ATMs at SFO?
 

I'm just wondering if there are any ATMs such as Bank of America in the air side of the international terminal at SFO? If there are ATMs, do they accept cash deposits?

Thanks.

Definitely lots of ATMs airside. Not sure about cash deposits.

I'm so mad at myself for not checking when I was at SFO about two weeks ago! If anyone else is reading this, please take a quick look for me? TIA!

I'd love to check for you on Wednesday, but I am no longer welcome on my originally-scheduled trip.

I have never seen an airside ATM in the US which accepts deposits. According to the BofA ATM locator, the "Sfo Airport Intl Term N Food Court Pre Sec" ATM accepts deposits and credit card payments.

The SFO Airport site lists ATMs in the International Terminal A including a BofA one. It does not itemize the service offered, however, here is a picture of it. It does look like a full service ATM.

https://cimg6.ibsrv.net/gimg/www.fly...87e3076e3d.jpg

I can only guess, but my guess is that there is no legal or regulatory reason for there to be a difference between landside and airside ATMs in the USA. The difference is only a matter of air travel security -- nothing like a border crossing.

I don't think I've ever seen a pre-immigration ATM in the USA, or any other country.

Numerous countries have ATMs pre-immigration, but those are countries that have co-mingled passengers between arriving and departing. If you're referring only to countries like the US with sterile paths to immigration then you're probably right.

Don't worry. Unless you want one at T1B, all terminals have at least 1 BofA ATM airside.

It is due to the fact that the BofA has a historical influence at SFO. Specifically, BofA used to have a branch at T3 landside.

Cash deposit? I don't know.

I suddenly have a deep need to know more about BoA’s historical influence at SFO.

1. BofA originates from San Francisco.
2. City and County of San Francisoc, SFO's owner, uses BofA for all purposes.
3. As mentioned above, BofA used to have a physical branch inside SFO.

Bank of America was founded in San Francisco as the Bank of Italy in 1904 by Amadeo Giannini. In 1930, it changed its name to Bank of America and eventually grew to be the largest bank in the United States. In 1998, Charlotte based NationsBank bought BofA and adopted the Bank of America name. Since then the bank headquarters have been in North Carolina, not San Francisco.

Whilst this may be true today, it wasn't a few years back. Terminal 3/International airside only had Chase and Wells Fargo ATMs only as at a few years ago. More, including BoA, were added around the time that concourse E opened.

Chase presumably because of their relationship with United. No idea why Wells was there when others were seemingly blocked out.

WF is sort of a local bank (The bank's principal office is in SD, but its holding company's HQ is in San Francisco). Basically - for years, BofA has been a "either or" situation with WF, until the collaspe of WaMu and the rapid expansion by Chase.

Its a bidding process, you make your bid, you get exclusive ATM access. Last bid was a 5 year contract in 2017.

Page 91 shows the exact location of every ATM at SFO.
Page 118 shows the requirments as follows:


Required
Tenant shall install and operate, and maintain ATMs, and provide:
 Dispense United States currency in $20 bill increments from checking and savings accounts,
and dispense $20 in bill increment cash advances from credit accounts.
 Provide access to the following networks and credit cards: AFFN, American Express, Cirrus,
Discover/Novus, Maestro, MasterCard, NYCE, Plus, Pulse, Quest, and Star.
 Provide a written receipt of each transaction, or have one sent electronically via Tenant
cardholder’s email.
 Provide display function on user operation.
 Display transaction fee/surcharge information.
 Surcharge shall not exceed $2.50 for each non-bank member card holder transaction.
 Post a toll-free number for customer service inquiries.

Optional
Tenant, at its own option, on a nonexclusive basis, may:
 Allow bank member cardholder to inquire on balances of checking, savings and line of credit.
 Allow bank member cardholder to make electronic payments to credit accounts from
checking and savings accounts for bank member cardholders.
 Deposit U.S. currency to Tenant’s cardholders’ checking, savings and line of credit accounts
to full function ATM only. Tenant must show proof that it is a Federal Deposit Insurance Corporation (FDIC)-insured national or state chartered bank and must remain FDIC-insured to provide the deposit service.
 Provide automated teller assistance unit.
 Dispense gift cards issued or approved by the Airport.


Page 130 shows historic trends ATM usage for each terminal.

http://mission.sfgov.org/oca_bid_att...ts/FA48060.pdf


Also, off topic, but vaguely interesting, according to the lease agreement you can not run an outlet or resale business at SFO, nor have a going out of business sale.

You will be surprised how many bids did the Airport Commission received per each bidding, not just ATMs.