Closing IHG Card
#2
Join Date: Nov 2006
Programs: Seniors Bus Pass
Posts: 5,529
#4
Join Date: Nov 2006
Programs: Seniors Bus Pass
Posts: 5,529
My IHG branded credit card credits the points earned to my IHG membership number. The branded credit card has no effect on the IHG account so you can keep using them until they are used.
If you have a free night there might be some snag as I think they are awarded at the end of the year (depending on paid or free version of credit card) IIRC
If you have a free night there might be some snag as I think they are awarded at the end of the year (depending on paid or free version of credit card) IIRC
#9
Join Date: Nov 2001
Location: USA, JPN, GBR
Programs: A3, AA, AC, AS, DL, NH, SQ, SK, UA; BW, CP, HH, IHG, MB
Posts: 1,950
OP, don't forget that your points will expire 12 months after you lose status.
#10
Join Date: Aug 2010
Location: ORF
Programs: Amex Plat, AA, BA Silver, Marriott Plat, Choice Gold, HHonors Gold, IHG Diamond
Posts: 3,749
Presumably, the OP has the IHG Select card, which is no longer available. Unless the OP can't use the anniversary free night (which doesn't seem to be the case) or the 10% points rebate, it seems kind of silly to close (or even downgrade) a card that only costs $49 a year... If they decide to get another IHG credit card in the future, they'd lose out on the annual points rebate AND pay a higher annual fee.
OP, don't forget that your points will expire 12 months after you lose status.
OP, don't forget that your points will expire 12 months after you lose status.
If you intend to stay within the IHG ecosystem, keeping this card is wise. Of course, if the program no longer holds value for you or you want to free a credit line for another card, then I understand canceling the card.
#14
FlyerTalk Evangelist
Join Date: Jan 2005
Location: home = LAX
Posts: 25,933