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Keep AMEX Bonvoy Brilliant or switch?
I have had the AMEX Brilliant card for around 3 years. Primarily use it for Priority Pass lounge access when traveling esp internationally and use the dining credit regularly, plus when staying at a Marriott property.
Between these uses and the annual night cert, I think I am breaking even on the fees but wondering if there is a better card I should switch to for lower fees or better benefits. AMEX Platinum is one I’m familiar with but the fees are even higher (used to have that before I switched to this one). Upgrading to Chase reserve from current Sapphire is another option but the additional card user fees make it expensive. Any others I should consider? other cards I have and use: - Chase Sapphire - AmEX Green - Chase Hyatt Visa Thanks! |
It all depends on what your overall situation and needs are with cards
I personally find the Capital One Venture X, the single best option as 395$ fee is repaid by 10k miles and 300$ travel credit That and 2x points makes it a free Priority Pass enabled card, with extra lounges at both our airports. We also have a Ritz Carlton card - for a whole lot of friends and family for the pass. We almost never spend on it For cash back the best card is A 4% with no annual fees US Bank Smartly if spending below 10k a month B 2.625% with no to minimal fees BofA Premium or Unlimited Rewards for unlimited spend Both require a large amount on deposit at USB or BofA but that can be an IRA or a brokerage account with stocks and funds you already have If you have a lot of airfare spend, then the Amex Platinum can fit your bill due to 5x miles If you live in a high rent or mortgage situation, the Bilt 2.0 card may be the best.
Originally Posted by samplat
(Post 37528349)
I have had the AMEX Brilliant card for around 3 years. Primarily use it for Priority Pass lounge access when traveling esp internationally and use the dining credit regularly, plus when staying at a Marriott property.
Between these uses and the annual night cert, I think I am breaking even on the fees but wondering if there is a better card I should switch to for lower fees or better benefits. AMEX Platinum is one I’m familiar with but the fees are even higher (used to have that before I switched to this one). Upgrading to Chase reserve from current Sapphire is another option but the additional card user fees make it expensive. Any others I should consider? other cards I have and use: - Chase Sapphire - AmEX Green - Chase Hyatt Visa Thanks! |
At least wait on the BoA cards right now, since they are supposed to announce changes to the Preferred Rewards program this month.
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