When were you shut down by Citi? How many years ago?

I too am a member of the Barclays Banned for Life club, and like the idea of daily applications. Of course, the letters are autogenerated, so other than the cost of postage, probably doesn't impact the bank much.

I was banned by Cap one and was able to get back after 7 years(didn't try earlier). I got an email invite to apply for Venture X card and was approved and got my bonus also.

Got cut by USBank. Typical "we exercise our right to terminate your account for any reason" sort of letter informing me the account would be closed in 30 days. Luckily this meant I could move all the post-statement points out of the account. I was running close to $1mm a month via Apple Pay on the Altitude card for a year, so it was inevitable. Given everyone else's experience with this card and giftcards, I am surprised they did not cut it earlier. They charged the annual fee around 6 weeks ago and are refusing to refund. Is there any way to force that to be prorated? Has anyone had luck reapplying?

what did you do?

You can file for arbitration.
Most of the time the bank will cave since the cost of refunding the annual fee is far less to the bank than just paying for the arbitration. And that doesn't even factor in the chance that they could lose the arbitration.

I charged $900K to $1.4M to my personal Barclay cards annually, and they felt it was not in alignment with my income. Nearly all of the charges were business expenses, but Barclay's would not budge. I appealed to the "Office of the President" and CFPB, but no luck.

Shutdown by WF. both biz and personal. deposited probably millions of $ in MO a few years back.
Used those accounts as primary hubs. I won't miss them but I was surprised.

Why were you surprised?

Was it because you were shut down for an activity that you did several years ago (and I presume from your post that you were no longer doing it)
or that it tooK WF so long to shut you down at all?

Reimbursed by your employer, or your own business?

Yes, I stopped about 2y ago and haven't done anything suspicious since. Except from depositing checks or ACH from BGs, but I don't think that was that.

Employer, but even with documentation, Barclays wouldn't budge. It was definitely odd, as I've never had an issue with AmEx or Chase using my personal cards for reimbursed business expenses (Travel and dining).

One of my old bosses lived by the motto "doing something looks better than doing nothing" ;)

If your employer had not reimbursed you, would you have been able and willing to pay the credit card bills in full?

it could be the BG checks. I’ve heard of other shutdowns for that with WF.