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Old Oct 5, 2014, 1:54 pm
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: ANC RED-EYE
This thread is closed and contains historic discussion up to 12/31/14. The current thread is here: Prepaid REDcard (Target) 2015

Read the wiki and especially the FAQ before posting a question.
It's a literacy test that's easy to pass.


https://amex.serve.com/prepaidredcar...prepaidredcard


    Redbird (Target Prepaid REDcard)
    Cash loading at Target: ** - $2,500/day and $5,000/month
    Online Debit Card Load * - $200/day and $1,000/month
    Checking/Savings Account - $2,000/month
    Checks - $2,000/day and $10,000/month
    ATM Withdrawals - $750/day and $2,000/month




    All "Monthly" limits are per calendar month and reset on the 1st of each month.

    *For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt.

    **As of 12/18/14, "Cash" load at target also includes in-store loads by any Credit/Debit card normally accepted at Target

    ATM Withdrawals:
    $0 ATM usage at US Target stores* and over
    43,000 US Allpoint network ATMs (ATM usage not available at any other ATMs) Find an Allpoint ATM at: $0 from a Checking or Savings Account
    www.allpointnetwork.com

    Redbird is currently only available in the following states:
    Alabama
    Arizona
    California (YMMV)
    Colorado
    Indiana
    Maryland
    Massachusetts
    Michigan
    Minnesota (Minneapolis YMMV)
    Mississippi
    New Mexico
    North Carolina
    Ohio (Cleveland area only)
    Oklahoma
    Pennsylvania (note for fellow Pennsylvanians: west PA only)
    South Carolina
    Tennessee
    Virginia
    Wisconsin

    You can check which participating Target locations carry the temp Redbird card for purchase
    https://amex.serve.com/prepaidredcar...#store-locator

    FAQ
    Q: Can I reload a RB at a Target that doesn't sell RB?
    Yes. However, the cashier may not know how to do it. You may be able to coach them through it by saying "It's like reloading a Starbucks (or Gift) card". For step-by-step instructions on one method of 'coaching' new cashiers see Post#1904

    Q: Can I buy or reload a RB in North Carolina?
    Some users report issues with RB in NC however already activated RBs from other states have been successfully loaded via CC at Targets around Raleigh

    Q: Can I reload the RB at any register, or just at the Customer Service desk?
    It can be done at any register, however some cashiers are uncomfortable doing so. If asked to go to the CS desk, smile and say "thank you" and do the load at the CS desk. Target CS desk employees are infinitely more friendly than the Walmart MC employees. It is painless and pleasant!

    Q: What is the most efficient way to drain a Redbird?
    There are differing opinions but the general consensus is that your best option is to simply use the RB Billpay feature to pay off the credit card you used to load with. Some people frown on this, thinking it creates a suspicious 'closed loop'. If you are uncomfortable with this, consider paying off a second, unrelated CC using the BB Billpay feature. The general consensus is that Billpay is less of a red flag than doing ATM withdrawals.

    Q: I cant access the BillPay feature through the RB website!
    Verify that your account information correctly reflects a 10-digit phone number (including area code). Numerous people have reported that their account only had a 7-digit phone number (no area code) and that, after updating to a 10-digit phone number, BillPay miraculously started working.

    Q: Can we buy a temporary Redbird card while we still have a Bluebird or Serve account?
    YES

    Q: How many Redbird cards can you purchase at once?
    You can only purchase one Redbird card a day per SSN. If you plan to purchase more than one, be sure to use a different SSN for each purchase to avoid activation issues.

    Q: Can we register our temporary Redbird online while we still have a Bluebird or Serve account?
    NO.
    You will have to cancel your Bluebird or Serve account first before registering.


    Q: How do I cancel my BlueBird or Serve Account online? Do I need to call them?
    Frequent Miler posted a useful trick that will help you cancel online: How to cancel Bluebird online This works for both BlueBird and Serve.

    Q: Cancelled Bluebird, why does registering Redbird error out saying Bluebird is still active?
    If you have open transactions that have not been settled, like BillPay checks that have not yet been cashed, the account cannot settle and will not be truly closed. Thus Target will reject it until it's permanently closed.

    Q: Can we get Redbird online?
    NO.
    The only way to get Redbird is to find a participating Target store and buy a temporary card there.
    Some people have purchased RB on Ebay, Amazon, or through private deals. Be aware that doing so may violate the TOS of one or more of these services. Also be aware that buying an un-activated RB, you are potentially buying "stolen" merchandise; the seller *may* have simply taken the un-activated RB cards from a target store without permission. At best they got permission from a low-level employee; they certainly are not getting permission from someone authorized to allow sale of RB outside of the current Target-authorized roll out markets. It is highly recommended to only buy already activated Redbirds because many Targets which do not offer Redbirds also will not be able to activate them and you will spend a month with the Customer Service line trying to get a new one.

    Q: Can we load Redbird with VGCs/debit cards at Target?
    YES

    Q: Can we load Redbird with credit cards at Target?
    YES
    It is possible that Target has plans to change the register to not allow credit cards, but I don’t think that’s the case.


    Q: Can we load Redbird with Target gift cards at Target?
    NO.
    When loading, the register displays a large message saying that gift cards cannot be used to pay for this transaction.


    Q: What are the card’s load limits per transaction at Target?
    When reloading the card at Target a $1000 maximum reload per Redbird swipe, $2500 per transaction per day is in place. This is inclusive of all payment types (Ex: if you load $25 from a VGC in one transaction, you can only load $2475 from any other payment source)
    The Target systems have not been stopping anyone from charging above the daily limits but the money just "disappears" (see below)

    update: Many have been able to load more than $1000 in a single credit card transaction. For example, cashier will swipe to load $1000 to RedBird, then cashier swipes to load another $1000 to Redbird, then the cashier will do a final swipe of Redbird to load $500. The purchaser can then swipe their CC on the customer terminal to pay for all three loads in one $2500 credit card transaction. This works up to the limit of $2500 per day. More details available here: Post#1904

    Update: As of 12/26, some people have reported issues with not receiving full credit for multiple RB reloads in a single CC transaction as specified in the previous update. Always check your receipt to verify that it accurately shows your RedBird "New Balance" increasing with each successive load. This seems to be associated with loading above the daily limit of a temp or perm card (there is no error indicating this or any message at all) Correcting the problem *may* be possible if caught immediately. Otherwise, your only option may be to dispute the transaction with your CC issuer.

    Q: Do the CC loads count as cash advances?
    While we don’t yet have absolute proof of this, I’m confident in saying “no”. The charges I’ve done so far fully appear to be purchases. And, previous experience with the similar Amex for Target card has shown that credit cards are safe to use for register reloads at Target.
    As of 12/31/2014: Loading with Citi credit cards post as purchases

    Q: Can someone else buy a Redbird card for you?
    Yes. When you buy a temp Redbird card at Target, you have to give them your drivers license info, your SSN (can be any set of numbers, does not need to be real), birthdate, and more. Then, you have to register the card online in order to get a permanent card. In the process of registering online, they ask for the birthday of the original buyer on the first screen, but you can put your own and it will still work. Either way, you can still change the details on the following screens. I did this for my wife. I bought the card at Target and used my own driver’s license, SSN, etc. But, when I got home, I registered the card to my wife. I can’t promise this will work for everyone, but it worked for me.

    Q: Can you reload Serve at Target?
    NO.
    Since Serve and Redbird are on the same technology platform, and since you can reload Serve at Walmart (like Bluebird), it seems reasonable to assume that it would work at Target as well. I tried a Serve card, but it didn’t work. So, the answer for now is NO. It won’t surprise me, though, if that changes in the future.


    Q: How do I contact Target's support team to resolve an issue with my RedCard?
    Call Target's Prepaid Resolution Team, their direct telephone number is 800 438 6468 (open from 8AM to 430PM MST).

    Q: Can you have both Redbird and AFT cards?
    YES.
    You can have both Redbird and AFT since they are independent products.


    Q: I got a "Pending" notice that the registration is being reviewed, what now?
    Add [email protected] to your address book, and check your spam folder for an email about it. You can also call in. They will need images or faxes of:
    • Social Security Documentation (must clearly show full 9 digit Social Security Number). Choose 1 of the following options:
    ◦ Social Security Card, OR
    ◦ A Medicare insurance card
    Plus...
    • Picture ID
    ◦ A valid driver's license card OR
    ◦ A valid state issued ID OR
    ◦ A valid United States Government ID Card (e.g. Green Card) OR
    ◦ A valid United States Passport (photo page only)
    Original FAQ by FrequentMiler. Significant subsequent clarifications and enhancements by FT community.
    ===============================================
    Q: How to swipe $2500 at a time and add a small purchase

    A:Originally Posted by Carl Christensen http://www.flyertalk.com/forum/manuf...l#post23944354
    Originally Posted by Carl Christensen
    Carl's updated guide to achieve non even numbers:

    Go through express/regular check out. Why? Their screen faces you. I have an excel spread sheet printed off showing the number I want to load. Somehow, having a print off and pointing at the numbers causes more confidence and less questions.

    1. hand card and tell them to swipe bar up and that you plan on having them swipe three times for three loads
    2. tell them 1000
    3. Warning that Target Gift Cards may not be used - they press K1 (after I train them they keep their hand hovering over K1 for more loads)
    4. Glance at their screen to check that it shows the load (it will show a line item with 1000 etc)
    5. Tell them to swipe again
    6. Repeat 2,3,4,5
    7. repeat 2 (500 this time), 3,4
    8. Hand them a pack of gum or pop and ask them to scan it (important this is done last and not first. If done first it will just pay)
    9. They might have to hit a final key I'm not sure, but I tell them I'm ready to pay
    10. I swipe my credit card
    11. show last 4 of card to them to type in
    12. After a pause (sometimes longer than others) it prints off a receipt.
    13. If your card is denied the screen will change from light blue to red. At this point I will tell them to cancel and I go sit down on the bench in front of them to call card company.
    14. Check your receipt immediately to make sure you see successful 3 loads.
    15. Step out of line and complete record keeping and then go back through line again for next red card.

    This process yields one cc charge that is a non even number.

    I sometimes do non even numbers (937.23 ie) if that is how much is left to meet minimum spend on my cc before I go to the next CC.

    If your total load is small enough (13x.xx did not require), it does not require them typing in the last 4 digits.

    Secure Document Upload
    Here's the link to upload secure documents to REDcard:

    https://secure.prepaidredcard.com/User/SecureFileUpload
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    Prepaid REDcard (Target) 2014

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    Old Dec 24, 2014, 11:57 am
      #2101  
     
    Join Date: Nov 2014
    Posts: 8
    Originally Posted by mikedo
    I bought a non activated card off eBay and I'm running in to trouble activating it at my local store which doesn't sell this product. The screen just charges the Amex $5 fee and never gives them the option to enter my info or load the card.

    Is there something, like a key sequence, I can tell the cashier to use to get past this? Should I just try to go to another target? I want to see if I can activate this sucker before I go through the eBay refund process.
    It sounds like you have something other than a Redbird.
    monroe37 is offline  
    Old Dec 24, 2014, 12:02 pm
      #2102  
     
    Join Date: Dec 2014
    Posts: 4
    I got mine off Amazon. Ebay has been very persistent in their efforts to remove these listings from their site due to one policy violation or another. You can still find them on there if you search often enough....i.e. before e-bay takes them down.

    I would definitely steer clear of unactivated cards as you run the real risk of wasting your money and not being able to register the card. The unactivated cards are essentially cards that someone has "stolen" from the store without going through the register to "pay" for it and activate it. So far I haven't heard of any issues with people getting the activated cards and registering them in their names.

    When I registered mine Amex wanted me to e-mail them a photocopy of my ID and a recent phone/utility bill to prove my identity. I did that and called their number, and within minutes my account was approved. I had also just closed my BB account 2 minutes earlier, so that may have been the reason I got dinged with the extra ID verification. Who knows.
    APatrowski is offline  
    Old Dec 24, 2014, 12:09 pm
      #2103  
     
    Join Date: Feb 2014
    Posts: 41
    Originally Posted by monroe37
    It sounds like you have something other than a Redbird.
    It's the redbird card. Same packaging
    mikedo is offline  
    Old Dec 24, 2014, 12:11 pm
      #2104  
     
    Join Date: Feb 2014
    Posts: 41
    Originally Posted by APatrowski
    I got mine off Amazon. Ebay has been very persistent in their efforts to remove these listings from their site due to one policy violation or another. You can still find them on there if you search often enough....i.e. before e-bay takes them down.

    I would definitely steer clear of unactivated cards as you run the real risk of wasting your money and not being able to register the card. The unactivated cards are essentially cards that someone has "stolen" from the store without going through the register to "pay" for it and activate it. So far I haven't heard of any issues with people getting the activated cards and registering them in their names.

    When I registered mine Amex wanted me to e-mail them a photocopy of my ID and a recent phone/utility bill to prove my identity. I did that and called their number, and within minutes my account was approved. I had also just closed my BB account 2 minutes earlier, so that may have been the reason I got dinged with the extra ID verification. Who knows.
    I've read these reports as well. Definitely my fault for not checking up on this before purchasing. Just seeing if there were any success stories with these.
    mikedo is offline  
    Old Dec 24, 2014, 12:14 pm
      #2105  
     
    Join Date: Jun 2011
    Posts: 48
    Originally Posted by mikedo
    I bought a non activated card off eBay and I'm running in to trouble activating it at my local store which doesn't sell this product. The screen just charges the Amex $5 fee and never gives them the option to enter my info or load the card.

    Is there something, like a key sequence, I can tell the cashier to use to get past this? Should I just try to go to another target? I want to see if I can activate this sucker before I go through the eBay refund process.
    The checkout sequence when activating the card is: Cashier scans barcode, cashier scans activation code, screen says you can't pay with target GC, cashier okays that message and asks you how much you want to load and keys that in, then the keypad asks you to hit ok twice, you then give cashier your ID and they scan/swipe it, after they have your info in the system you go back to the keypad and enter your info, when done you pay and leave.

    Hope this helps.
    FlashJT is offline  
    Old Dec 24, 2014, 1:06 pm
      #2106  
     
    Join Date: Oct 2013
    Location: Alabama
    Programs: Hilton Diamond, Hyatt Diamond, SPG Gold, Sixt Platinum
    Posts: 190
    Originally Posted by APatrowski
    I got mine off Amazon. Ebay has been very persistent in their efforts to remove these listings from their site due to one policy violation or another. You can still find them on there if you search often enough....i.e. before e-bay takes them down.

    I would definitely steer clear of unactivated cards as you run the real risk of wasting your money and not being able to register the card. The unactivated cards are essentially cards that someone has "stolen" from the store without going through the register to "pay" for it and activate it. So far I haven't heard of any issues with people getting the activated cards and registering them in their names.

    When I registered mine Amex wanted me to e-mail them a photocopy of my ID and a recent phone/utility bill to prove my identity. I did that and called their number, and within minutes my account was approved. I had also just closed my BB account 2 minutes earlier, so that may have been the reason I got dinged with the extra ID verification. Who knows.
    How much did you pay for yours on Amazon. The only one I can find is $25 with shipping.
    cop35758 is offline  
    Old Dec 24, 2014, 1:12 pm
      #2107  
     
    Join Date: Dec 2014
    Posts: 4
    Originally Posted by cop35758
    How much did you pay for yours on Amazon. The only one I can find is $25 with shipping.
    That's the one I bought. $20-30 seems to be the going rate for these, and I'll make that up easy over BB. Plus I had an amazon GC I needed to burn, so win win
    APatrowski is offline  
    Old Dec 24, 2014, 1:40 pm
      #2108  
     
    Join Date: Oct 2014
    Location: LAC
    Programs: Regal Crown Club
    Posts: 488
    Originally Posted by cop35758
    Interesting. I was looking all over ebay and have yet to find any.
    there's a new listing now. get it before it's gone. you may want to ask the seller if he can activate it first though
    Julian Brennan is offline  
    Old Dec 24, 2014, 3:57 pm
      #2109  
     
    Join Date: Dec 2011
    Posts: 4
    Originally Posted by mikedo
    I bought a non activated card off eBay and I'm running in to trouble activating it at my local store which doesn't sell this product. The screen just charges the Amex $5 fee and never gives them the option to enter my info or load the card.
    I had the same issue yesterday. friend sent me a Redbird card from a participating area and when I went to my local Target, they cashier scanned the codes and it did not enter the activation routine. The system prompted for a purchase amount and then charged my credit card. I got that refunded but it fried my card. I'm seeing reports like this more and more here and other boards. I wonder if they're cracking down on relocated activations...
    ShlockDoc is offline  
    Old Dec 24, 2014, 5:59 pm
      #2110  
     
    Join Date: Apr 2003
    Location: Atlanta
    Programs: AA Lifetime Gold, Marriott Silver, Starwood Platinum
    Posts: 3,656
    So you are trying to use stolen merchandise since it was never activated before it left its original store.....smart.
    zsmith2 is offline  
    Old Dec 24, 2014, 6:17 pm
      #2111  
     
    Join Date: Jan 2014
    Location: Chicago
    Programs: United MileagePlus, Hyatt Platinum
    Posts: 148
    I took my RedBird to a suburban Chicago store today and told the cashier at Guest Services I wanted to load $500. I also told her that the last time I loaded, fraud protection kicked in and I was able to clear it on my phone. Well, I swiped my Chase Sapphire Preferred and was able to load the $500 with no problem!

    The cashier told me that she has seen these cards before even though they are not sold in IL. She also told me that fraud protection tends to kick in when people try to load $1000 - $2000.
    Travel4Points is offline  
    Old Dec 24, 2014, 6:53 pm
      #2112  
     
    Join Date: Jan 2005
    Posts: 228
    Originally Posted by flyingskwirl
    Check your profile settings on the Amex Redbird Serve website and make sure you have a correct 10-digit phone number set as your primary contact number. Mine was only 7-digits for some reason and I kept getting that error until I corrected my number.
    Thank you for your suggestion, I had the message for days till I found your answer. Great Thanks.

    Can someone please update the wiki the resolution of the Bill Pay error message like below


    "Due to technical difficulties we are unable to process your request at the moment. Please try again.

    We apologize for the inconvenience."

    Last edited by catcathk; Dec 24, 2014 at 7:00 pm
    catcathk is offline  
    Old Dec 24, 2014, 10:54 pm
      #2113  
     
    Join Date: Jan 2012
    Programs: Marriott/SPG Plat, Hilton Gold
    Posts: 887
    For those following my difficulties getting Redbird registered:

    After cancelling Bluebird Sunday Dec 21st morning, finally on Dec 24th night I was able to get it to accept my registration. Well partially. It printed this:

    Thanks for your application! However, we need additional information from you before we can approve your Account. Please check your email for further instructions. Don’t forget to check your spam folder.

    If you have a Temporary Card, you can check your balance.
    ElPresidente is offline  
    Old Dec 25, 2014, 8:21 am
      #2114  
     
    Join Date: Jul 2008
    Posts: 151
    Originally Posted by doldrim
    +1 to this question.

    Also, if I go out of state to activate (e.g., trip to South Carolina), is anyone having problems even loading it in NC (via CC or VGC, etc)?
    I have yet to see a single post of anyone successfully purchasing or loading a redbird card in NC. I've given up any hope of being able to get and use this card before the ability to load with a credit card is eliminated.
    zink88 is offline  
    Old Dec 25, 2014, 11:06 am
      #2115  
     
    Join Date: Nov 2012
    Location: SMF
    Posts: 45
    Loaded two RBs with CC and OVs while in LAS. No problems, just a 'haven't seen these before'.
    focusmmuter is offline  


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