Looking online I cannot find the card offered with the 2% cash back so it may no longer be available. Though I do see one with 1% back.

HSBC is great in europe but in the US, I can't stand doing business with them.

Same here.

This is a pretty good table.
 

Thank you.

For ATM cards it has to be the HSBC card, no exchange fee as long as you can find HSBC ATMs, which are plenty almost anywhere.

For credit cards it's Cap 1, no fees on charges whatsoever.

Do you have a link to any facts to back this up. HSBC in the US is not linked with HSBC abroad and they do not have any branches to amount to squat in the US. So plenty almost anyWHERE? US = VERY FEW, Ireland = 0, Italy = 0, Spain = 0, France = Some, UK = Several; Denmark, Netherlands, Belgium, Luxemburg, Switzerland, Germany, Russia, Czech Republic, = ???

I only have anecdotal observations. HSBC took over one of the major banks in France a couple of years ago and there are HSBC branches and ATMs all over Paris (and several at CDG airport), and I imagine most of France. In Paris, I'd guess 100 or more.

Also, when I was in London earlier this year, there were many, many HSBC branches and ATMs. I stopped in a branch and got some materials on how their international system lets you handle your money matters from one country to the next. I don't need them right now but if things change, it will be where I look first since it appears they want to be players in that line of business.

It is nearly impossible to find a HSBC out side of Paris and they have even fewer outside of the north of france. In the countryside it is much better to use Bank of America because of their relationship with BNP, which are everywhere in France, nationwide. Also once I had my card stolen and it took the 1 week for the president of the HSBC international banking unit in Paris to convince a local branch manager in Thonon, France to dispurse 500 euro! Talk about bad management!!!!

I agree that HSBC in the USA are very mean. I closed my account in miami, coral gables FL and they couldn't give a crap. All I ever got from their USA reps was attitude despite my best efforts to "cheer up their day."

In the UK they are more present outside of london and I had great customer service, when I lost my card in Plymouth UK the cheerful manager got me 500 euro in 24 hours!

MBNA Fidelity
 

Fidelity MBNA sent me the notification last month, and this month we noted the charge went up as indicated.

It was a Mastercard, as themicah correctly pointed out. RIP Fidelity, it was great while it lasted.

Comprehensive info
 

Thanks for the link. Never get so much solid and useful info in one place. :p

Let me help you out with this one then. An HSBC account is the US is totally USELESS :td: anywhere else in the world. It is also fairly useless in the US as they are the absolute worse bank in the US with the exception of Providian. I am talking banking as well as credit cards. They STINK :td: . Now if you are lucky enough to have an account in the UK or Asia you are in good shape. Other than that forget it. Their service in Paris is not very good and that is about the extent of their branches. I can actually see on my computer a list of every single branch in the world and the rest of the locations are like comparing a credit union of small size. :D Just so you will know Citibank and BofA both have better universal international presences.

Bank of America
 

Bank of America customers can withdraw cash with their Bank of America Check Card or ATM Card without a fee at nearly 16,500 Bank of America ATMs in the United States and at over 12,000 international ATMs operated by members of the Global ATM Alliance. Bank of America may assess a fee for some transactions performed at ATMs operated by others and the ATM operator may charge an additional fee for cash withdrawals.

Bank of America
 

Travelling Internationally?
Use your ATM card or Check Card within our Global ATM Alliance in the countries shown with no fees.

Barclays (United Kingdom)
BNP Paribas (France)
China Construction Bank (China)
Deutsche Bank (Germany)
Satander Serfin (Mexico)
Scotiabank (Canada)
Westpac (Australia and New Zealand)

Citibank
 

Are there fees for using ATMs?

That depends on whether you're using your ATM/Debit Card in the U.S. or abroad, whether you're using a Citibank or a non-Citibank ATM, and the type of account you have. Here's how it works.

In the U.S.
In the U.S., you can use your ATM/Debit Card at any Citibank ATM free of charge. If you use it at a non-Citibank ATM, however, Citibank may charge you a fee. This fee is based on the type of checking account you have and whether you meet the combined average balance that your account requires. Here's what to expect:

If you have this type of account... ...then this is the fee Citibank charges for using a non-Citibank ATM
Access Account $1.50 per use regardless of your balance

Citibank EZ® Checking In CA, NV and NY, $1.50 per use
In all other regions, 1-5 free uses per statement period; 6+, $1.50 each

The Citibank Account Free if you meet the combined average balance of $6,000. Otherwise it's $1.50 per use

Citibank Everything Counts® Free if you meet the combined average balance of $10,000 or $20,000. Otherwise it's $1.50 per use

CitiGold® Free

Basic Banking Basic Checking: $1.50 per use regardless of your balance
Basic Savings:
- In NY, NJ, CT and TX $1.50 per use
- In IL, DC, MD and VA, free if your balance is over $7,500; otherwise, $1.50 per use
- In FL, free if your balance is over $10,000; otherwise, $1.50 per use
- In CA and NV, free if your balance is over $10,000; otherwise, two free uses, then $1.50 each



Outside the U.S.
Outside of the U.S., you can use your ATM/Debit Card at more than 7,000 Citibank ATMs free of charge. However, if you get cash in the local currency at any ATM—Citibank or non-Citibank—then there is a foreign exchange fee that totals 1% of the transaction, in U.S. dollars. For example, if you withdrew 100 Euros at an ATM in Italy, and the value in USD was $125, then the 1% fee would be $1.25. This exchange fee is also applied when you use your ATM/Debit Card to make purchases overseas.

IMPORTANT NOTE: Please be aware that—inside and outside of the U.S.—other institutions may charge you for using their ATMs. These fees are beyond Citibank's control and are in addition to the fee that Citibank may charge for using non-Citibank ATMs.