Does anybody keep a spreadsheet of benefits by card?
May 24, 2015, 1:26 pm
#1
Original Poster
Join Date: Apr 2005
Location: Dallas
Programs: MR LTP, Hyatt Globalist, Hilton Gold
Posts: 317
Does anybody keep a spreadsheet of benefits by card?
Like probably everyone on here, I have a lot of cards. I have a hard enough time remembering which offer 2x on airfare vs 3x, but I really never remember which have other benefits like price protection, double warranty period, priority boarding, etc.
Does anyone keep a spreadsheet of these or list of these I could build on?
Thanks -
Does anyone keep a spreadsheet of these or list of these I could build on?
Thanks -
May 24, 2015, 3:46 pm
#4
Join Date: Jul 2013
Programs: Marriott Tit, Hyatt Diamond, AA EXP, UA Silver, IHG Plat
Posts: 427
Does anybody keep a spreadsheet of benefits by card?
How many cards do you have? I have 10+, but use less than a handful regularly. In my case, I don't find much use to knowing the extraneous card's benefits after reaching the min spend. Am I missing something? Sorry if I'm a noob.
May 24, 2015, 6:54 pm
#5
Original Poster
Join Date: Apr 2005
Location: Dallas
Programs: MR LTP, Hyatt Globalist, Hilton Gold
Posts: 317
I probably keep 10-15 at a time.
But knowing the basic details unique to that card can be helpful - category bonuses, priority boarding, free checked bags, etc. I also sometimes choose which card I use when buying something big since some extend the return period or double the warranty period.
But there are all those other things like travel insurance, trip protection, car insurance, etc. A lot of it is probably the same for "all signature visa cards" or "all world master cards" or something.
But knowing the basic details unique to that card can be helpful - category bonuses, priority boarding, free checked bags, etc. I also sometimes choose which card I use when buying something big since some extend the return period or double the warranty period.
But there are all those other things like travel insurance, trip protection, car insurance, etc. A lot of it is probably the same for "all signature visa cards" or "all world master cards" or something.
May 24, 2015, 7:55 pm
#6
Join Date: Jul 2009
Location: SEA
Posts: 2,556
https://usa.visa.com/visasignature/benefits.jsp
http://www.mastercard.us/credit-card-world.html
Same for me.
May 26, 2015, 5:48 pm
#7
Join Date: Apr 2013
Location: Lehigh Valley, Pennsylvania
Programs: Milege+, SkyMiles, AAdvantage, HHonors Diamond, Marriott Gold
Posts: 1,685
a partial spreadsheet at most. Cards have many similarities, so I take note of any benefit that a card has that is superior to all my other cards. This way I don't accidentally use the wrong card when wanting to maximize my rewards.
Last edited by eajusa; May 27, 2015 at 1:38 pm