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Any fee free MC to replace the Shell MC?
With the Shell MasterCard going away, does anyone know of another MasterCard, fee free with some type of rewards (either $ or miles). I already have AMEX, Discover & Visa (with rewards). Just looking for a good replacement for MasterCard.
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Citi has a free MC that earns 1% cash back, paid in $100 chunks. (IOW, they won't pay you until you get $100 in earnings, which of course requires you to spend $10k.) The cap is $300 worth of cash back per year.
http://www.citibank.com/us/cards/car...E230A38E886B90 That's the only one I know of off the top of my head. There are probably some other cards that earn points towards their own rewards. MBNA has a few reward-earning cards that can be had as MCs, and MBNA is recognized as particularly good in customer service, and they still have a lower foreign currency surcharge. The Amtrak Guest Rewards card is one of theirs, although from what I understand the desirability of this card was recently reduced because of a change in amount that can be converted to airline miles per year. http://www.mbna.com/credit_rewards.html |
The Amoco Visa earns you 2% in non-Amoco purchases and 3% in Amoco purchases. There are three catches:
1) Purchases at gas stations other than BP/Amoco earn you nothing. 2) Rebates are paid in $20 increments via a BP/Amoco cash card. 3) I think they also have something like an $80 a year rebate limit. |
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