It would be prudent to, unless you want to pave a new path with an attempt to get a 3rd concurrent card? ;)

MBNA used to do product switches, but stopped when they moved over to the TD servers a couple of years ago. I believe they were going to start them back up again, but to date I haven't heard of anyone being allowed to convert their cards. Anyone have a recent success story to share here?

Nope you wont be eligible. If you had close down before May 1st before the promo would have started, you would be eligible.

"This Offer is only open to residents of Canada who: (i) have reached the age of majority; and; (ii) at the
beginning of the Offer Period, were not a holder (or joint holder) of a CIBC chequing account, as determined by
CIBC at its sole discretion on the basis of its official records"

One thing I notice at the bottom of the terms, if you shut down after receiving the reward they can invoice you at their discretion as you need to keep the account open for a full year.

Chris, thanks for the info! Much appreciated! Saves me the trouble. :D

I have...couple months ago,airmiles bonus received again.I applied thru GCR for a $50 cash rebate.Previous card was closed 15 months ago.

Although I have a GCR account, Ive never used it. I find that when they have a promo available for a particular card, the welcome bonus miles offered was much less. If I compared the rebate amount to the value of the points I'm loosing, the points are worth a lot more.

The only cards I've applied for via GCR are the MBNA Alaska MC and Scotiabank Amex and Visa where the bonuses were the same offered via direct apply.

My Chase Marriott Visa is now being reported under Scotiabank on my credit report!

I am not sure.

They were very snarky when I tried to apply for "too many cards" with them a few months ago. The rep was actually unbelievably rude.

Given that I had actually closed my first card a few days before I applied for the new different (60,000 points) best western card, I wasn't even trying to do multiples of the same card.

According to the rep, however, they will decline you for a second card of the same type.

Hi JJJ,

Yeah, I wasn't going for a multiple. They botched the closing of one card. But I was definitely going for a quick application of a same branded card. I had read that others held the two cards together, so I thought there was no shame in trying.

I do wonder, despite what the rep said, whether I would have been approved for the second card of the first had indeed been closed.

I will PM you why I go for quick turnarounds sometimes. It's a personal reason and not related to strategy...or else I would share.

And datapoint for everyone:

My mother referred me to a new Amex Biz Plat. I have held before. After calling in, I was approved. About one week later, I have now (today) received an email that my card is on its way, and my mother already received the referral points.

Amex Gold Rewards referral points ends TODAY.

User markandrew posted this on another forum:

I note the language on the Amex Gold Rewards referral now has a deadline of July 10th to apply. Seems they are withdrawing or mixing up the referral programme on that card only after that date. I hope above all that we do not lose the chance to refer from the other MR cards to the Gold Rewards - that would be a tough loss.

Here's that post:
http://www.flyertalk.com/forum/ameri...l#post28536732

Terms & conditions on Amex's website now says:
"To be eligible for this referral bonus, your friend must apply for the Card by July 10th , 2017. We can still accept applications after this date but you may or may not be eligible for a bonus. See Referral Program Terms for details."

just to re-iterate, this language only appears when referring FROM a personal gold, not from a different card. Eg the language doesnt show when I try and refer from my plat, so hopefully plat -> gold stays alive.

my wife just got declined for Alaska card for too high credit with MBNA, then she ask for transfer existing limit from BW Card also get declined, escalate also won't budge..................very strange though since I know I have done several times before, last year when I apply BW card MBNA just auto reduce limit on my Alaska and put rest on BW without even inform me, ...............

so should I Cancel her BW card now to reapply or reduce BW card limit to reapply? How do you guy do it now? got the card and reduce to the mini 5K limit?

Thanks!

Can you share the details of the credit limit of all the cards?

I'd cancel BW card and wait to reapply for Alaska in 60 days.