I've applied and met the minimum spend. Any ideas how long it takes for the $100 statement credit to apply?

It posted on November 30th.

https://cimg7.ibsrv.net/gimg/www.fly...3d3a77f1e4.png


American Express Cobalt: 45,000 point (!) offer
Expires May 5, 2021

https://www.americanexpress.com/ca/en/credit-cards/cobalt-card/

Minimum spend requirement: must spend $3,000 in first 3 months, and also $500 in each of the first 12 months, to earn all of the 45,000 available bonus Membership Rewards Select points.
And, 5x earning on groceries & dining.

"This offer is only available to new American Express Cobalt Cardmembers. For current or former American Express Cobalt Cardmembers, we may approve your application, but you will not be eligible for the Membership Rewards points offers available in the first 12 months of Card Membership."

That should read $500 in each of the first 12 months.

No annual fee, but instead there's a $10 monthly fee.

hi all, looking to get feedback.

need to transfer rbc avion points to either AA or BA before my CC renews. i see that the transfer ratio for BA is 1:1 while AA is less than that (will be getting 24k if i transfer 35k). i do have 6k points sitting in AA account but dont want to necessarily transfer to AA if there is no overall value.

long term, looking to use these points for either domestic flights in Canada or US (post pandemic) or even use on domestic flights in other countries (if possible).

any feedback if AA is better than BA or vice versa?

The Aeroplan Explore For More Contest
https://www.aircanada.com/ca/en/aco/...-for-more.html
Enter by February 14, 2021.

Renew your Aeroplan expiry date
You can win prizes in the contest, but there's also an easy way (a quiz) to earn 100 points.
For Aeroplan members (particularly outside Canada) who've had trouble finding a way to make an Aeroplan transaction to keep a membership active, this could be a good way to easily generate a small number of points.
https://www.aircanada.com/ca/en/aco/...more/quiz.html

Oh-so-thank-U, Jerry305!

Good point. Aeroplan must limit the winners of the draws to Canadian residents.

But for the 100 points quiz, it's Aeroplan's decision if they're going to choose to only award 100 points to Canadian residents.
For out-of-country Aeroplan members who need some points, do you think it's worth attempting the quiz anyway?

(And if that expiry date is coming up soon, maybe a different method would be better.)

Why must Aeroplan limit its contest to Canadian residents? Perhaps they don't want to get involved with tax reporting laws in other countries? Still, as a non-Canadian, I can be satisfied with a tiny chunk of 100 points for the quiz ;) .

AA is better than BA for transborder Canada--US flights, because AA has recently changed its rules to black out booking of tickets on most routes with partner miles with less than 30 days advance notice :td: ! They use the ruse of making them available only for Online Special awards. And for far-future bookings, the number of AA miles required is almost always less than BA miles with the possible exception of nonstop itineraries.
OTOH, for overseas or intra-Europe or intra-Asia or intra--Aussie/NZ flights, it gets complicated. 35K BA will often get you further than 24.5K AA miles.
You can always find an itin you like such as home to Caribbean & return, transfer just enough to AA, then the rest to BA.

Got this email today:
Is this as good as it gets to cash out a Cobalt card? I remember there was the promo last year at the same rate for any statement credit, but missed out on that and don't like the rates for regular redemptions on non-travel spend.

Tbanks for the info, but Wow! A WHOLE Canadian cent per point! :o Big whoop! Most US-issued cards give a regular non-promo rate of US$ .01 per point. Canadians get the short end of the stick here :( .

For the same reason almost all U.S. airlines and hotel chains limit their contests to U.S. residents.

Anyone know if it’s possible to combine Bonvoy points + AMEX free night certificate to bump up my free night category?