Originally Posted by Wonko (Post 37019227)

A few days ago I had a $500 Pathward/InComm BIN 409758 purchased at Safeway fail at one of my usual Sacramento area WMs for a $240 swipe. The register slip didn't show an error code, just the message "DEBIT NOT APPROVED CALL AUTHORIZER", and the CSR told me I couldn't use a gift card without seeing my card. A couple of days later I tried again and the same thing happened, this time the CSR asked me if I was using a credit card and then told me I couldn't use a gift card, again without seeing the card. The same card later worked at another WM and then at a WMNM. So, it appears that this particular WM is coded to reject gebits and the CSR can see that it's a gebit from their side, but it isn't a systemwide update at least yet.

Originally Posted by spam (Post 37054929)

Got a Code 56 rejection last night at WM. Pathward Visa BIN 4358 80, boughat at Ralphs (Kroger affiliate in CA), was loading $480.

When checked online, didn't even show the attempt at WM.

Originally Posted by Sean54 (Post 37054771)

I've had the same thing happening. My regular CSR was on their phone, not even looking what I was swiping. Then looked at their screen and asked if I was using a gift card. I said "no", and they said, "weird", try again. Tried again, same issue. Debit not approved message on their screen. Usually a little paper comes out showing the error message, but not this time. This was a single swipe. Something for sure changed.

Originally Posted by liw5215 (Post 37054969)

for 4358 80 (BH network), try something below $450.

Originally Posted by liw5215 (Post 37054969)

for 4358 80 (BH network), try something below $450.

Originally Posted by spam (Post 37055408)

OIC. Thanks for the input. Any good DPs on the amount to use?

TIA

Originally Posted by Wonko (Post 37019227)

A few days ago I had a $500 Pathward/InComm BIN 409758 purchased at Safeway fail at one of my usual Sacramento area WMs for a $240 swipe. The register slip didn't show an error code, just the message "DEBIT NOT APPROVED CALL AUTHORIZER", and the CSR told me I couldn't use a gift card without seeing my card. A couple of days later I tried again and the same thing happened, this time the CSR asked me if I was using a credit card and then told me I couldn't use a gift card, again without seeing the card. The same card later worked at another WM and then at a WMNM. So, it appears that this particular WM is coded to reject gebits and the CSR can see that it's a gebit from their side, but it isn't a systemwide update at least yet.

Originally Posted by Sean54 (Post 37058338)

Are the MC also getting locked / declined?

Originally Posted by radonc1 (Post 37058583)

I have not seen DPs yet on MCs being locked.

Maybe someone can supply one?

Originally Posted by Prometheus77 (Post 37058609)

I've had a fair number of the MCGCs from CVS locked. Think it was around 75% of them getting locked and requesting new cards before I threw in the towel on them.

Originally Posted by radonc1 (Post 37060581)

Were they just from CVS? I just recently tried MCGC from Staples for $200 loads at the WM cashier and they worked well.

Originally Posted by Sean54 (Post 37058338)

Are the MC also getting locked / declined?

Originally Posted by Wonko (Post 37052707)

I've comfirmed that Pathward/Incomm Visas from Safeway fail and lock on the first swipe for $240 at several WM and WMSCs around me, both at Money Centers and Customer Service. The error code is 57 = Transaction Not Permitted by vendor. As of today they still work okay at WMNMs, and the replacements work for full value at all WMs.

Originally Posted by Sean54 (Post 37066555)

Interested in knowing whether $500 MC getting locked.

Originally Posted by spam (Post 37054929)

Got a Code 56 rejection last night at WM. Pathward Visa BIN 4358 80, boughat at Ralphs (Kroger affiliate in CA), was loading $480.

When checked online, didn't even show the attempt at WM.

Originally Posted by williet68 (Post 37093826)

These have been working at Walmart? I know the Suttons I was buying from CVS, but these Pathward Visas from Kroger have been working at WM?

Originally Posted by LukFilm (Post 37095472)

As long as the issuer is Incomm, there are no issues.

Originally Posted by LukFilm (Post 37095472)

As long as the issuer is Incomm, there are no issues.

Originally Posted by spam (Post 37096270)

Hmmm... Kroger Pathward MC with BIN 5113 32 not working at Walmart at Finance Center counter for me. No matter what $ I select. Are they working for anybody else here?

TIA

Originally Posted by spam (Post 37096270)

Hmmm... Kroger Pathward MC with BIN 5113 32 not working at Walmart at Finance Center counter for me. No matter what $ I select. Are they working for anybody else here?

TIA

Originally Posted by williet68 (Post 37098168)

They work at Kroger. I do $479. They might do $499. I bought MO today at Kroger. Has anyone done $499 at Kroger?

Originally Posted by pancakeman27 (Post 37099771)

DP: Maybe I didn't read well enough.... most likely. I tried VGC issued by Pathward and it wouldn't go through at WU MO at Albertsons. Any idea for WM? Was going to go there next... but maybe I'll just bite this one and use it for normal spend *cries*. Any other way still available to liquidate?

Originally Posted by pancakeman27 (Post 37098869)

I did a $498 yesterday at Kroger with Vanilla serviced by Incomm. With fees it came out to 491.10 and that worked just fine.

Originally Posted by spam (Post 37100506)

This is great info. How do you identify what cards are Incomm and what are BHN? Based on designs/BINs?

TIA

Originally Posted by williet68 (Post 37100425)

The Pathward/Incomms work at Walmart. The Pathwards/BHNs do not. I buy mine at Kroger with my Amex Gold. They sell Pathward Visas and Pathward Mastercards. The Visas stopped working at Kroger. The Mastercards are still working at Kroger.

Originally Posted by pancakeman27 (Post 37101595)

Gotcha. Yeah I have a Pathward/BHN :(. So I guess I need to spend this normally then.

Originally Posted by SailorJoe (Post 36329383)

Figured we should have a thread for these as well, since folks have been having problems with them.
My DPs to start us off:

• All InComm/PW brought at brick and mortar lock up with a fraud lock if I run them for full 500. Have to call CSR for a replacement card. Started around the EOY holiday season 2023.
• InComm/PW bought at Safeway or CVS gives Debit Not Available at CS for $499 since June 2024. This amount was working before. Works at register for $199/swipe max. Haven't tried $199 at CS/MC
• Confirmed a new InComm/Metabank card worked at CS for $499, so this seems to be a Pathward issue. Have seen other DPs along similar lines.

Originally Posted by benny08 (Post 37115519)

Pathward/Incomm Visa always works for me at WM. Just don’t swipe more than 3 cards at the same register at once. Once a card is locked, the only recourse is replacement.
Pathward/BHN Visa everywhere card works at WM but some weird limit depending on the day or time I haven’t figure it out yet. These cards don’t get “lock up” so you can try again at another time.

I avoid MC no matter the issuer or processor. They are just trouble.