Jun 22, 2013, 10:42 am
Last edit by: ChrisFlyer66
There is a new thread for 2017: http://www.flyertalk.com/forum/manufactured-spending/1819569-pin-available-now-visa-mc-prepaid-debit-cards-2017-a.html
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
Federal Reserve interpretation of Dodd-Frank financial reform regulations has resulted in Visa/MC gift cards getting PINs as of April 1, 2013.
Setting PINS
- MetaBank VISA or Sunrise VISA -use the last four digits of the card number (or to set personal PIN call 888-524-1283)
- US Bank VISA and Mastercard - Newer cards come with a PIN printed on cardstock inside the package. To set/reset PIN, call 866-952-5653. One person reports: VISA that has pre-set PIN locks PIN on first use if not previously reset; always call to set PIN before use. If you forget to reset the pin and you can't unload the funds to your BB, call the toll free # and ask rep. to "reset" the card and they will do some magic and you should then be able to unload the funds at WM.
- Vanilla VISA and OneVanilla(not MyVanilla, etc) - selection of 4 digits on the first transaction becomes the PIN
At Walmat, many MCs default to credit(and fail) and require pressing a button to change the payment type to debit. Here are the workarounds:
Old POS systems (monochrome black on green terminals and replacement color terminals):
1a. Screen shows "Insert or Swipe Card Quickly" with "Espanol" button in lower right (note if your screen blinks)
1b. Swipe card
1c. Screen shows "Waiting for cashier..." with with working animation in lower center and "Cancel" button in lower right
2. Press "Cancel" on the screen or red button on pad (if your screen blinks, do not hit button until after blink)
3. Press "ATM/DEBIT" from upper left
4. Press "No Cash Back"
5a. Enter PIN
5b. Screen shows "Waiting for cashier..."
6. Cashier hits blue (not green) Debit button on their side.
New POS systems (color terminal):
1. Swipe GC
2. Press "Change Payment" on screen (Yellow button on pad should also work, but screen works better for some. Timing is critical.)
3. Press "DEBIT"
4. Press "No Cash Back"
5. Enter PIN - Screen showing another 'Waiting for cashier...'.
6. Ask Cashier to hit blue color Debit button on the screen
When splitting transactions among multiple cards at a Walmart register, make sure to have the cashier hit the debit button on their physical keypad. If they hit the debit button on the touchscreen, it will not work. If your transaction got declined, try having the cashier hit 'Debit' using the physical keypad on the right of the screen.
As of 6/19/2014, Walmart rejects Debit attempts above $49.99 on all cards issued by InComm/ITC Financial Services, namely all Vanilla VISA and OneVanilla. There is no workaround.
Error Messages
DEBIT NOT AVAILABLE
Not enough funds available to cover whatever amount was typed in, or most likely NOT typed in.
DEBIT NOT APPROVED
Received when the card's monthly load limit had been reached.
HOST TIMEOUT
Connection problems. The GC may be drained but the transaction should reverse itself, and funds will become available again.
PIN available now for Visa/MC prepaid debit cards(2013-2016).
May 13, 2013, 8:45 am
#1141
Join Date: Dec 2012
Posts: 204
I've been mostly getting MOs instead of BB kiosk option. Is there any reason why I should switch it up to BB kiosk? I have ice creams available where I'm at so I max out BB with them and then do Visa debits to MO option.
May 13, 2013, 8:55 am
#1142
Join Date: Nov 2009
Location: SDF
Programs: UA, HH
Posts: 692
Few data points about kiosks:
1. Tried to load own and wife's BB at WM. Loaded 2 cards onto mine, 1 on wife's. While trying to load 2nd card onto wife's BB (4th card in a row) - got a message that manager's approval required. Manager was not around, so I just left.
I guess, even though they were 4 separate transactions - new BB swipe every time - they still track what you are doing.
2. Next day (this morning) I was loading 2 more cards on wife's BB - one Chase GC required 3 swipes - on first 2 it was coming up with some wired message about wrong card. Almost gave up, but tried the third try - went through no problems.
1. Tried to load own and wife's BB at WM. Loaded 2 cards onto mine, 1 on wife's. While trying to load 2nd card onto wife's BB (4th card in a row) - got a message that manager's approval required. Manager was not around, so I just left.
I guess, even though they were 4 separate transactions - new BB swipe every time - they still track what you are doing.
2. Next day (this morning) I was loading 2 more cards on wife's BB - one Chase GC required 3 swipes - on first 2 it was coming up with some wired message about wrong card. Almost gave up, but tried the third try - went through no problems.
May 13, 2013, 9:04 am
#1143
Join Date: Aug 2009
Location: RDU
Programs: A few
Posts: 5,499
no reason. i am doing the same. as long as you are happy doing mo's no point eating into bb limits for gc's
May 13, 2013, 10:51 am
#1145
Join Date: Jul 2007
Programs: Marriott Platinum
Posts: 274
Few data points about kiosks:
1. Tried to load own and wife's BB at WM. Loaded 2 cards onto mine, 1 on wife's. While trying to load 2nd card onto wife's BB (4th card in a row) - got a message that manager's approval required. Manager was not around, so I just left.
I guess, even though they were 4 separate transactions - new BB swipe every time - they still track what you are doing.
2. Next day (this morning) I was loading 2 more cards on wife's BB - one Chase GC required 3 swipes - on first 2 it was coming up with some wired message about wrong card. Almost gave up, but tried the third try - went through no problems.
1. Tried to load own and wife's BB at WM. Loaded 2 cards onto mine, 1 on wife's. While trying to load 2nd card onto wife's BB (4th card in a row) - got a message that manager's approval required. Manager was not around, so I just left.
I guess, even though they were 4 separate transactions - new BB swipe every time - they still track what you are doing.
2. Next day (this morning) I was loading 2 more cards on wife's BB - one Chase GC required 3 swipes - on first 2 it was coming up with some wired message about wrong card. Almost gave up, but tried the third try - went through no problems.
May 13, 2013, 10:55 am
#1146
Join Date: Nov 2009
Location: DEN
Programs: SPG Gold; HH Diamond
Posts: 223
I've done 10 $200 Vanilla Visas back to back (2 cards) on several occasions with no issues, so I assume this varies from store to store.
May 13, 2013, 10:59 am
#1147
Join Date: May 2009
Posts: 29
Any confirmation that the MyVanilla cards (prepaid cards, in the section where the VRs are...)
they look like this: http://pbs.twimg.com/media/BKKRR6eCIAIm4d7.jpg#twimg
they look like this: http://pbs.twimg.com/media/BKKRR6eCIAIm4d7.jpg#twimg
May 13, 2013, 11:05 am
#1148
Join Date: Dec 2003
Location: CA
Programs: BA, AA, United
Posts: 429
I had seen the same issue last Fri and Sat (Metabank MC didn't work, Chase GC didn't work). It had me concerned that BB or the gift card guys figured out a way to shut it down. However I was able to load the chase GC to 2 of my BB's w/o any issue on Sun. Will head out to WM to load the MC today.
I have been doing this for over a month now with so many gift cards and this is the first time this has happened. Hopefully it was some kind of software bug on the BB side.
I have been doing this for over a month now with so many gift cards and this is the first time this has happened. Hopefully it was some kind of software bug on the BB side.
The MC ones always require me to hit "Change Payment Method" button which then prompted for a PIN. Then it asks about cash back (which I answer no to). After that, yeah, it said something like Alternate Payment Required on the PIN pad and then spit out the small piece of paper with the Debit Not Authorized message.
May 13, 2013, 11:33 am
#1149
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
Few data points about kiosks:
1. Tried to load own and wife's BB at WM. Loaded 2 cards onto mine, 1 on wife's. While trying to load 2nd card onto wife's BB (4th card in a row) - got a message that manager's approval required. Manager was not around, so I just left.
I guess, even though they were 4 separate transactions - new BB swipe every time - they still track what you are doing.
2. Next day (this morning) I was loading 2 more cards on wife's BB - one Chase GC required 3 swipes - on first 2 it was coming up with some wired message about wrong card. Almost gave up, but tried the third try - went through no problems.
1. Tried to load own and wife's BB at WM. Loaded 2 cards onto mine, 1 on wife's. While trying to load 2nd card onto wife's BB (4th card in a row) - got a message that manager's approval required. Manager was not around, so I just left.
I guess, even though they were 4 separate transactions - new BB swipe every time - they still track what you are doing.
2. Next day (this morning) I was loading 2 more cards on wife's BB - one Chase GC required 3 swipes - on first 2 it was coming up with some wired message about wrong card. Almost gave up, but tried the third try - went through no problems.
There are a few basics with load limits though, but beyond that it seems to vary case by case, store by store, kiosk by kiosk, cashier by cashier. There's no rhyme or reason. I'm fine with a little hoop jumping as long as this stays alive, though.
May 13, 2013, 11:43 am
#1150
Join Date: Jan 2011
Posts: 104
I think this is a good clarification to make as I have read the posts very closely and have seen it posted both ways without a clarification to either making the information useless if you do not know which poster to follow.
May 13, 2013, 11:47 am
#1151
Join Date: Mar 2011
Posts: 127
Thanks for the clarification. So, now all debit gift cards with pins can be loaded via the Walmart money center and BlueBird in store kiosk at $1000 a day and $5000 a month with no BlueBird or Walmart fees.
I think this is a good clarification to make as I have read the posts very closely and have seen it posted both ways without a clarification to either making the information useless if you do not know which poster to follow.
I think this is a good clarification to make as I have read the posts very closely and have seen it posted both ways without a clarification to either making the information useless if you do not know which poster to follow.
May 13, 2013, 11:53 am
#1152
Suspended
Join Date: May 2010
Posts: 2,998
indeed the problem with message boards that most flyer talk members refuse to realize. The forum/message board format isn't the quickest or cleanest way to get info. It's actually quite messy. And FTers get angry when people don't know things (because they were mentioned 10 pages ago).
It's a message board, not War and Peace. Barely 1/2 the page even has text on it.
Heck, the OP just updating the first post with some info as it comes in would be helpful. But I doubt the FT community at large would like that.
http://www.flyertalk.com/forum/miles...nks-first.html
May 13, 2013, 11:54 am
#1153
Join Date: Jan 2011
Posts: 104
indeed the problem with message boards that most flyer talk members refuse to realize. The forum/message board format isn't the quickest or cleanest way to get info. It's actually quite messy. And FTers get angry when people don't know things (because they were mentioned 10 pages ago). This is why blogs (which many FTers hate) are growing in popularity. Heck, the OP just updating the first post with some info as it comes in would be helpful. But I doubt the FT community at large would like that.
May 13, 2013, 11:55 am
#1154
Join Date: Jan 2012
Programs: DL, WoH
Posts: 1,253
indeed the problem with message boards that most flyer talk members refuse to realize. The forum/message board format isn't the quickest or cleanest way to get info. It's actually quite messy. And FTers get angry when people don't know things (because they were mentioned 10 pages ago). This is why blogs (which many FTers hate) are growing in popularity. Heck, the OP just updating the first post with some info as it comes in would be helpful. But I doubt the FT community at large would like that.
I haven't bought a prepaid since the beginning of this month because I'm waiting to meet minimum spends on the new Ink Plus I will be getting, but I'm tempted to go buy a $25 visa at staples just to refresh myself of the process.
May 13, 2013, 12:00 pm
#1155
Join Date: Jan 2011
Posts: 104
The depth of information and interaction is what is good about message board threads. However, when you have conflicting information over the course of a thread that has gone on for 90 pages and two month, it may be a good idea to ask for clarification...which is the point of message boards (interaction and discussion).