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-   -   The 2015 Shutdown Thread (https://www.flyertalk.com/forum/manufactured-spending/1664642-2015-shutdown-thread.html)

vitousa May 17, 2015 10:52 am

Do not hold a high balance in Arrival. They closed the account and we forfeited 165K points. They said it's in the agreement.

doubleheader May 17, 2015 11:12 am


Originally Posted by vitousa (Post 24829064)
Do not hold a high balance in Arrival. They closed the account and we forfeited 165K points. They said it's in the agreement.

Any idea why they closed the account?

FreakingFlyer May 20, 2015 8:08 am

OneWest Bank - thanks for the ride! Glad to know ya!

You have very nice tellers and pleasant locations with good parking.

I'm sorry you don't want my business, but I fully understand. It's not you. It's me.

Maybe someday we can try again.

sosamo May 20, 2015 1:32 pm


Originally Posted by FreakingFlyer (Post 24843547)
OneWest Bank - thanks for the ride! Glad to know ya!

You have very nice tellers and pleasant locations with good parking.

I'm sorry you don't want my business, but I fully understand. It's not you. It's me.

Maybe someday we can try again.

Were you depositing a lot of MO or something? I put about 6-9k of MO in my Chase. I don't want them to close me down since I have a lot of CC with them, and they are my primary bank.

V6Jeep4x4 May 20, 2015 2:26 pm


Originally Posted by sosamo (Post 24845267)
Were you depositing a lot of MO or something? I put about 6-9k of MO in my Chase. I don't want them to close me down since I have a lot of CC with them, and they are my primary bank.


I wouldn't deposit money orders at Chase. Too many other Credit Unions and Banks that I don't care whether or not they shut me down..

TrumpCard May 20, 2015 2:36 pm


Originally Posted by sosamo (Post 24845267)
Were you depositing a lot of MO or something? I put about 6-9k of MO in my Chase. I don't want them to close me down since I have a lot of CC with them, and they are my primary bank.

If you're worried about a complete lockdown then you should probably diversify by having a setup like...

*X for your primary bank
*Y for your money order deposits
*Z for cards

That way, if your cards or MO account get shut down for MS, you'll only lose one of the latter two instead of having your main bank account razed as well.

Even if they don't shut you down right now, your Chase account is still carrying the burden of two unnecessary risks that could bite you in the ... later.

sosamo May 20, 2015 2:42 pm


Originally Posted by TrumpCard (Post 24845633)
If you're worried about a complete lockdown then you should probably diversify by having a setup like...

*X for your primary bank
*Y for your money order deposits
*Z for cards

That way, if your cards or MO account get shut down for MS, you'll only lose one of the latter two instead of having your main bank account razed as well.

Even if they don't shut you down right now, your Chase account is still carrying the burden of two unnecessary risks that could bite you in the ... later.

Sounds good. thanks.

buruch May 21, 2015 5:05 am


Originally Posted by FreakingFlyer (Post 24843547)
OneWest Bank - thanks for the ride! Glad to know ya!

You have very nice tellers and pleasant locations with good parking.

I'm sorry you don't want my business, but I fully understand. It's not you. It's me.

Maybe someday we can try again.

How serious was the relationship, and how long did it last? I just started the courtship with them.

FreakingFlyer May 21, 2015 8:09 am


Originally Posted by sosamo (Post 24845267)
Were you depositing a lot of MO or something? I put about 6-9k of MO in my Chase. I don't want them to close me down since I have a lot of CC with them, and they are my primary bank.

Probably $100K of MO over six months, plus maybe $20K of cash.

I wouldn't get anywhere near Chase with these weapons of mass destruction.

FreakingFlyer May 21, 2015 8:09 am


Originally Posted by buruch (Post 24848484)
How serious was the relationship, and how long did it last? I just started the courtship with them.

See above.

No downside to a small courtship, that I can see. Worth every minute.

UA Fan May 21, 2015 10:04 am


Originally Posted by FreakingFlyer (Post 24849098)

I wouldn't get anywhere near Chase with these weapons of mass destruction.

I like the way you phrased it. :)

sosamo May 21, 2015 12:31 pm


Originally Posted by FreakingFlyer (Post 24849098)
Probably $100K of MO over six months, plus maybe $20K of cash.

I wouldn't get anywhere near Chase with these weapons of mass destruction.

Holy moly.

ramamosn May 21, 2015 1:52 pm

Checking Account
 
I wanted to open a new basic checking account for MSing. Do you know if they do hard pull or soft pull for opening the account?

josephstern May 21, 2015 2:00 pm


Originally Posted by ramamosn (Post 24850942)
I wanted to open a new basic checking account for MSing. Do you know if they do hard pull or soft pull for opening the account?

Who is the "they" here?

Phantom707 May 21, 2015 2:03 pm


Originally Posted by ramamosn (Post 24850942)
I wanted to open a new basic checking account for MSing. Do you know if they do hard pull or soft pull for opening the account?

Are you asking about Chase specifically or some other bank? Chase does a soft pull for accounts. http://www.doctorofcredit.com/bank-a...-or-hard-pull/


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