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-   -   [Consolidated] Mastercard offers (https://www.flyertalk.com/forum/milesbuzz/1197323-consolidated-mastercard-offers.html)

GetSetJetSet Mar 22, 2011 3:17 pm
[Consolidated] Mastercard offers
 
I'm all set on Visa and AMEX, but the MasterCard I currently carry gets me useless benefits. I figure I should cancel it and get one that earns me miles or points that can be moved to airline FF programs. Any suggestions on the best one that has widely applicable miles or the most generous airline branded offer? Thanks.

Ocn Vw 1K Mar 22, 2011 10:40 pm
Please follow the discussion in our MilesBuzz forum. Ocn Vw 1K, Moderator, TravelBuzz.

thepointsguy Mar 23, 2011 9:24 am
I'd probably go with the Continental Mastercard- 50,000 point signup bonus after first purchase, waived fee for the first year and some more benefits. Overall, pretty solid.

Kagehitokiri Mar 23, 2011 10:08 am
diners club US/CA (currently not taking applications)

AlohaDaveKennedy Mar 23, 2011 10:55 am
Ditto, but couple it with the United VISA to doubletap on Continental miles.

Achieve required spend by the 19 pounders.

Originally Posted by thepointsguy (Post 16086790)
I'd probably go with the Continental Mastercard- 50,000 point signup bonus after first purchase, waived fee for the first year and some more benefits. Overall, pretty solid.

GetSetJetSet Mar 23, 2011 11:02 am
Originally Posted by AlohaDaveKennedy (Post 16087414)
Ditto, but couple it with the United VISA to doubletap on Continental miles.

Achieve required spend by the 19 pounders.
Already have the United Visa, I worry if I get the CO MC they will just axe it and retain the United Visa in the near future anyway.

johndeere19 Mar 23, 2011 1:58 pm
Originally Posted by GetSetJetSet (Post 16087458)
Already have the United Visa, I worry if I get the CO MC they will just axe it and retain the United Visa in the near future anyway.
If its 6 months since you applied for the UA, get the CO...it'll probably be the last chance you get.

Vapno Mar 23, 2011 3:32 pm
Very much a 'chance'! Approval for a Chase card is quite exceptional nowadays. I wish I was lucky enough! I'll try again if I get a job before they discontinue.

evq Mar 23, 2011 5:30 pm
Originally Posted by Vapno (Post 16089089)
Very much a 'chance'! Approval for a Chase card is quite exceptional nowadays. I wish I was lucky enough! I'll try again if I get a job before they discontinue.
What do you mean by exceptional? Is it easy or difficult to get approved by Chase?

Dm84 Mar 23, 2011 9:28 pm
Originally Posted by evq (Post 16089734)
What do you mean by exceptional? Is it easy or difficult to get approved by Chase?
My experience a year ago was a nightmare. Despite an excellent credit score, they didn't give me an instant decision. They asked me to mail in a crazy amount of documentation, but in the end they approved me.

freqflyercoll Mar 24, 2011 12:10 am
it seemed pretty easy for me to apply to chase, and I just applied for two cards in the last two months. However, I hadn't opened a card with them in a long time...2 or 3 years. At least for me, and from stories i heard on the forums...even if they turn you down, they are willing to let you split your credit line from a different card to open a new account (that's how i got my united card one month after my continental)...

From stories, i've read here though, be careful not to just cancel your chase cards right away, and spend a little bit on them now and then (sounds like you plan to do that anyway).

lrluis Jul 14, 2011 7:48 pm
Any Mastercard CC offering good bonus points?
 
Everything I've signed up for in the last 6 months has either been an AMEX or a Visa. The ones I'm eyeing at the moment are the same (Chase Priority Club Visa, AMEX HHonors, and Citi AA Business Visa).

Aside from the CO card (which I've already had for 5 years), where are all of the good (50K+) point bonuses from Mastercard? I just don't see'em around. Based on history (and mine on these forums is pretty short), are there any MC bonuses I should be waiting on?

ComputerAge Jul 14, 2011 9:59 pm
Originally Posted by lrluis (Post 16730234)
Everything I've signed up for in the last 6 months has either been an AMEX or a Visa. The ones I'm eyeing at the moment are the same (Chase Priority Club Visa, AMEX HHonors, and Citi AA Business Visa).

Aside from the CO card (which I've already had for 5 years), where are all of the good (50K+) point bonuses from Mastercard? I just don't see'em around. Based on history (and mine on these forums is pretty short), are there any MC bonuses I should be waiting on?
To me, it's about the bonus not the cards. But on a side note, it doesn't matter which type of card you apply for Visa, AMEX, MC etc. It's the card issuer (chase, Citi, Amex, etc) that decides when you've applied too much.

sdsearch Jul 15, 2011 2:37 pm
Originally Posted by lrluis (Post 16730234)
Everything I've signed up for in the last 6 months has either been an AMEX or a Visa. The ones I'm eyeing at the moment are the same (Chase Priority Club Visa, AMEX HHonors, and Citi AA Business Visa).

Aside from the CO card (which I've already had for 5 years), where are all of the good (50K+) point bonuses from Mastercard? I just don't see'em around. Based on history (and mine on these forums is pretty short), are there any MC bonuses I should be waiting on?
Why do you care whether it's an MC or a Visa? Where are you planning to use the card enough to get the bonus that doesn't accept Visa but does accept MC? :confused:

(I can understand the lower acceptance of Amex possibly being an issue, but Visa vs MC???)

lrluis Jul 15, 2011 5:35 pm
In my opinion, it's always good to diversify. If Visa somehow shuts down (and you never know what financial meltdowns could occur), it's always good to have a set of fallback options. This is why I care. :D

The difference that I see between my World Mastercards and my Visas is that my MC's do not report my Credit Limits to the credit bureaus and my Visas do. I can't comment on whether this is a good or bad thing, but the fact there is a difference in how they are reported should be noted.

By the lack of responses, I'll take it that aside form the CO card, there aren't any good mileage bonuses tied to Mastercards right now anyway.

toomanybooks Jul 15, 2011 6:40 pm
Originally Posted by sdsearch (Post 16734759)
(I can understand the lower acceptance of Amex possibly being an issue, but Visa vs MC???)
I am running into more and more situations where a vendor will take only Visa or Mastercard, not both. Secretary of State's Office in IL, for example: No Visa. Same with either my gas or electric company, I forget which. Not sure why, but it seems to be a newish phenomenon. And Sam's Club takes only Discover/Mastercard and Costco takes only Amex.

And of course there are separate promos for MC and Visa all the time.

So you might want all of them.

clacko Jul 15, 2011 6:54 pm
i haven't seen any mc deals on mi's...there are loads of them for retailers, i still have a gm mc.....we keep a couple of mc, visa, & amex plus a few others in order to have a card that will be accepted...

MJLouise Jul 16, 2011 6:35 am
Chase's Amtrak card is MC, as is Barclay's US Airways card, and you can get the Citi Thank You promo card with 50K TY points as a MC (choice between it and Visa).

http://www.flyertalk.com/forum/miles...er-thread.html

buckeye222 Jul 16, 2011 11:23 am
The best I see is on the us website for mastercard for the Chase Sapphire Preferred, same deal as the Visa as far as I can tell.

http://getchasesapphire.com/preferred/50mc/?CELL=62R6

sdsearch Jul 16, 2011 6:30 pm
Originally Posted by lrluis (Post 16735607)
In my opinion, it's always good to diversify. If Visa somehow shuts down (and you never know what financial meltdowns could occur), it's always good to have a set of fallback options. This is why I care. :D
But you're asking about signup bonsuses! Do you really expect Visa to shut down in the next few months??? :confused: If not, who cares, by that time you'll have the signup bonus in hand! You may even need to cancel that card in six months if you want to get another signup bonus later!

The cards you keep for the long run don't necessarily need to be the same cards you get for their signup bonuses. Some cards with poor signup bonuses may be good keeper cards, and some cards with good singup bonuses may be useless after the bonus is achieved.

In my wallet, two cards I value that are MCs are Diners Club and Best Western, but neither's value was in the form of a signup bonus. (Right now, no one can sign up for a Diners Club in the US/Canada, bonus or not, due to it being in the middle of a long process of changing banks.)

Originally Posted by lrluis (Post 16735607)
The difference that I see between my World Mastercards and my Visas is that my MC's do not report my Credit Limits to the credit bureaus and my Visas do. I can't comment on whether this is a good or bad thing, but the fact there is a difference in how they are reported should be noted.
That depends on the type of MC and on the type of Visa. Not all offers are for the same type. Depends in part on the bank, depends in part on whether it has annual fee (which may then depend on whether it's an airline card, a hotel card, a stand-alone points card, or something else), etc. I don't think is as simple as always Visa this way, always MC that way.
Originally Posted by lrluis (Post 16735607)
By the lack of responses, I'll take it that aside form the CO card, there aren't any good mileage bonuses tied to Mastercards right now anyway.
1. Or that those people who know of them don't iknow they're MCs. Again, the vast majority of mileasge bonus churners, I would venture, care not whether it's an MC or Visa and don't pay attention, so couldn't tell you off the top of their heads which offers are for Visa and which for MC.

2. Or that those people who do know of some think your question makes no sense, and so haven't even bothered reading this thread. No one who hasn't read this thread is likely to answer it, right? :)

3. These offers change by the month, so even if that's the case this month, it may change next month. So it's not simply a one-time quesiton to ask. It's something you yourself have to be on the constant watch for. (Some offers don't even last a whole month, so it's not even enough to check or watch once a month!) And since you seem to be the only one here who cares (about signup bonus cards, again, not just about cards to hold) being specifically an MC, you may have to do that lookout yourself...

inkaytown Jul 16, 2011 10:57 pm
Originally Posted by sdsearch (Post 16740827)

These offers change by the month, so even if that's the case this month, it may change next month. So it's not simply a one-time quesiton to ask. It's something you yourself have to be on the constant watch for. (Some offers don't even last a whole month, so it's not even enough to check or watch once a month!) And since you seem to be the only one here who cares (about signup bonus cards, again, not just about cards to hold) being specifically an MC, you may have to do that lookout yourself...
well said!^

lrluis Jul 17, 2011 12:08 am
Originally Posted by sdsearch (Post 16740827)
But you're asking about signup bonsuses! Do you really expect Visa to shut down in the next few months??? :confused: If not, who cares, by that time you'll have the signup bonus in hand! You may even need to cancel that card in six months if you want to get another signup bonus later!

The cards you keep for the long run don't necessarily need to be the same cards you get for their signup bonuses. Some cards with poor signup bonuses may be good keeper cards, and some cards with good singup bonuses may be useless after the bonus is achieved.

In my wallet, two cards I value that are MCs are Diners Club and Best Western, but neither's value was in the form of a signup bonus. (Right now, no one can sign up for a Diners Club in the US/Canada, bonus or not, due to it being in the middle of a long process of changing banks.)
T

That depends on the type of MC and on the type of Visa. Not all offers are for the same type. Depends in part on the bank, depends in part on whether it has annual fee (which may then depend on whether it's an airline card, a hotel card, a stand-alone points card, or something else), etc. I don't think is as simple as always Visa this way, always MC that way.

1. Or that those people who know of them don't iknow they're MCs. Again, the vast majority of mileasge bonus churners, I would venture, care not whether it's an MC or Visa and don't pay attention, so couldn't tell you off the top of their heads which offers are for Visa and which for MC.

2. Or that those people who do know of some think your question makes no sense, and so haven't even bothered reading this thread. No one who hasn't read this thread is likely to answer it, right? :)

3. These offers change by the month, so even if that's the case this month, it may change next month. So it's not simply a one-time quesiton to ask. It's something you yourself have to be on the constant watch for. (Some offers don't even last a whole month, so it's not even enough to check or watch once a month!) And since you seem to be the only one here who cares (about signup bonus cards, again, not just about cards to hold) being specifically an MC, you may have to do that lookout yourself...
People like you make me hate forums. Why the animosity and curt responses? Just because I want CC points and miles now doesnt necessarily mean i am also looking to churn each card I get. I realize most people here do that but if a CC has no annual fee I personally wouldnt cancel it and would hold onto it for more than a year. Yes, I understand that offers change over a month -as with most things, so thanks for that bland, overgeneralized statement - I am watching and waiting like everyone else. But like i stated, it would be helpful (for myself and people like me) to at least know what specific MC cards to look out for based on history and to know what might be available now ... cards that I might have not uncovered from my own searching.

Notice I also specified I had WORLD mastercards when i made my earlier comments about credit reporting, so yes, i realize there are differences between mastercards, but the ones I have myself report to the bureaus the same way because of their brand.

Some of your comments are belittling and uncalled for. If you cant offer much help or guidance, then just ignore the thread and stop post dumping.

Onto more positive notes- thanks clacko, buckeye222, and MJLouise for your suggestions ... the Chase Sapphire and Citi Thank You cards look very promising. For some reason I thought they were only Visas.

ComputerAge Jul 17, 2011 2:46 pm
Originally Posted by lrluis (Post 16735607)
In my opinion, it's always good to diversify. If Visa somehow shuts down (and you never know what financial meltdowns could occur), it's always good to have a set of fallback options. This is why I care. :D

The difference that I see between my World Mastercards and my Visas is that my MC's do not report my Credit Limits to the credit bureaus and my Visas do. I can't comment on whether this is a good or bad thing, but the fact there is a difference in how they are reported should be noted.

By the lack of responses, I'll take it that aside form the CO card, there aren't any good mileage bonuses tied to Mastercards right now anyway.
If VISA shuts down, there's a bigger problem than you don't have any more CCs with them.

stltraveler Jul 21, 2011 1:15 pm
Looking for a good rewards Mastercard
 
Sorry in advance if this is an easy-to-locate-answer in the existing threads....just so much info "flying" around on this site it starts to boggle the mind of someone unfamiliar with the terminology and strategies.

I currently have the AA Visa (for past 7 months), SPG AMEX (past 2 months thanks to referrals on this site) and a Thankyou Citicard Mastercard (past 4 years). The Mastercard earned thankyou points mightly 3 years ago and now stinks (but no annual fee). I use it primarily at Sams Club (which my family seems to rack up the bill on monthly) since Sams only excepts Mastercard.

Any recommendation for a good Mastercard replacement for this that has either no or low annual fee? If no annual fee options are out then would canceling the recommended mastercard every year or so to avoid the annual fee be a good strategy? I'm still unfamiliar with the credit score consequences of "churning".

badgerW Jul 21, 2011 3:01 pm
Originally Posted by stltraveler (Post 16771461)
Sorry in advance if this is an easy-to-locate-answer in the existing threads....just so much info "flying" around on this site it starts to boggle the mind of someone unfamiliar with the terminology and strategies.

I currently have the AA Visa (for past 7 months), SPG AMEX (past 2 months thanks to referrals on this site) and a Thankyou Citicard Mastercard (past 4 years). The Mastercard earned thankyou points mightly 3 years ago and now stinks (but no annual fee). I use it primarily at Sams Club (which my family seems to rack up the bill on monthly) since Sams only excepts Mastercard.

Any recommendation for a good Mastercard replacement for this that has either no or low annual fee? If no annual fee options are out then would canceling the recommended mastercard every year or so to avoid the annual fee be a good strategy? I'm still unfamiliar with the credit score consequences of "churning".
Just a note, Sam's Club also takes Discover (and for many years, it was the only card they accepted). So you may want to broaden your search to the Discover cards, all of which have no annual fee. Some of them are Discover's traditional Cashback cards (up to 5% in particular categories) while they also have plans with "miles" that may be spent on travel purchases. In fact, there is even a Sam's Club co-branded Discover Card (which IMO is NOT the best Discover Card option out there and gives you no extra bonus on Sam's Club spend).

Also, IMHO, it is good to have at least one Discover card in your wallet since there are the odd occasional places that offer bonuses/benefits or only accept Discover.

stltraveler Jul 21, 2011 3:19 pm
Badger...thanks for the feedback. I was not aware they took Discover. I'll look into that as well. My wife is floating between fair and good credit. Trying to locate a card for her that has a decent bonus while building her credit closer to excellent.

DavidAL Jul 21, 2011 3:29 pm
Originally Posted by stltraveler (Post 16772311)
Badger...thanks for the feedback. I was not aware they took Discover. I'll look into that as well. My wife is floating between fair and good credit. Trying to locate a card for her that has a decent bonus while building her credit closer to excellent.
Another FYI about Sams, they do take rolled $1 coins. Also, you can buy via Samsclub.com a Sams/Walmart GC with any CC, including an Amex or Visa. So buy a $1000 Sams GC online, free shipping, pay with Am Ex, then redeem at Sams and get miles/points on the Am Ex.

bluto Jul 21, 2011 6:53 pm
Originally Posted by DavidAL (Post 16772363)
Another FYI about Sams, they do take rolled $1 coins. Also, you can buy via Samsclub.com a Sams/Walmart GC with any CC, including an Amex or Visa. So buy a $1000 Sams GC online, free shipping, pay with Am Ex, then redeem at Sams and get miles/points on the Am Ex.
I have the continental one pass plus MasterCard. I also recently got the us airways MasterCard. Both have annual fees waived for the first year. I use them at Sams club. Links are listed here:

http://www.flyertalk.com/forum/miles...er-thread.html

pacesetter2 Jul 27, 2011 7:37 pm
MasterCard offer question
 
Hi all,

Newbie here... Have recently reviewed the master credit card thread listing most offers available today.

I have never been a MasterCard holder and would like to find the reward incentive card. I prefer miles over hotel points. Does anyone have a recommendation for what is available today, or have any ideas on what may be coming down the pipe?

Thank you!!

AlexSTC Jul 27, 2011 7:52 pm
Where are you traveling to/from or what do you usually spend money on?

pacesetter2 Jul 27, 2011 10:25 pm
Flying out of Kansas City and I would use the card for a variety of purchases.

I currently have the AA Visa, SPG Amex and just recently closed my BA Visa.

Thanks!

vulgarboatman Jul 27, 2011 11:09 pm
Originally Posted by thepointsguy (Post 16086790)
I'd probably go with the Continental Mastercard- 50,000 point signup bonus after first purchase, waived fee for the first year and some more benefits. Overall, pretty solid.
Hey TPG, where are you seeing 50K? Because the link you provide is for 30K and the link on your blog is for 40K but requires a $25K spend(!)?

MJLouise Jul 30, 2011 9:00 pm
Originally Posted by vulgarboatman (Post 16812134)
Hey TPG, where are you seeing 50K? Because the link you provide is for 30K and the link on your blog is for 40K but requires a $25K spend(!)?
The 50K promo is expired :( that was an older post from TPG

MJLouise Jul 30, 2011 9:03 pm
Originally Posted by pacesetter2 (Post 16811983)
Flying out of Kansas City and I would use the card for a variety of purchases.

I currently have the AA Visa, SPG Amex and just recently closed my BA Visa.

Thanks!
http://www.flyertalk.com/forum/miles...er-thread.html has good up to date info. If you are up to a 3K spend the Sapphire is pretty hot.

bluto Aug 7, 2011 9:07 pm
Originally Posted by toomanybooks (Post 16735863)
I am running into more and more situations where a vendor will take only Visa or Mastercard, not both. Secretary of State's Office in IL, for example: No Visa. Same with either my gas or electric company, I forget which. Not sure why, but it seems to be a newish phenomenon. And Sam's Club takes only Discover/Mastercard and Costco takes only Amex.

And of course there are separate promos for MC and Visa all the time.

So you might want all of them.
There is also a difference in the fee rates that some of the tax payments charge for Mastercards. For some reason, mastercards incur a lower fee than American Expresses or Visas. This fact plus the Sam's club acceptance of Mastercards makes me prefer MC over Visa.

bluto Aug 7, 2011 9:10 pm
Originally Posted by buckeye222 (Post 16739072)
The best I see is on the us website for mastercard for the Chase Sapphire Preferred, same deal as the Visa as far as I can tell.

http://getchasesapphire.com/preferred/50mc/?CELL=62R6
+1 Thank you. I was just about to apply for the Visa version of the Sapphire preferred but will not probably apply for the Mastercard version instead.

Has anyone out there gotten the MC version of the Sapphire Preferred? Is the only difference the logo on the front?


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