For everyone who thinks that "Oh, I'll just talk to the police, explain the whole MS thing, and they'll just clear me when they understand!" is a good idea. You need to watch the "NEVER talk to the police" video here:
https://www.youtube.com/watch?v=6wXkI4t7nuc
It's a law shool presentation by an attorney and former police officer. Eye opening, and if you think that your activities could get you a visit (even if innocent) it's definitely worth watching.

I think the distinction has to be made that there are some that dabble in MS trying to make some CC bonuses or minimum spend criteria in the case of DL or UA branded cards (for elite status exemptions). And then there are some that max out several cards, churn cards, incorporate other avenues such as MO's, and generate thousands upon thousands if not $75k+ into 6 figures.

I think that is why people want to know how much MS was generated by those who have spoke up to say they had issues with LEO. I know anyone can face these issues but is the dabbler as susceptible to these issues as the person who takes MS to the max. Though the dabbler may also make some rookie mistakes that can bite them.

I feel like there has been a lot of misinformation on this forum as of late. The tenor of the forum has also changed somewhat, with people trying to be more secretive in hopes of maintaining their avenue of MS. I don't know if Seat17D's story is true and it is entirely possible, but I find it suspect that it comes out around the same time that people are trying to be more discreet about available opportunities, especially after what happened at WM.

Ill get to work on that song!!

We have no Bowie yet I dont think...

Link to a pic or it ain't true.

I listened to this today on the drive home. Very interesting and a lot of good points. Thanks for sharing.

They don't. But they should. The 5th Amendment is not a "loophole". It's a valuable piece of armor to protect you from the power of the state. No, I'm not a defense attorney. I was usually at the other table.

I was thinking back to a story a friend told me who had some issues with Green Dot over the purchases and failed activations of some MoneyPaks (FYI - I write about some valuable information concerning the fragile GD and MP products HERE).

He had to contact Green Dot to try and get it resolved over time and they gave him a pretty hard time. In the end he did get his money back but he learned what many of us know about MS. You gotta float sometime. Fortunately, he was able to do this.

My friend had done nothing wrong. He said the clerk who sold him the MPs had made a mistake on purchase and he soon found out they never really got activated. He used his own CC to buy them and had bought there before (and continues to do so now). Being a business professional, when things started to go south with GD, he contacted their execs using his LinkedIn Premium account. This below, with his name and info changed, is part of the tail end of what was a week-long correspondence between him and certain GD higher ups.

You can see that this lady, whose name has NOT been changed (because she is not innocent) is loopy and obtuse, but she does mention her intent.

I thought it interesting and since I had saved this story and was going to post it somewhere, I figure this may help explain how some companies initially think of us and what they think they should do about it. I do not mean to divert the thread and talk about Green Dot though.


***

On Apr 28, 2014, at 11:51 PM, Nirit Rubenstein <[email protected]> wrote:

LinkedIn
OPENLINK: YOU HAVE A NEW MESSAGE
From: Nirit Rubenstein
Date: April 29, 2014
Subject RE: MoneyPak Case - XXXXX
John,

I apologize but there is nothing I can do to help. You used a stolen credit card to purchase the MoneyPaks.

You also exhibited classic fraudulent behavior of purchasing the MoneyPaks at the highest amount in multiple quantities.

Furthermore, you have had 13 open disputes with Green Dot, all of which resulted in fraudulent activity.

We have passed the case onto the FBI. Do not contact me or anyone from Green Dot again as it will not end well for you.

Nirit


***

Begin forwarded message:

From: John T.
Subject: Re: MoneyPak Case - XXXXX

Date: April 29, 2014 at 7:12:48 AM EDT
To: "Nirit Rubenstein (via LinkedIn)"

Dear Nirit,

Frankly, I expected a very different reaction from you as a business leader. You are mistaken.

Obviously I would not be using my LinkedIn account to contact you if I was some sort of "white collar criminal" as you suggest. The credit card that I used to purchase the MoneyPaks belongs to me, and this credit card is still active. Whomever suggested otherwise is incompetent. Either you or the retailer, RiteAid, has my $1,500, and I will recover my money.

Please have the FBI call or visit me as soon as possible as I am very eager to discuss this matter with them. Please be sure to provide them with the following facts:
> My name is Dr. John T.
> I am a business owner whose company name is:
> My cell phone number is:
> My residence is at:
> My listed home phone number is:

Please be assured that I will not cease to contact Green Dot to recover my money. I was hoping for a different response. I will, however, as a gentleman respect your request to stop contacting you personally, but because you have chosen this course of action rather than dealing with me professionally and courteously, I will contact the Massachusetts Attorney General’s office, the Better Business Bureau, and RiteAid. If necessary, I will take appropriate legal action to recover my money.

I will be contacting Bernie Huerta in your Corporate Resolutions Department again today.

Respectfully yours,

John T. (Name/Address/tel)

Shortly after these LinkedIn messages, he suddenly received checks for all his held up funds. As far as we know, Nirit never did call the FBI on him but if she did, they probably laughed at her. And hopefully she's been fired too. You can Google her and use LinkedIn when doing your own searches.

@MM

Kudos to your friend ^ Well played!

Depending on the amount involved the story could easily be true as use of anonymous money instruments such as visa/mc GCs is actively monitored and obviously there are thresholds that would trigger an investigation.

Hell of a bump, old chap.

That's an interesting video. A little long-winded, but a good reminder.

HOW DARE YOU, ADK!!!!

'dead broke"?!? paaaa leeeassseeeeee....

Hillary Clinton, among other investing talents, is the greatest commodities trader who ever lived. the Clinton's could lose everything tomorrow, but as long as the hillanator could borrow enough to open a modest commodities trading account, they'd have an 8 figure net worth again as fast as, well... as fast as she wanted. sure she might be a little rusty after all these years. but with her proprietary system, she can't lose.

If you get in trouble just show them this thread.... :)

Great video. Led me down a fun youtube path!