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Be sure to read the fine print about all of the requirements and charges.
Originally Posted by yukon28209
The main difference is that ING now requires a $250 deposit by the new customer, in order to receive the $25. (Only the referrals created before mid-October were grandfathered in with the "no minimum deposit.")
Still, that's a 10% return rate just for opening an account. I have referrals and you can still find them on the web as well. The nice bit about being with ING is that you can create laddering accounts very simply. Let's say you opened one account with $250 and then got the $25 bonus. You could then open 5 additional accounts with no minimum, and start saving a different amount in each of them, even if you only want to start with $1 or $2. One could be for Christmas, the other could be for car repairs or a vacation fund, you get the picture. The no minimum CDs are great too. It also makes it very easy to start a small savings account for a child. I believe you can even send an opening bonus or gift (it wouldn't apply to the $250/$25 bonus deal, but it might encourage a younger person to start saving money). |
FYI: ING just raised the rate on new deposits to 4.75% until 4/15/06.
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Thanks for the tip!
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HSBC Direct reportedly has a $25 signup bonus going, using the promo code "25pig":
www.hsbcdirect.com/start The code expires 2/28, from what I've read. Mike |
Originally Posted by nako
HSBC Direct reportedly has a $25 signup bonus going, using the promo code "25pig":
www.hsbcdirect.com/start The code expires 2/28, from what I've read. Mike Outsourced, happens to be to India. 'Nuff said. |
I may give this a shot. Nako, if you have a referral link or get a bonus, feel free to PM me.
Mike |
Originally Posted by mikeef
I may give this a shot. Nako, if you have a referral link or get a bonus, feel free to PM me.
Mike |
Originally Posted by nako
HSBC Direct reportedly has a $25 signup bonus going, using the promo code "25pig":
www.hsbcdirect.com/start So far as I can tell, HSBC is not FDIC insured. The code expires 2/28, from what I've read. Mike |
Originally Posted by pgary
So far as I can tell, HSBC is not FDIC insured.
(And as a side point, HSBC is one of the largest banking companies in the world, though their presence in the US has been somewhat limited until recently.) Mike |
Originally Posted by ukguy78
FYI: ING just raised the rate on new deposits to 4.75% until 4/15/06.
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Originally Posted by MacKenzieIII
Just remember it is only 4.75 on new deposits, sure wish they made it 4.75 for everything that would make them conpetitive again.
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Originally Posted by nako
(And as a side point, HSBC is one of the largest banking companies in the world, though their presence in the US has been somewhat limited until recently.)
Mike |
Just noticed that ING's rate just went up to 4.15% and HSBC's is at 4.50%. I've also noticed that the Amex High-Yield Savings Account rate usually matches ING, so let's see if that goes up soon.
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I signed up and and the $25 bonus posted right away.. being able to link more than one (up to three) checking is very nice, too. So far so good, for me. Let me know if anyone would like a referral for bonus. ;)
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Originally Posted by psyflyer
might be the 3rd biggest bank in the world but hsbc direct is not affiliated in anyway with hsbc holdings in case of default. Beware not to go over FDIC limits as regardless of affiliation they fund the banks separately
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