View Poll Results: Which Sears related card(s) do you use?
I have both the TYP and SYW versions.
0
0%
My Sears card earns no rewards.
0
0%
Voters: 35. You may not vote on this poll
Jan 3, 2024, 2:04 pm
Last edit by: rrgg
To read previous discussion click HERE
Discussion of the discontinued Sears MasterCards which earn ThankYou Points has been moved to a separate thread, HERE.
Application link for the Shop Your Way (SYW) MasterCard is HERE.
Accumulating points, expiration, and redemptions:
You can accumulate SYW points in some of the following methods:
Not all points have the same expiration timeframe. Some bonus/incentive points expire in 30 days or less. Most are 1 year. You can check in the SYW app, or the shopyourway.com website. Make sure to redeem the points before they expire!!!!
Redemptions:
You can only redeem $200 worth per day. So if you redeem for a $200 GC, you have to wait until the next day to make another redemption of any amount.
What counted as online purchase with Sears card (alphabetical order)
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your Credit Home page, and find Available Credit at the top of the page. Then, click on the link that says Request Increase to begin the process.
Discussion of the discontinued Sears MasterCards which earn ThankYou Points has been moved to a separate thread, HERE.
Application link for the Shop Your Way (SYW) MasterCard is HERE.
Accumulating points, expiration, and redemptions:
You can accumulate SYW points in some of the following methods:
- Bonus offers sent to your email (ie: Spend $750 on Online and get 200,000 SYW Bonus points)
- Regular spend - categories: 5% in gas, 3% in grocery/restaurants, 2% in SYW Merchants, 1% everywhere else
- "Missions" in the SYW App (iPhone/Android)
Not all points have the same expiration timeframe. Some bonus/incentive points expire in 30 days or less. Most are 1 year. You can check in the SYW app, or the shopyourway.com website. Make sure to redeem the points before they expire!!!!
Redemptions:
You can only redeem $200 worth per day. So if you redeem for a $200 GC, you have to wait until the next day to make another redemption of any amount.
What counted as online purchase with Sears card (alphabetical order)
- Amazon purchase or re-load
- Carters.com (Merchandise-CHILDRENS / INFANTS WEAR STORE)
- Costco.com
- Ebay seller fees (direct entry) (MCC: N/A)
- Fluz (MCC varies, YMMV)
- Gift Card Mall
- Homedepot.com (Merchandise-HOME SUPPLY WAREHOUSE STORES)
- Iherb.com (Merchandise-MISC FOOD STORE,SPECIALTY,CONVENIENCE)
- Kygunco.com (Merchandise-DURABLE GOODS, NOT ELSEWHERE CLASSIFIED)
- Lockedloaded.com (Merchandise-SPORTING GOODS STORES)
- MileagePlusX (MCC varies)
- Pirateship.com (Services-COURIER SERVICE, FREIGHT FORWARDERS)
- Plastiq (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- Scholastic.com (Organizations-MISC SCHOOLS / EDUCATIONAL SERVICES)
- Usmint.gov (Services-MISC GOVERNMENT SERVICES)
- united.com (Air Travel-UNITED AIRLINES)
- Texas de Brazil (.com site for GC, VIP cards) - Merchandise - NOVELTY/SOUVENIR SHOPS
- Fluz (MCC varies, YMMV)
- Geico.com (Services-INSURANCE-SALES / UNDERWRITING)
- Paypal (MCC varies)
- Purchasing e-Gift cards from Paypal.com (Adidas posted as Restaurants-COMPUTER NETWORK/INFO SRVS)
- Cable, Satellite, TV (Restaurants-CABLE,SATELLITE,PAY TV/RADIO SERVICES)
- Telecom (Restaurants-TELEPHONE SERVICE)
- Telecom (Services-TELEPHONE SERVICE/EQUIPMENT)
- Utilities (Restaurants-UTILITIES-ELECTRIC,GAS,SANITARY,WATER)
- VRBO
- Texas de Brazil.com (GC,VIP cards, etc.) - Merchandise - NOVELTY/SOUVENIR SHOPS
Credit Line Increases
This is very odd, but according to the Chatbot on the website:
Q. When requesting a credit limit increase, is the credit inquiry a hard or soft credit inquiry?
A. Unfortunately, until we process the request, there isn't a way for us to know if a credit line increase request will be a soft or hard hit on your credit report. For this reason, we have to receive your permission to pull a copy of your credit report before we process the increase request. If you process the request online, you will see a message stating "By submitting this form, you authorize Citibank, N.A. to obtain your credit report."
To request an increase online:
In order to request an increase, you will need to go to your Credit Home page, and find Available Credit at the top of the page. Then, click on the link that says Request Increase to begin the process.
Citi Shop Your Way (SYW) Cards (2023 - 2024)
Apr 15, 2024 | 9:52 am
#331
Join Date: Jul 2020
Posts: 170
Just got another offer for online spend, not 250k SYW this time. Back to $70 statement credit for $1k online spend 4/15/24 to 5/14/24.
Apr 15, 2024 | 1:27 pm
#332
Join Date: Dec 2014
Posts: 298
I got an offer for $30 off on $500+ in online spending, valid 4/15/24 through 5/14/24.
What counts as online spend? Is the wiki up top up to date?
What counts as online spend? Is the wiki up top up to date?
Apr 16, 2024 | 9:12 am
#333
Join Date: Nov 2021
Posts: 206
Got the 250,000 SWY points for $1000 online spend for a second month in a row!!! 
Apr 16, 2024 | 10:47 am
#336
Join Date: Nov 2021
Posts: 206
So what I do, is wait for one of these offers for big(ger) ticket items that I know I want to buy anyway. This will be my 4th time with this offer. 1st time I bought an exercise bike for my wife that she wanted. Second time I bought a 65" TV for the family room. This most recent time, I bought a PS5/games/controllers the family has wanted for a while now. I was waiting for this next offer to get a recliner and treadmill that we already want and plan to buy. So, a lot of the spend is at Amazon. Some at Walmart.com for non-grocery delivery. And I do a ~$100 Walmart.com grocery order about every 2 weeks usually using my 5% CB walmart MC so I just use my SYW card when I have the online offer. If I am not quite at $1000 near the end of the period, I have bought gift cards at raise.com, cardcash.com, and paying utilities has counted as online for me as well.
Apr 16, 2024 | 10:53 am
#337
Join Date: Nov 2021
Posts: 206
Lol! We are loving it! Thanks for asking. It came with Spiderman 2 that my 11 year old can't put down. The graphics are great. But one of my favorite things is the ability to stream clearly with no issues. I used to use my PS4 and I always blamed its spotty streaming on the distance to the main router. But, nope, it was the PS4 hardware. Because the PS5 streams perfectly! The PS5 controllers are bad a. too. And I love that it plays PS4 games! I just need to figure out how to get my game saved data from the PS4 to the PS5. 
Last edited by ptatohed; Apr 16, 2024 at 2:01 pm
Apr 17, 2024 | 5:22 am
#338
Join Date: Mar 2013
Location: EWR
Programs: World of Hyatt, Marriott Bonvoy, Hilton Honors, UA Mileage Plus
Posts: 1,650
P1 and P2 both got their March $200 GGR statement credits today.
Apr 17, 2024 | 11:05 am
#339
Join Date: Jun 2011
Location: SFO
Programs: Hilton-Gold
Posts: 728
P1 and P2 both got their March $150 GGR statement credits today. Also, we both received 75$ statement credit for making 5 or more purchases of $75 or more for April.
Apr 17, 2024 | 11:16 am
#340
Join Date: Nov 2021
Posts: 206
I might just have to get mrs. ptatohed to join me so we can enjoy this P1 / P2 action.
Apr 17, 2024 | 4:20 pm
#341
Join Date: Apr 2005
Location: SFO
Programs: UA MM, SQ KrisFlyer, SPG/Marriott Titanium
Posts: 1,278
So I have the "Spend $800 on home improvement" and "spend $1000 online" for bonuses sitting in my inbox for my Sears TYP card.
If I purchase a range on Home Despot or Lows online, would that purchase count toward both promos?
If I purchase a range on Home Despot or Lows online, would that purchase count toward both promos?
Apr 17, 2024 | 5:10 pm
#342
Join Date: Jun 2023
Posts: 365
Last edited by TyrannicalDuncery; Apr 17, 2024 at 5:20 pm
Apr 18, 2024 | 8:45 pm
#343
Join Date: Jun 2023
Posts: 365
Is there any danger in having a loop of SYW -> GC -> ONE/BB/Disco -> SYW?
In other words, if I buy GC with SYW, load to ONE/BB/Disco, then use ONE/BB/Disco to pay my SYW balance, is that dangerous?
Specifically, it it any more dangerous than if I paid off a different CC with ONE/BB/Disco?
In other words, if I buy GC with SYW, load to ONE/BB/Disco, then use ONE/BB/Disco to pay my SYW balance, is that dangerous?
Specifically, it it any more dangerous than if I paid off a different CC with ONE/BB/Disco?
Apr 19, 2024 | 9:32 am
#344
Join Date: Mar 2008
Posts: 2,013
Is there any danger in having a loop of SYW -> GC -> ONE/BB/Disco -> SYW?
In other words, if I buy GC with SYW, load to ONE/BB/Disco, then use ONE/BB/Disco to pay my SYW balance, is that dangerous?
Specifically, it it any more dangerous than if I paid off a different CC with ONE/BB/Disco?
In other words, if I buy GC with SYW, load to ONE/BB/Disco, then use ONE/BB/Disco to pay my SYW balance, is that dangerous?
Specifically, it it any more dangerous than if I paid off a different CC with ONE/BB/Disco?
Anything MS has "danger" of getting shutdown somewhere, IMO, with GC are involved.