) through 6/14/24 for this offer1.
Now through 6/14/24
May 24, 2024 | 7:40 am
#415
Join Date: Feb 2013
Location: NYC
Programs: AA Gold, US Silver, Starwood Gold, Starbucks Gold
Posts: 345
May 28, 2024 | 2:29 pm
#416
Join Date: May 2024
Posts: 130
Added SWY card to my Walmart app and tried to use Walmart pay but the terminal asked for an alternative payment method. :/ Bit my cheek and just paid with the physical card and that worked, so I was probably doing something wrong.
May 29, 2024 | 8:18 am
#417
Join Date: Dec 2014
Posts: 298
Weird things happening with my SYW points this month. A grocery store that coded as 3% last month coded as 1%. One grocery purchase from a week ago has not posted any points, not even 1%. And Walmart is also now coding as 1% instead of 3%. I am well under the $10k limit for the year.
Another purchase at the same Walmart coded as grocery/3%. Both this one and the earlier one that coded as 1% were made with the physical card at self-checkout, as opposed to Walmart Pay. I'm wondering if different registers code differently?
Jun 1, 2024 | 10:07 am
#419
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,650
P2 got a new offer off the expiring old one — make 6x $50 purchases get a $50 statement credit 6/1-8/31.
nothing yet on P1
nothing yet on P1
Jun 2, 2024 | 2:09 am
#420
Join Date: Nov 2021
Posts: 206
Woo hoo!!!!!!!!!!!!!!!!!!!!!!!!!
when you use your Shop Your Way Mastercard to make 5 eligible purchases each month of $60 or more each. Offer is valid 6/1/2024 (or from the date you activate this offer, whichever date is later) through 8/31/2024.
EARN A
$50 STATEMENT CREDIT EACH MONTH
when you use your Shop Your Way Mastercard to make 5 eligible purchases each month of $60 or more each. Offer is valid 6/1/2024 (or from the date you activate this offer, whichever date is later) through 8/31/2024.