What is the default PIN for Mastercard and American Express gift cards?
 

This question seems so simple that I'm ashamed that I havn't found the answer in almost an hour of online research. I know Visa is the last 4 digit of the card, but what about MasterCard and American Express?

Thanks.

Mastercards have a PIN attached (in the packaging) to the GCs, American Express GCs don't have a PIN.

Thanks! Guess Amex will be impossible to liquidate conventionally...I'm so stupid I went to buy MC giftcards at Staples for the rebate but bought Amex instead! Saturday mornings fml.

You can still use the AmEx card to pay bills online, right??? So it's not a TOTAL bust!!

You can use Amex cards to pay online bills in the same way you can use any Amex credit card to pay online bills. If there was no bonus on purchasing the Amex gift card, then yes, it is a bust. If there was a bonus, then no.

The differentiation is not based on payment network. Not all Visa cards have a PIN of the last four digits.

Not all MasterCards have a preset PIN on a piece of paper.

It's not based on payment network.

When I bought giftcards from AAA, I had to call and set the PIN.

The Amex PIN is known a CID it is the 4 digit number on the front of the card.

Prepaid MasterCards and Visa cards are debit cards and do have a PIN that can be used for debit-based transactions (like bill payments and money orders at SOME places). AmEx prepaid cards are not debit cards and don't have a PIN. Yes, they have a 4-digit number on the front that can be used where the CID/CVV2 number is requested for a card-not-present transaction (like online or by phone). That's like the 3-digit code on the back of MC/Visa cards. But it is NOT a PIN and can't be used for a debit transaction.