I am surprised that you guys still do not understand how they sort MS users from non-MS users.

please inform us all then if you have the magic formula....there are many variables and data points with varying successes/failures

Is it because MSers don't allow the prepaid companies make any money?

I think his point is that you could not possibly imagine a more aggressive way to start the relationship. Start slow, and build the realtionship. You know, kind of like dating in high school: first base on the first date, maybe second base on the second or third, etc.

Perhaps. More likely, fear of money laundering: dirty cash in, clean cash out, and repeat.

As others have mentioned, this is just an MVD with a different label. The website has the same password restrictions, status in the same spot, same bank.

So expect a quick death, unless you do normal spend. At least in this case you arent charged half a dollar for a transaction, W T F, who would pay that on the regular?

I did... I tried firefox, ie, chrome and I even tried on my iphone. I will try ipad tomorrow...

:(

No thats not it (you can start as aggressive and still not get shut down)

Yes. I'm just curious if they were handing out the same BS excuses as GreenDot.

$5k in via VR

$5k out via WM BP

Shutdown

On the phone with CS who says she works for Bancorp. My card says issued by Sutton Bank, so just for kicks I am going to file complaint with NYDFS that the card is falsely representing another bank. CS has no clue about ... Sutton Bank is!

That was quick my good friend :) 99.9% is such a high percentage :)

too fast to their liking?.. load/unload
mvd style

You blindly believe the CS, when she says she works for Bancorp?

I don't think the wham bam thank u mam approach will work much longer. The industry is getting smarter.

Yes indeed :) I can eat humble pie... so sorry Jeff. Though when there is a lot of wolf crying I can't really be blamed....

ha supervisor works for InComm. No I mean Bancorp. No I mean Jackson Hewitt. I don't really care I was just f***ing with them. I plan to lob the complaint into NYDFS for kicks though. They will not let go

Yes they mumble some BS about it being against federal regulations to load and then immediately unload large sums.... oh wait no it's against the terms and conditions... actually we can change the terms and conditions at will. it was pretty funny to listen to. should have recorded it for the regulator to hear

Maybe where you live this just started last week. Where I live, some WMs have refused to sell me MO with GC for as long as I've been trying it, and others still do not care. At my usual one there was recently some concern about my purchases and whether they should be allowed to continue, but I was able to assuage that by agreeing to fill out the paperwork with SSN and whatnot that I hadn't been doing in the past. That seems to have convinced them I'm not a money launderer and my GC purchases have been allowed to continue. This always has been, and continues to be, YMMV.

I have ordered this card and I'm waiting for it to come in the mail. I was able to get approved despite recently having all 3 of my MVD accounts simultaneously converted to spend down mode and the fact that I was not able to get the T-Mobile prepaid card, which I thought might have been due to being on Bancorp's blacklist as a result of my MVD accounts. This gives me a little bit of hope that the issue with T-Mobile may just be a website glitch. My plan is to liquidate at WM in smaller amounts, like 1-2k at a time, rather than doing a 5k bill pay in one go. Since the card can only be loaded 1k at a time and since I visit WM plenty anyway, there's no extra cost to me if I do it this way. We'll see how long it lasts.

How long did it take y'all to get your card? I applied around 1/24. Still waiting

Same here. Waiting to get my card so I can get shut down.

Last time I visited they actually took my cards and DL, compared names, and swiped the cards. They were polite though, no other problems and I can still use that WM as long as I'm not getting MOs or BP with GCs.

The other local WM, fortunately, doesn't share employees :cool:

my card finally showed up. Anybody having success with this? Better to just not bother even activating it?

Same experience as above - just got mine today, applied 2-3 weeks ago

Doesn't seem like anyone is having any success moving amounts. Activate vs. not - what do you have to lose - bang it hard and fast and be done and move on. Unless you want to wait until you have a large sign up to meet (I'm in process of meeting AA 100k 10k spend, so I will go hard and fast)

you have to lose the next better opportunity possibly.

people report cross-bans (have I just invented the term?) - shut down on one product prevent them to sign up with the other.

example. Those banned with paypower are now having no go with t-mo. And who know with what else in the future. As new products appear on monthly basis in our area.

my 2 points ($0.02)

Mine showed up yesterday. Loaded 1K yesterday, 1K today. Used it at grocery store today for a $2.33 purchase. Will ramp up over the coming weeks. :-:

^lol

My JH arrived, too. Pastor preached on money at church tonight. Said spend cash, not credit. Third point out of six. Also, gave us homework. Watch the "RUDY" movie. Thank you, Pastor. Have a good evening. :)

What is the easiest, and least fee intense way to use this? I was at WM tonight (after church) and picked up a Money Services brochure featuring all the icons like VR, HRB Emerald. Didn't see the JH icon. But, reading posts indicates can reload at WM?

I "interviewed" the customer service person to go over reload procedures. I have a CC paid for VR and want to use it. Hopefully.

So far, the cost on this to start at $1k a month I figure is this:

$7.90 + 7.48 + $1.40 (2x MOs) is $16.78.

Net return: 1008 miles or points for VR cost.

Ok, what is it that I am missing?

To load the JH with the VR visit vanillareload.com and it's free, not $7.48.

A cheaper and easier way would be to load a BB card, so you can use the billpay instead of visiting WM for MOs.

Video tutorial: https://www.youtube.com/watch?v=d6tTr8ZrbA0

Yes, I appreciate it. Thanks cuebert! Great information. Can try on Monday. :)

I've mentioned in another post I am waiting for on old Serve account to close before I can try out BB. Trying to be patient but couldn't help myself. I just had to know if I could get a VR at CVS with CC and I only struck out at one CVS and found two others that do sell them.

In the meantime, this card came in. Thanks again! :)

Mine just arrived. I believe in the hard and fast approach, so I am going to spend $15 at the grocery store. Well, maybe not $15, say $12, hard and fast but not reckless.

I had the weirdest experience with the JH call in to verify process today. Get the must call msg so I do. Lady says ok now we have to ask you some security verification questions. Np im thinking, ive been through this drill before. Then the questions comes. Which of these addresses have u lived at. (four addresses I don't recognize) A: none.

next question: Which address most closely matches the following address. (she then gives me a completely random address and then 4 more addresses that are totally random) A: huh? why are they asking me about this completely random address that I don't recognize.

next question: which hospital is closest to you?
They name 4 hospitals, none of which are close to my home address. The two hospitals that are closest to my house are not on the list. Im like huh?

sorry Mr S but you have FAILED the questions and we no give u a card. buh bye!

Ahhh one of the many reasons calling is my last option for anything MS-related. As long as I can reload and drain, I stay silent.

What did you get when you tried to apply online?

Looks like i was lucky enough to be approved online.

Think this is the first time I heard about some checks to get a prepaid card.

I've had questions like those when trying to order a credit report online. When I've "failed" them, it has been because there is some wrong information in my report somewhere. (Which is why I wanted a copy in the first place...) So I would check with wherever JH gets its information that your record is accurate.

Just got my card in the mail...they sent 2 of em. I managed to register both to different accounts.

Hopefully that's an extra 20k in VRs every month in the future?

Yeah....no. You'll be shut down before the first month is over.

Got my card in the mail as well. I'm still debating how I want to play this one. I'm thinking 2k a month in VR's then use it to pay for MO's at WallyWorld.

hmm.closest hospital would not be on anything credit report related and is not a normail question that i have ever been asked.
previous addresses
cars owned
eye color on DL
etc, but closest hospital?

wow, big spender there. I just see that as a loss of 2 miles...Ill go hard and fast and probably get shut down:D

It will be an extra 5k total... then you will be shut down

Meh
 

Mine came last week. Its still in the envelope. I'm not going to bother opening this one until the billpay is real.

Any recent shutdown reports? Got mine in the mail. Was going to do $1k a day till $4k or something then unload.