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It's the shoes.
Usually it's the shoes. Sometimes the hat. |
I'm thinking whether this creates any opportunities for tactical camouflage like Henry Sugar...
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Pssst, you didn't know this but many stores are implementing face recognition technology to track those darn MSers!
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I can't believe a bunch of FTers can't trip up any recognition technology if they put their minds in it
Minor: color-changing contacts Major: redeem a KE F redemption to ICN and get some surgery |
Originally Posted by NikSem
(Post 26514400)
Next day, another store (and a different state, btw) : I walk in, ask for two money orders, and, without asking for my id or the method of payment, the manager repeats the now familiar statement, only adding that now I am not allowed to buy the $500 GC either. Actually, I wasn’t buying them all that much, but they probably had figured out that one can get GC and then use them for MO at the same store (I never did that at the same store for them to see). The manager said I had been banned “with a bunch of other people”. It appears that they did create a blacklist with mugshots that is being sent to all of the locations.
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Originally Posted by FlightNurse
(Post 26524055)
So many things doesn't seem right with that post, how would a different store in a different state know who this person is just walking in..
Anyway, I am going to give them a couple of months in order not to make them feel more stupid than they do already. |
Originally Posted by NikSem
(Post 26514400)
Recently I have been buying around 10K worth of MO per week at this grocery chain using prepaid debit. A few weeks ago a CSR told me they would lower the per day per customer limit, and indeed they did. They set it just below $3000, apparently in order to drop the id /SSN/filling the form requirement for larger transactions. That was ok with me because it would work faster and I wasn’t happy about sharing my SSN anyway.
Now the fun part. I walk in and ask for “some money orders”. They call the manager and after a while she emerges and states that “the company chooses not to sell them to you, sir, and that’s company-wide”. The wisdom of older Flyertalkers I gathered on this forum was never lost on me, so I politely thank her and retreat. Next day, another store (and a different state, btw) : I walk in, ask for two money orders, and, without asking for my id or the method of payment, the manager repeats the now familiar statement, only adding that now I am not allowed to buy the $500 GC either. Actually, I wasn’t buying them all that much, but they probably had figured out that one can get GC and then use them for MO at the same store (I never did that at the same store for them to see). The manager said I had been banned “with a bunch of other people”. It appears that they did create a blacklist with mugshots that is being sent to all of the locations. I am still not sure what they are trying to gain from all that. They know I am not a fraudster because they have collected my id and SSN info a number of times. The only theory I have is that selling MO is a money loser for them, so the purpose is to lower the turnover and/or to keep only the small amount customers. They know you're up to something. Exactly what isn't important to them. They are not in business to help you pull of your shenanigans, no matter what they might be. They're not making any money off you. Easiest thing to do is to fire you as a customer. Same thing that banks do. Don't take it personally. Learn from the experience and move on without making a stink. |
If you get shutdown at Schwab, what happens to the money you have in brokerage accounts? Or do they only shutdown the checking account where you have been doing the MO deposits?
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Originally Posted by nwflyboy
(Post 26543475)
Well, what they're trying to gain here is obvious - and the same thing that banks and most others care about: they're trying to limit their risk.
They know you're up to something. Exactly what isn't important to them. They are not in business to help you pull of your shenanigans, no matter what they might be. They're not making any money off you. Easiest thing to do is to fire you as a customer. Same thing that banks do. Don't take it personally. Learn from the experience and move on without making a stink. |
I've been searching as much as possible, but are there any known data points for LMCU shutdowns for mobile MOs? I'm waiting to open an account with a local bank as a throwaway but want to do some liquidation in the meantime.
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A small local bank just shut me down in a way that has me rather pissed. They sent me a letter by certified mail that claims a discrepancy with my SSN (BS) and gave me 5 business days from the letter's issue date to respond by going to my local SS office and getting a certified document and bringing it to them.
Only problem is they sent me the letter in a way that it didn't reach me until Saturday when the deadline has passed and my account has been closed. I was given no email/phone call/SM even though those were my preferred communication. I kinda felt they did this just so I had no opportunity to withdraw my money before shutting me down. I know they could have shut me down in a more straightforward method and held my money anyways, but this BS has me completely tilted for some reason. |
See if you can track it. Look at the postmark date and go from there. They're trying to see if they can run their game on you. Of course you're tilted.
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I think complaints to CFPB and FDIC straight away. They want to behave like jerks they should get treated like jerks.
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Any luck opening any Barclays cards after shutdown? My accounts were closed 3 months ago, and to test my luck I applied again. My application was denied instantly and letter came a week after with denial reason like negative something with previous accounts. I wonder how long I should wait.
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Something tells me that this thread is about to get very busy.
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Originally Posted by josephstern
(Post 26639535)
Something tells me that this thread is about to get very busy.
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Originally Posted by NikSem
(Post 26514400)
It appears that they did create a blacklist with mugshots that is being sent to all of the locations.
I'll start. Waldo outfit! |
Keybank shutdown. Was actually working from home waiting on the potential WF letter as got a certified letter from key.
Was depositing less than 5K every week for the past 3 months. The funny thing is given the WF drama I likely wasn't even going to continue depositing MOs here as I'm guessing my MS will be much lower given there are very few compelling options left (and those that do have limits aka Ink). Should I close out the account before they auto close? Or does it matter... |
Originally Posted by cdog999
(Post 26644854)
Keybank shutdown. Was actually working from home waiting on the potential WF letter as got a certified letter from key.
Was depositing less than 5K every week for the past 3 months. The funny thing is given the WF drama I likely wasn't even going to continue depositing MOs here as I'm guessing my MS will be much lower given there are very few compelling options left (and those that do have limits aka Ink). Should I close out the account before they auto close? Or does it matter... |
Originally Posted by cdog999
(Post 26644854)
Keybank shutdown. Was actually working from home waiting on the potential WF letter as got a certified letter from key.
Was depositing less than 5K every week for the past 3 months. The funny thing is given the WF drama I likely wasn't even going to continue depositing MOs here as I'm guessing my MS will be much lower given there are very few compelling options left (and those that do have limits aka Ink). Should I close out the account before they auto close? Or does it matter... We you pushing to WF checking? I got shut down too by Keybank last year. |
Originally Posted by lumangoy
(Post 26645754)
How were you depositing? ATM or in person?
Originally Posted by lumangoy
(Post 26645754)
We you pushing to WF checking?
Originally Posted by lumangoy
(Post 26645754)
I got shut down too by Keybank last year.
Originally Posted by PaulMSN
(Post 26645167)
WF drama? Is this on another thread?
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Received shutdown letter from SateFarm Bank. Surprisingly, letter has only StatFarm logo. No address, contact information or designation of person who send the letter.
Never deposited more then 3k/month. |
Got shutdown by ingo money. Was only doing $1k money order a month and still shut down.
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My Barclay Arrival+ card was shut down today. They don't let me redeem my points. I will be filing to CFPB. Is there any chance to get approved with them in the future?
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Originally Posted by groundhog
(Post 26723886)
My Barclay Arrival+ card was shut down today. They don't let me redeem my points. I will be filing to CFPB. Is there any chance to get approved with them in the future?
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The ban hammer was dropped by Nationwide bank in a rather unprofessional matter. In the beginning of April, I sent in MOs for deposit. They sent an email saying they are holding the deposit.
Called them up, they said the hold was "indefinite". Told me someone would contact me. No one called or sent anything until I sent a demand letter and CC'd the OCC and my attorney. Only sent them a few k.. Worst bank ever |
Originally Posted by groundhog
(Post 26723886)
My Barclay Arrival+ card was shut down today. They don't let me redeem my points. I will be filing to CFPB. Is there any chance to get approved with them in the future?
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Originally Posted by littlewinglet
(Post 26723977)
....and how much in rewards did you have there? There should be no reason to hoard A+ rewards if you're doing MS. I cash out immediately every 2-3 days as soon as charges post, via a refundable hotel booking carefully chosen to match the expected reward dollar amount.
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Originally Posted by 1PercentClub
(Post 26723948)
Volume?
So any luck with opening accounts after shut down? |
Originally Posted by DrForce
(Post 26724019)
If you were doing this on a regular basis, would this increase the likelihood of them shutting you down?
At least with my method I have almost no points lost if I do get shut down. |
RIP UFBDirect. Really surprissed. Only difference is I've started holding a larger balance there rather than the weekly in and then 5 days later out.
If WF weren't dying this would be a crushing blow. |
Originally Posted by cdog999
(Post 26774345)
RIP UFBDirect. Really surprissed. Only difference is I've started holding a larger balance there rather than the weekly in and then 5 days later out.
If WF weren't dying this would be a crushing blow. |
Originally Posted by missing_link
(Post 26775101)
What sort of volume?
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Originally Posted by groundhog
(Post 26723886)
My Barclay Arrival+ card was shut down today. They don't let me redeem my points. I will be filing to CFPB. Is there any chance to get approved with them in the future?
Chances of getting new card approved might be difficult but I would give atleast 6 months before applying it again. |
Originally Posted by cdog999
(Post 26774345)
RIP UFBDirect. Really surprissed. Only difference is I've started holding a larger balance there rather than the weekly in and then 5 days later out.
If WF weren't dying this would be a crushing blow. |
Originally Posted by dethkultur
(Post 26776515)
Hmmm any other info you can provide would be appreciated. I deposited one MO yesterday, and from then on I got "Deposit rejected due to Deposit Policy". I was concerned, but this morning 3 were accepted, so I'm hoping it was a system error and no hiccups.
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Originally Posted by cdog999
(Post 26776796)
I really wish I could provide you more information, but I was stunned when I saw the letter. I hadn't altered any of my patterns since I got the account over 4 months ago. The only difference was I was actually keeping more of my money there recently (which I would assume would be a good thing for the bank). So, no clue why its getting shut down. Maybe I was a money loser for them?
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UFB Direct
Originally Posted by cdog999
(Post 26776017)
<5K week consistently for months
I use the DC for about 10k a month just for the free miles. |
Originally Posted by lumangoy
(Post 26776972)
That's a shocker. My plan was to put more money on my goto banks/CUs but that looks like it's not a fool proof plan either!
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Originally Posted by chaser123
(Post 26777397)
Where you doing MO deposits or DC spending for AA miles or both?
I use the DC for about 10k a month just for the free miles. |
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