AmEx for Target (2015)
 

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I have never once successfully reloaded a card with $1000 when there was more than $1500 on it. I seriously wonder whether there aren't either two sub-species of cards or two sub-species of registers, since so many people report success at this.

how normal is it to get an error of "security code" not being correct while trying to register? It said the 4 digit number on the front of the card was wrong. Called customer service, they said their sending me a replacement temp card.

That happened to me. Other than wasted time on the phone and waiting for the permanent card in the mail, all is well. Been using it for a few months.

If I can't find a fee free ATM can I unload via money order?

Nope...AFT is run like a credit card as ALL AMEX card do. You cannot but MO's with a CC, just debit with pin is accepted (i.e. VGC) at many places and of course, cash. What state are you located in? I would recommend going around to local credit unions and try your luck with finding one that doesn't charge a fee. My local CU allows fee free withdrawls.

I am located in Arlington, VA (22203). Can you help me find one close by? Appreciate it!

Here it is:
http://www.flyertalk.com/forum/manuf...t22419457.html

From the actual post:

I can't guarantee a fee free ATM but when I was in NOVA a few weeks ago, I noticed PNC branches. In Florida, PNC offers fee free ATMs at convenience gas stores in FL.

Here is a link to PNC ATMs if you want to give it a shot:

https://apps.pnc.com/locator/?WT.mc_...22203&offset=0

Jan posted a link that may help you to find a fee free ATM...It looks like there a few convenient stores in VA that have no fee for AFT. Honestly, what I did was drive around to about 15 different Credit Unions and banks within a 10mi radius of me and, through trial and error, I found a credit union that offers me my daily 400$ payout, for free ;); unfortunately, this CU only has branches in the inter-mountain west.

A number of banks contract with certain stores to offer fee-free ATMs. For example: My bank charges $2.50 to unload AFT, but it charges nothing at a local upscale grocery. Unfortunately it's pretty hit and miss. I haven't heard that PNC is offering the same deal in NOVA.

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Basically, it's all trial and error.

Even this list

is wrong. For example, in south florida, there is no fee-free atm at any racetrac. Yet it is still listed. Basically, everything is regional. I go up to Pgh and I can throw a stone and hit 2 or 3 free ATMs.

Down here we end up going to costco. I've gone to every damn CU and bank around hoping to get lucky...nope.

In San Diego they have removed all the AFTs, and even the racks that held them. Hopefully getting ready for the new redbird in CA :)

This may be being enforced now. I was refused reload today in CLT (NC) by a cashier I've loaded with before. When I said I'd done it tons of times before, she gave me a very scripted "Any time we've loaded these cards in the past was a courtesy." She suggested I load the card at Walmart Moneycenter. When I pointed out that it's a Target card, she just gave up and said they can't do it.