Go Back  FlyerTalk Forums > Miles&Points > Credit, Debit and Prepaid Card Programs > Manufactured Spending
Reload this Page >

Bluebird prepaid debit, now with FDIC insurance and paper checks (2015)

Community
Wiki Posts
Search
Old May 27, 2015, 12:00 am
FlyerTalk Forums Expert How-Tos and Guides
Last edit by: iflyjetz
Read the wiki before posting a question.

Check your BB load limits BEFORE asking in this thread about "tender not allowed" or any other errors.

Bluebird website. There's no need to buy a Bluebird kit in-store; sign-up free on the website.

The original discussion. The previous 2013- 2014 megathread.

For information on switching from BB to Serve, see the Serve thread wiki.

Bluebird Load Limits:
  • Cash loading via VR or WM load: $2,500/day and $5,000 total per calendar month
  • Cash loading up to $1999.99/day at Walmart registers (tested by PedroNY in Post #525 and showed to not be enforced. http://www.flyertalk.com/forum/manufactured-spending/1501215-bluebird-prepaid-debit-now-fdic-insurance-paper-checks-2015-a-35.html#post25611848 )
  • Online Debit Card Load* - $200/day and $1,000/month
  • Checking/Savings Account - $2,000/month
  • Checks - $2,000/day and $10,000/month
  • ATM Withdrawals - $750/day and $2,000/month

The cash load limit for a temp card is $1,500 total.

*For online debit load, only use of bank-issued cards is allowed. The use of pre-paid debit cards (Netspend, Paypower, Univision, Paypal, etc.) and VGC/MGC/AGCs is not allowed. Your account will be flagged upon first/second attempt. If blocked, call Account Protection Services at 1-800-660-2454 to clear it (9am-8pm EST, Mon-Fri).

The day currently resets around midnight Eastern/11pm Central/10pm Mountain/9pm Pacific.

For online bill pay
  • You can pay the credit card that you used to buy reloads
  • Error 1302 means that you have 1 pending payment the same amount as the one you just submitted. For example, 1000 bill pay to sapphire preferred from Friday and then on Saturday you submit another bill pay for 1000 to sapphire preferred, you will get this error.
  • Tip: if using online bill pay to the same place multiple times, vary your amounts by $0.01 to make it easier to track since your confirmation number does not match the tracking number on your credit card statement


Loading with debit card at Walmart
Self checkout does not work for loading.

Many Walmart stores are enforcing a rule against the use of gift cards when loading, even though the register and the MCE do not enforce. Do not make your prepaid debit cards visible. Show them a bank debit card if asked. Otherwise, you may be asked by management to never visit the MC again to load with gift cards.

Loads at register over $500 will sometimes trigger ID requirement. There is a limit of four swipes per transaction; this means your card plus three payments.

If your card doesn't say "debit" on the front, it isn't a debit card.

Please see http://www.flyertalk.com/forum/manuf...bit-cards.html for additional information on using prepaid debit cards.

Training a WM cashier:
  • If the WM cashier doesn't know how to load the card, advise them to enter "70" then press "action code".
  • If you are using a temp card that doesn't have your name on it, you can swipe the card from your side of the terminal. The WM rep never has to touch any of your cards. The screen will say "enter account." That is your prompt to slide the card.
  • The terminal will ask the WM employee if you are loading in multiples of $2000. Advise them to enter "no."
  • Avoid saying gift card. Always refer to your card as a debit card.

Error Messages:
DEBIT NOT AVAILABLE
Received when I used a card I thought I had activated but hadn't.

DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.

TENDER NOT ALLOWED
Card was incorrectly read, or wrong PIN entered .

HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again. Try again later.
Print Wikipost

Bluebird prepaid debit, now with FDIC insurance and paper checks (2015)

Thread Tools
 
Search this Thread
 
Old Oct 27, 2015, 2:14 pm
  #541  
 
Join Date: Jun 2012
Location: ATL
Programs: DL, Marriott
Posts: 728
Originally Posted by SDBK
this is why we cant have nice things
I just made a thread asking about those types of people (who aren't doing it right)
pritomd is offline  
Old Oct 28, 2015, 10:13 am
  #542  
 
Join Date: May 2015
Posts: 284
Deleted.

Last edited by Radster; Oct 28, 2015 at 11:33 am
Radster is offline  
Old Oct 28, 2015, 3:45 pm
  #543  
 
Join Date: Jan 2012
Programs: Marriott/SPG Plat, Hilton Gold
Posts: 887
Bluebird October 28th changes

Just got an email, zero advance notice eh?

---------------------------------------------------------------------------
We want to let you know about some changes to the terms and conditions of your Bluebird® Account:

• Funding & Transfers
As of October 28, you will not be able to link a new bank account to your Bluebird Account to add funds. However, you will still be able to add funds out of your Bluebird Account to a bank account.

If you currently have a linked bank account, nothing will change – you'll still be able to add funds from that account.

You can continue to easily add funds through Direct Deposit, Debit Card, and Cash Reloads at thousands of locations.

• Early Direct Deposit
Now you can get access to your money up to two days faster* with Direct Deposit. You can automatically add all or part of your paycheck, government benefits and federal tax refunds to your Bluebird Account.

You can also review these changes in the Bluebird Member Agreement here.
ElPresidente is offline  
Old Oct 28, 2015, 4:05 pm
  #544  
 
Join Date: Sep 2009
Posts: 2,833
Can someone break the code for me...... what is the motivation for this change to the Terms and Conditions? What are they trying to fix?

Just curious......
Steve in Olympia is offline  
Old Oct 28, 2015, 8:35 pm
  #545  
 
Join Date: May 2011
Location: Bay Area, CA
Programs: SPG, Hyatt Diamond Member, Club Calrson Silver, AA, Hilton Gold, BA
Posts: 476
Man i miss target already. Walmart is disgusting.
livestrongforever is offline  
Old Oct 28, 2015, 9:22 pm
  #546  
 
Join Date: Jun 2015
Posts: 1,727
Originally Posted by ElPresidente
Just got an email, zero advance notice eh?

---------------------------------------------------------------------------
We want to let you know about some changes to the terms and conditions of your Bluebird® Account:

• Funding & Transfers
As of October 28, you will not be able to link a new bank account to your Bluebird Account to add funds. However, you will still be able to add funds out of your Bluebird Account to a bank account
Just like the TG shut down, only the Redbirds notice was the day after the shut down. Jack be nimble...
Chelski is offline  
Old Oct 28, 2015, 10:04 pm
  #547  
 
Join Date: Oct 2015
Posts: 22
Originally Posted by Steve in Olympia
Can someone break the code for me...... what is the motivation for this change to the Terms and Conditions? What are they trying to fix?

Just curious......
ditto.
not sure of the wording, but i assume this will limit everyone to one bank account for withdrawals, which will crush the ability to send a 'direct deposit' to meet minimum requirements for new bank accounts.

ive never bothered pulling bluebird cash from an atm, i assume its 100% free at kate, but are there any fees at all when pulling bluebird cash at a non-kate 'moneypass' atm?
12three is offline  
Old Oct 29, 2015, 5:35 am
  #548  
 
Join Date: Jul 2014
Posts: 3,688
Originally Posted by 12three
but are there any fees at all when pulling bluebird cash at a non-kate 'moneypass' atm?
I've always taken $ from BB via USB atms where I got USBuxx cash and there are no fees. same for Serve and GoB.
Mamibear is offline  
Old Oct 29, 2015, 6:13 am
  #549  
 
Join Date: Mar 2015
Posts: 283
Originally Posted by 12three
ditto.
not sure of the wording, but i assume this will limit everyone to one bank account for withdrawals, which will crush the ability to send a 'direct deposit' to meet minimum requirements for new bank accounts.

ive never bothered pulling bluebird cash from an atm, i assume its 100% free at kate, but are there any fees at all when pulling bluebird cash at a non-kate 'moneypass' atm?
The only thing that changed is you can't initiate an ACH withdrawal from within Bluebird. You can still push money to BB from your checking account and you can still send money from BB to your bank.

This change should affect no one (insofar as MS is concerned).

Also, I've never tried to pull money from a non-Kate money pass machine, but it should be free according to the T&C.
missing_link is offline  
Old Oct 29, 2015, 7:31 pm
  #550  
 
Join Date: Sep 2014
Posts: 202
Originally Posted by 12three
ditto.
not sure of the wording, but i assume this will limit everyone to one bank account for withdrawals, which will crush the ability to send a 'direct deposit' to meet minimum requirements for new bank accounts.

ive never bothered pulling bluebird cash from an atm, i assume its 100% free at kate, but are there any fees at all when pulling bluebird cash at a non-kate 'moneypass' atm?
I usually pull from non Kate money pass atms and there is never a fee. If you have a smartphone.. you can download the money pass app where it will show you all ATMs near your location. It's useful for me.
bargainhunter3 is offline  
Old Oct 30, 2015, 8:04 pm
  #551  
 
Join Date: Jul 2001
Programs: Marriott LT Tit; Hyatt Explorist; Hilton CC Gold; IHG CC Plt; Hertz (MR) 5 star
Posts: 5,536
Originally Posted by iflyjetz
I also don't load at the normal cashiers in the Neighborhood Market; I just go to the Moneycenter and do one 2x500 load.
I just loaded with a normal cashier at a Neighborhood Market tonight. I think I'll start doing that instead of using the Moneycenter there. I did 2x500 with the cashier.
iflyjetz is offline  
Old Oct 30, 2015, 9:25 pm
  #552  
soy
 
Join Date: Dec 2008
Location: DUB-BOS
Programs: various
Posts: 3,690
At my local WM any more than 1k raises eyebrows, so I stick to 2x500 at each cashier. No issues loading my usual 2.5k to my BB today
soy is offline  
Old Nov 1, 2015, 5:34 pm
  #553  
 
Join Date: May 2005
Location: USA
Programs: AA CX AC
Posts: 116
Whenever I read that someone buys a gc at wm and goes over and loads it to bb, I think that this is the type of person who would ask "What's the phone number of 1-800_FLOWERS"?
jjd477 is offline  
Old Nov 2, 2015, 5:46 am
  #554  
 
Join Date: Mar 2013
Location: Dayton
Programs: Hilton Gold, IHG Platinum, United, AAdvantage
Posts: 223
Host Timeout Error

I got "Host Timeout" error on loading BB of one of my friend for 500$ and GC was drained. As per wiki, funds should come back in some time but its been 12 hours, I am not seeing funds back in GC.
In you guys experiences, funds come back in how much time? Since yesterday was Sunday, would that have impacted reversal time?
animesh42001 is offline  
Old Nov 2, 2015, 4:09 pm
  #555  
 
Join Date: Jul 2015
Programs: SW,SPG,Hyatt
Posts: 87
Anyone have experience paying the Fidelity Amex with Bluebird, Redbird or Serve? Would it be under American Express or Bank of America? Thanks
barschools is offline  


Contact Us - Manage Preferences - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service -

This site is owned, operated, and maintained by MH Sub I, LLC dba Internet Brands. Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Designated trademarks are the property of their respective owners.