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Originally Posted by zeppoloveskafka
(Post 34043121)
I believe my B of A ban is beyond 7 years at this point. I just try and open a credit card every year or two and see what happens.
Hypothetical question. With no credit check, if such a person applied every day, would they be more likely to approve a card to avoid the daily cost of a stamp? Or less likely to ever approve another card? |
Originally Posted by Andy2
(Post 34043488)
I got a letter from Barclays after some applications (following a closure) stating that my application would not be considered, and no credit check was run, due to the past closure. I received a letter for each failed application.
Hypothetical question. With no credit check, if such a person applied every day, would they be more likely to approve a card to avoid the daily cost of a stamp? Or less likely to ever approve another card? |
Originally Posted by Andy2
(Post 34043488)
I got a letter from Barclays after some applications (following a closure) stating that my application would not be considered, and no credit check was run, due to the past closure. I received a letter for each failed application.
Hypothetical question. With no credit check, if such a person applied every day, would they be more likely to approve a card to avoid the daily cost of a stamp? Or less likely to ever approve another card? |
Any DP on cap one bans? Are they for a long time?
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Does anybody know if Citi has a sunset provision after banning for MSing? After how many years they may let you back in?
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Originally Posted by anagoree
(Post 34098237)
Does anybody know if Citi has a sunset provision after banning for MSing? After how many years they may let you back in?
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You can forget about Citi ever forgiving you once you're blacklisted. After 3-4 years of being banned by them, I was added to my spouse's CC as supplemental user but they sent her a letter about a few weeks later identifying me as someone they blacklisted. Good news is that they didn't ban her yet but bad news is that at least I know now that my ban is somewhat permanent despite the fact that they still send me promo mails to sign up for their cards.
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Originally Posted by anagoree
(Post 34098237)
Does anybody know if Citi has a sunset provision after banning for MSing? After how many years they may let you back in?
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Originally Posted by Orochimaru
(Post 34099261)
... I know now that my ban is somewhat permanent ...
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Heavy MS on the long-departed Citi 5X card.
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Originally Posted by I can see for miles
(Post 34099427)
After seven years following a CC shutdown my Citi CC applications were approved again.
The reason I ask is that there are many DPs out there, especially in the Chase thread, where people who were once banned thought that they have achieved reinstatement and were in fact shut down weeks and months after the approval. It often takes big banks that can't fail a long time to connect the dots between past shut downs and current activity. |
Originally Posted by radonc1
(Post 34101191)
Can you tell us how recently your approval was.
The reason I ask is that there are many DPs out there, especially in the Chase thread, where people who were once banned thought that they have achieved reinstatement and were in fact shut down weeks and months after the approval. It often takes big banks that can't fail a long time to connect the dots between past shut downs and current activity. |
Originally Posted by radonc1
(Post 34101191)
Can you tell us how recently your approval was.
The reason I ask is that there are many DPs out there, especially in the Chase thread, where people who were once banned thought that they have achieved reinstatement and were in fact shut down weeks and months after the approval. It often takes big banks that can't fail a long time to connect the dots between past shut downs and current activity. |
congratulation on your Citi approval.
I tried after 6 years, and got rejected |
Originally Posted by Andy2
(Post 34043488)
I received a letter for each failed application.
Hypothetical question. With no credit check, if such a person applied every day, would they be more likely to approve a card to avoid the daily cost of a stamp? Or less likely to ever approve another card? Andyandy |
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