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Originally Posted by BearX220
(Post 7449809)
The thread is 74 pages / 1108 posts long. It's virtually unreadable.
Perhaps it's time for the mods to close this thread? We could start a new one with a prominent link to the wiki in the first post. |
Originally Posted by Procter
(Post 7377018)
Charles Schwab seems to be good, but lately it depends on your luck and it becomes a YMMV situation. Someone claimed not being charged any fee, while others said 1%. I've also heard that Discover card is free of charge.
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Originally Posted by themicah
(Post 7451155)
we get the same "Cap1 has no fee!" "Cap1 sucks!" "Cap1 doesn't suck that much..." posts over and over again every two pages. Perhaps it's time for the mods to close this thread?
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Cap1 blows!
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Originally Posted by wrose99
(Post 7469313)
I do understand this is a problem. But if a Flyertalk moderator ever closed a thread on the grounds that the information is available somewhere other than Flyertalk, I would be disapointed. It's great that some people are finding Wikipedia to be a reliable and useful resource. But I would hate to have to start wondering when I read Flyertalk if potentially useful information has been banished because it exists elsewhere, link or no link. Wiki's are too easily manipulated or infected with false information and I prefer to read Flyertalk discussions, even with all their messiness.
I'm not saying we should banish the thread. Just that if we can't find a way to make an in-thread sticky linking to the wiki, we should close the thread and start a new one with a prominent link to the wiki in the first post. |
Originally Posted by jld22
(Post 7426912)
I'm pretty sure that Discover is more widely accepted in China than Visa, MC or AMEX due to some recent partnership with a major Chinese credit issuer. I forget the name right now, but I read something about this a few months ago.
-Jeff |
Originally Posted by drbond
(Post 7476969)
Discover Cards are currently accepted in Canada, Central America, Mexico, the Caribbean and China.
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Originally Posted by themicah
(Post 7473642)
I'm talking about our very own Flyertalk wiki, where several of us have worked hard to summarize this thread and the many, many answers that have been posted to the OP's original question. I'd actually argue that the information there is far more reliable than the information here. And it's certainly more accessible.
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I made a small update to the Wiki. I have used US debit cards in PIN transactions at big retailers (Carulla, Exito, etc.) in Colombia for several years without any difficulties.
Colombia seems to be an exception ... I don't get presented with the PIN pad very much in other places, they just run as credit. |
Originally Posted by alemdohorizonte
(Post 7302673)
i just called wells fargo and asked about the 0%. the agent told me the card is still offered and still has 0% but is by invitation only. if you have an account with wells fargo you can ask your banker to help you get an application. it's called "the prime rewards signature visa card." it is well worth the trouble to obtain if you have an account at wf and travel internationally. in addition to the 0% forex and exceptional customer service the card gives double points for all t&e expenses which means you can effectively earn 2.4% cash back on your purchases. mine came with a high (100k) credit limit and 0% interest for all purchases and balance transfers for 1 year. the link to the rewards catalogue is in one of my earlier posts in this forum.
Good bye Merrill + card and your terrible 3% foreign transaction fee. |
I think the wiki is a great -- one thing I would add is that maybe the last "update" on a credit card status should show the date so people know how current the info is. I have a capital one card that I've kept for years (with little activity) used exclusively for foreign travel.
BTW, I have read in the fine print that even charges that are reported in USD but originating from overseas will get hit by a "foreign transaction fee" by some credit card issuers. Unfortunately I can't remember which banks they are, as I intend to only take credit cards overseas that don't charge foreign transaction fees over the 1% Visa/MC fee at most. Has this topic been discussed? This is yet another way I think banks are being really greedy with their fees. |
Originally Posted by ET
(Post 7506592)
BTW, I have read in the fine print that even charges that are reported in USD but originating from overseas will get hit by a "foreign transaction fee" by some credit card issuers.
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Originally Posted by pdhenry
(Post 7507208)
AFAIK, any card that assesses a foreign "currency" fee will assess it on foreign USD transactions now.
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Originally Posted by stimpy
(Post 7501790)
Thanks very much for this. It motivated me to visiting my local Wells Fargo a few weeks ago and get the Signature card. I am in Europe now and I just checked my latest transactions online and YESSSS! No more foreign transaction fees. It is $1.33 to the Euro on all my charges this week and $1.96 to the pound.
Good bye Merrill + card and your terrible 3% foreign transaction fee. this is a very good card and doesn't get the attention it deserves. |
Originally Posted by alemdohorizonte
(Post 7515896)
you're welcome.
this is a very good card and doesn't get the attention it deserves. |
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