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Originally Posted by DeltaNeutral28
(Post 25845199)
Given that the Ink frequently offers 60K UR sign up with AF waived year one, the AF is a piece of cake in the grand scheme of things with the office supply store IF you live near a friendly Wally, although they are less friendly around the holidays it seems like. Most people get the AF waived in year 2 anyhow with a 90 second call. But given I can generate 250K UR at .0058 currently with one or two visits to Wally a month it's worth $95 per year easily. Staples also does in store rebates every quarter with $20 Visa's on $300 worth of VGC purchases. The Ink is one of my only cards that offers good MS opportunities throughout the year(s) in addition to MS to get initial sign up bonus.
Not all annual fees are created equally and it depends on how much utility you're getting out of the card. But I've yet to read anyone say the Ink annual fee isn't worth it if you have a Wally near by. I look at the annual fee as a sunk cost /cost of doing business. Even if you can't get the fee waived. When Staples offers the cash back offers it is often more than enough to offset the fee; especially if you have multiple addresses for rebate purposes. |
FT is good for data points. Not methods. Any no fee or profitable methods posted will not exist soon after. Maxed out on signup bonuses? Try retention offers.
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